Gavop shows you how to buy homeowners insurance in Petsworth, VA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $67,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $174,000 | $150,000 | $125,000-$150,000 |
| 3 Bedroom | $235,500 | $220,000 | $200,000-$250,000 |
| 4 Bedroom | $266,500 | $230,000 | $250,000-$300,000 |
| 5 Bedroom | $269,000 | $250,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$135 | $614 |
| Superior Protection Discount | -$75 | $674 |
| Fire & Security Discount | -$75 | $674 |
| Hail Resistant Roof Discount | -$15 | $733 |
| Newly Constructed Home Discount | -$165 | $584 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Gloucester County | $1,500 | $863 | $2,363 | $627 | $2,127 | $236 |
| Petsworth, VA | $700 | $739 | $1,439 | $537 | $1,237 | $202 |
| Deltaville, VA | $400 | $947 | $1,347 | $689 | $1,089 | $259 |
| Lancaster County, VA | $1,000 | $759 | $1,759 | $551 | $1,551 | $207 |
| Cats Bridge, VA | $100 | $572 | $672 | $416 | $516 | $156 |
| Portsmouth, VA | $1,000 | $771 | $1,771 | $560 | $1,560 | $211 |
| Berlin and Ivor, VA | $400 | $845 | $1,245 | $614 | $1,014 | $231 |
| Keller, VA | $2,500 | $598 | $3,098 | $434 | $2,934 | $163 |
| Bellwood, VA | $500 | $648 | $1,148 | $471 | $971 | $177 |
| Quinby, VA | $700 | $688 | $1,388 | $500 | $1,200 | $188 |
| Fairfield, VA | $200 | $664 | $864 | $482 | $682 | $181 |
| Home Insurance Company Petsworth, VA | Homeowners Insurance Agency Petsworth, VA | Address | Popularity Score | Distance from Petsworth (miles) |
|---|---|---|---|---|
| State Farm | Kelly Zahratka | 409 Yarmouth St Ste A, Norfolk, VA, 23510-1425 | 47.0 | |
| Farmers | Robert Tassone | 10880 General Puller Hwy Ste G, Hartfield, VA, 23071 | 8.8 | |
| State Farm | Deborah Womack | 730 High St, Portsmouth, VA, 23704-3426 | 47.9 | |
| State Farm | Shelton Lucas | 70 W Mercury Blvd Ste 201, Hampton, VA, 23669-2571 | 33.5 | |
| Travelers | Colonial Insurance Agency Inc | 954 West 21st Street, Norfolk, VA, 23517 | 45.6 | |
| State Farm | Susan Eacho | 400 City Hall Ave Ste A, Poquoson, VA, 23662-1986 | 27.6 | |
| Erie | Pearce & Company Insurance Services Inc. | 110 Norfolk Avenue Suite A, Colonial Heights, VA, 23834 | 48.2 | |
| Travelers | Dwyer Insurance Agency | 734a City Ctr Blvd, Newport News, VA, 23606 | 28.3 | |
| Nationwide | Williamsburg Insurance Agency Llc | 4324 New Town Ave Ste B2, Williamsburg, VA, 23188-2691 | 16.8 | |
| Farmers | Valerie Beverley | 2613 W Mercury Blvd Ste B, Hampton, VA, 23666 | 33.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $680 | $1,300 | $620 |
| Gloucester County, VA | $224,100 | $874 | $630 | $1,230 | $600 |
| Petsworth, VA | $212,000 | $748 | $510 | $1,060 | $550 |
| Deltaville, VA | $262,000 | $959 | $660 | $1,310 | $650 |
| Lancaster County, VA | $226,900 | $768 | $530 | $1,060 | $530 |
| Cats Bridge, VA | $105,500 | $579 | $420 | $830 | $410 |
| Portsmouth, VA | $169,400 | $780 | $570 | $1,070 | $500 |
| Berlin and Ivor, VA | $192,300 | $855 | $620 | $1,210 | $590 |
| Keller, VA | $111,100 | $605 | $410 | $840 | $430 |
| Bellwood, VA | $136,500 | $656 | $450 | $920 | $470 |
| Quinby, VA | $133,900 | $696 | $500 | $950 | $450 |
| Fairfield, VA | $167,800 | $672 | $480 | $960 | $480 |