Gavop's guide to buying homeowners insurance in Spring Hill, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Spring Hill, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Fairley Ray Rd, Loblolly Ct, Belhaven Cir, Tatum Rd, Peddler Creek Dr, Airbase Rd, State Rd 1611, State Rd 1623, Lee's Mill Rd, Barnhill Cir | $123,500 | $110,000 | $100,000-$125,000 | $166,500 | $130,000 | $175,000-$200,000 |
| Marlboro St, McMillian Rd, Branch Rd, State Rd 1616, State Rd 1416, Hunt Rd, Lee's Mill Rd, Normas Rd, State Rd 1426, Hummingbird Ln | $134,500 | $130,000 | $125,000-$150,000 | $181,000 | $160,000 | $150,000-$175,000 |
| State Rd 1400, Rockhalt St, Peach Orchard Rd, Harrell St, Ozell Rd, Louise Dr, Fox Ln, Stewartsville Cemetery Rd, Mc Donald Cir, Titmouse Ct | $126,000 | $110,000 | $100,000-$125,000 | $208,500 | $190,000 | $200,000-$250,000 |
| Old Orchard Ct, Johnson St, Johns Rd, Esther Dr, Longleaf Dr, Crandall St, Boykin Ln, McNeill St, State Rd 1405, Saint Luke Church Rd | $106,000 | $100,000 | $125,000-$150,000 | $191,500 | $160,000 | $150,000-$175,000 |
| Carriage Cir, State Hwy 1625, Washington St, Sharla St, State Rd 1615, Pinevilla Dr, Crestline Rd, Laurel Hill Church Rd, River Birch Dr, Smyrna Church Rd | $114,500 | $90,000 | $125,000-$150,000 | $128,000 | $120,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$120 | $736 |
| Superior Protection Discount | -$86 | $770 |
| Fire & Security Discount | -$60 | $796 |
| Hail Resistant Roof Discount | -$17 | $839 |
| Newly Constructed Home Discount | -$240 | $616 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Scotland County | $2,000 | $967 | $2,967 | $702 | $2,702 | $264 |
| Spring Hill, NC | $2,500 | $846 | $3,346 | $615 | $3,115 | $231 |
| Williamson, NC | $500 | $868 | $1,368 | $631 | $1,131 | $237 |
| Pinehurst, NC | $1,500 | $905 | $2,405 | $657 | $2,157 | $247 |
| McFarlan, NC | $100 | $472 | $572 | $343 | $443 | $129 |
| Britts, NC | $2,000 | $371 | $2,371 | $269 | $2,269 | $101 |
| Tar Heel, NC | $200 | $584 | $784 | $424 | $624 | $160 |
| Polkton, NC | $2,500 | $470 | $2,970 | $342 | $2,842 | $129 |
| Ruby, SC | $200 | $688 | $888 | $500 | $700 | $188 |
| Richland, NC | $1,000 | $665 | $1,665 | $483 | $1,483 | $182 |
| Home Insurance Company Spring Hill, NC | Homeowners Insurance Agency Spring Hill, NC | Address | Popularity Score | Distance from Spring Hill (miles) |
|---|---|---|---|---|
| State Farm | Rodney Sherrill | 920 Brighton Rd, Fayetteville, NC, 28314-2512 | 27.6 | |
| Nationwide | Molamphy Insurance Llc | 121 Emerald Necklace Ln, Pinehurst, NC, 28374 | 19.3 | |
| Allstate | Justin Lee | 3037 Boone Trail Ext Ste B, Fayetteville, NC, 28304 | 29.0 | |
| State Farm | Becca Hughes | 600 Atkinson St, Laurinburg, NC, 28352-4405 | 11.2 | |
| Travelers | The Financial Center | 1220 Rockingham Road Suite E, Rockingham, NC, 28379 | 18.6 | |
| Erie | Pinehurst Insurance | 94 Aviemore Drive, Pinehurst, NC, 28374 | 18.9 | |
| State Farm | Bennett Deane | 515 Fayetteville Rd, Rockingham, NC, 28379-3415 | 19.7 | |
| Travelers | Morse-Price Insurance Services | 617-B East Broad Ave, Rockingham, NC, 28379 | 19.4 | |
| Allstate | Tyler Gaddy | 120 N Main St, Norwood, NC, 28128 | 44.4 | |
| Allstate | Charles Montjoy | 115 E Salisbury St, Robbins, NC, 27325 | 35.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $600 | $1,270 | $670 |
| Scotland County, NC | $85,200 | $978 | $680 | $1,360 | $680 |
| Spring Hill, NC | $72,000 | $856 | $620 | $1,170 | $550 |
| Williamson, NC | $74,600 | $879 | $620 | $1,250 | $630 |
| Pinehurst, NC | $289,800 | $916 | $670 | $1,250 | $580 |
| McFarlan, NC | $74,200 | $478 | $340 | $680 | $340 |
| Britts, NC | $58,000 | $375 | $270 | $530 | $260 |
| Tar Heel, NC | $93,800 | $591 | $400 | $810 | $410 |
| Polkton, NC | $73,800 | $476 | $320 | $670 | $350 |
| Ruby, SC | $100,800 | $696 | $510 | $960 | $450 |
| Richland, NC | $109,800 | $673 | $450 | $940 | $490 |