Gavop shows you how to buy homeowners insurance in Cape St. Claire, MD by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Cape St. Claire, MD - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Southview Dr, Eagle Ct, Mount Pleasant Dr, Springwood Ct, Hillendale Dr, Locust Tree Dr, Dunberry Dr, Augusta Dr, Hillcrest Dr, Hazel Nut Ct | $364,500 | $320,000 | $300,000-$350,000 | $712,000 | $570,000 | $800,000-$900,000 |
| White Swan Dr, Doral Ct, Tanook Ct, Destiny Cir, Mariners Cir, Pine Tree Dr, Ramblewood Dr, Seabright Dr, Macmillan Ct, St Catherine Dr | $199,500 | $170,000 | $150,000-$175,000 | $414,000 | $360,000 | $350,000-$400,000 |
| Hampton Rd, Radoff Rd, Evergreen Ln, Greenhill Rd, Fairwinds Dr, Gateway Dr, Burning Tree Dr, Hampton Rd, Bayview Vis, Anna Marie Ct | $356,000 | $330,000 | $350,000-$400,000 | $346,500 | $330,000 | $400,000-$500,000 |
| Starfish Ct, Glenwood Dl, Cynder Ct, Lake Claire Dr, Little Magothy Vw, Colonial Ridge Dr, Darlow Dr, Oakmont Ct, Dogwood Tree Dr, Forest Ter | $221,500 | $180,000 | $250,000-$300,000 | $433,500 | $410,000 | $350,000-$400,000 |
| Forked Creek Rd, Breezeway Dr, Juniper St, Mount Holly Dr, Stonington Way, Bellerive Rd, Quaker Ridge Dr, Glenwood Dl, College Pkwy E, Laurel Way | $360,500 | $330,000 | $350,000-$400,000 | $416,500 | $390,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$155 | $707 |
| Superior Protection Discount | -$78 | $784 |
| Fire & Security Discount | -$78 | $784 |
| Hail Resistant Roof Discount | -$17 | $844 |
| Newly Constructed Home Discount | -$250 | $612 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Anne Arundel County | $1,000 | $1,050 | $2,050 | $763 | $1,763 | $287 |
| Cape St. Claire, MD | $2,000 | $851 | $2,851 | $619 | $2,619 | $233 |
| Edgemere, MD | $300 | $773 | $1,073 | $562 | $862 | $211 |
| North Beach, MD | $1,500 | $1,035 | $2,535 | $752 | $2,252 | $283 |
| Peppermill Village, MD | $400 | $841 | $1,241 | $611 | $1,011 | $230 |
| Cordova, MD | $2,500 | $855 | $3,355 | $621 | $3,121 | $234 |
| Pikesville, MD | $200 | $984 | $1,184 | $715 | $915 | $269 |
| Belle Haven, VA | $2,000 | $979 | $2,979 | $711 | $2,711 | $268 |
| Potomac, MD | $400 | $990 | $1,390 | $719 | $1,119 | $270 |
| Brookview, MD | $2,000 | $775 | $2,775 | $563 | $2,563 | $212 |
| South Run, VA | $500 | $1,101 | $1,601 | $800 | $1,300 | $301 |
| Monrovia, MD | $2,500 | $1,255 | $3,755 | $912 | $3,412 | $343 |
| Home Insurance Company Cape St. Claire, MD | Homeowners Insurance Agency Cape St. Claire, MD | Address | Popularity Score | Distance from Cape St. Claire (miles) |
|---|---|---|---|---|
| Allstate | Marisa Alonso | 1717 Elton Rd Ste 207, Silver Spring, MD, 20903 | 28.5 | |
| Travelers | Mason & Carter Inc | 23 South St, Baltimore, MD, 21202 | 19.1 | |
| State Farm | Michael Feliz | 1945 Lansdowne Rd, Baltimore, MD, 21227-1707 | 18.7 | |
| State Farm | Norman Thomas | 10601 Baltimore Ave Ste 300, Beltsville, MD, 20705-2151 | 25.4 | |
| Allstate | Penny Tsao | 2418 York Rd, Timonium, MD, 21093 | 30.1 | |
| State Farm | Scott Spedden | 5525 Twin Knolls Rd Ste 324, Columbia, MD, 21045-3274 | 24.6 | |
| Allstate | Thomas Sperli | 8039 Ritchie Hwy Ste B, Pasadena, MD, 21122 | 9.8 | |
| State Farm | Richard Moore | 8131 Ritchie Hwy Ste H, Pasadena, MD, 21122-6940 | 9.4 | |
| GEICO | Sylvia Hopkins | 2563 Forest Drive 1st Floor, Annapolis, MD, 21401 | 6.7 | |
| State Farm | Dewayne Manear | 2300 E Joppa Rd Ste 2a, Baltimore, MD, 21234-2853 | 25.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Anne Arundel County, MD | $346,000 | $1,063 | $840 | $1,340 | $500 |
| Cape St. Claire, MD | $367,700 | $862 | $680 | $1,090 | $410 |
| Edgemere, MD | $262,700 | $783 | $620 | $990 | $370 |
| North Beach, MD | $312,300 | $1,048 | $830 | $1,320 | $490 |
| Peppermill Village, MD | $222,300 | $851 | $670 | $1,070 | $400 |
| Cordova, MD | $229,300 | $865 | $680 | $1,090 | $410 |
| Pikesville, MD | $308,200 | $996 | $790 | $1,250 | $460 |
| Belle Haven, VA | $485,100 | $991 | $670 | $1,370 | $700 |
| Potomac, MD | $893,600 | $1,002 | $790 | $1,260 | $470 |
| Brookview, MD | $185,000 | $784 | $620 | $990 | $370 |
| South Run, VA | $752,400 | $1,114 | $800 | $1,530 | $730 |
| Monrovia, MD | $384,400 | $1,270 | $1,000 | $1,600 | $600 |