Gavop tells you how to get the best homeowners insurance in Delta County, CO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $62,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $145,000 | $130,000 | $150,000-$175,000 |
| 3 Bedroom | $214,000 | $190,000 | $200,000-$250,000 |
| 4 Bedroom | $201,500 | $170,000 | $150,000-$175,000 |
| 5 Bedroom | $252,000 | $220,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$208 | $949 |
| Superior Protection Discount | -$104 | $1,053 |
| Fire & Security Discount | -$81 | $1,076 |
| Hail Resistant Roof Discount | -$35 | $1,122 |
| Newly Constructed Home Discount | -$324 | $833 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Delta County | $700 | $1,143 | $1,843 | $831 | $1,531 | $312 |
| Delta County, CO | $700 | $1,143 | $1,843 | $831 | $1,531 | $312 |
| Hotchkiss, CO | $200 | $1,316 | $1,516 | $956 | $1,156 | $360 |
| Delta, CO | $2,500 | $818 | $3,318 | $594 | $3,094 | $223 |
| Collbran, CO | $400 | $1,404 | $1,804 | $1,020 | $1,420 | $384 |
| Montrose, CO | $2,500 | $1,138 | $3,638 | $827 | $3,327 | $311 |
| De Beque, CO | $200 | $1,164 | $1,364 | $846 | $1,046 | $318 |
| Marble, CO | $1,500 | $1,612 | $3,112 | $1,172 | $2,672 | $441 |
| Gunnison County, CO | $200 | $955 | $1,155 | $694 | $894 | $261 |
| Ridgway, CO | $2,000 | $1,682 | $3,682 | $1,222 | $3,222 | $460 |
| Ouray County, CO | $200 | $1,034 | $1,234 | $751 | $951 | $283 |
| Ouray, CO | $2,500 | $1,897 | $4,397 | $1,379 | $3,879 | $518 |
| Home Insurance Company Delta County, CO | Homeowners Insurance Agency Delta County, CO | Address | Popularity Score | Distance from Delta County (miles) |
|---|---|---|---|---|
| State Farm | Adam Hancock | 1425 Hawk Parkway, Montrose, CO, 81401-6452 | 28.5 | |
| Travelers | Rifle Insurance Agency | 450 West Ave #104, Rifle, CO, 81650 | 46.5 | |
| Farmers | Michael Baker | 436 Independent Ave, Grand Junction, CO, 81505 | 41.2 | |
| State Farm | Kevin Parks | 126 E 5th St, Delta, CO, 81416-1903 | 13.9 | |
| Travelers | Pete Tarr Insurance | 253 W 5th, Delta, CO, 81416 | 14.0 | |
| Allstate | Robin Dujay | 1119 N 1st St Ste G, Grand Junction, CO, 81501 | 40.9 | |
| Allstate | Kyle Turley | 1910 N 12th St Ste A, Grand Junction, CO, 81501 | 40.1 | |
| Liberty Mutual Independent | Hub International | 2742 Crossroads Blvd, Grand Junction, CO, 81506 | 40.6 | |
| Liberty Mutual Independent | Moody-Valley Insurance Agency | 760 Horizon Dr Ste 302, Grand Junction, CO, 81506 | 40.0 | |
| Farmers | Jim Fink | 2906 F Rd, Grand Junction, CO, 81504 | 38.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Delta County, CO | $206,200 | $1,157 | $810 | $1,520 | $710 |
| Delta County, CO | $206,200 | $1,157 | $810 | $1,520 | $710 |
| Hotchkiss, CO | $243,200 | $1,332 | $930 | $1,740 | $810 |
| Delta, CO | $175,900 | $828 | $580 | $1,080 | $500 |
| Collbran, CO | $280,000 | $1,421 | $990 | $1,860 | $870 |
| Montrose, CO | $204,200 | $1,152 | $810 | $1,510 | $700 |
| De Beque, CO | $181,000 | $1,178 | $820 | $1,540 | $720 |
| Marble, CO | $353,300 | $1,632 | $1,140 | $2,140 | $1,000 |
| Gunnison County, CO | $313,900 | $966 | $680 | $1,270 | $590 |
| Ridgway, CO | $372,200 | $1,702 | $1,190 | $2,230 | $1,040 |
| Ouray County, CO | $420,600 | $1,046 | $730 | $1,370 | $640 |
| Ouray, CO | $420,600 | $1,920 | $1,340 | $2,520 | $1,180 |