Gavop's guide to buying homeowners insurance in Blacks Mill, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Blacks Mill, GA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Oak Creek Dr, Brynbrooke Dr, Sheffield Dr, Admiral Point Cir, State Rte 318, Plantation Dr, Biddy's Ln, Rainey Dr, Virgil Lemley Ln, N Georgia Ave | $205,500 | $180,000 | $200,000-$250,000 | $321,000 | $270,000 | $350,000-$400,000 |
| Ingram Dr, Stacie Ln, Madaline Ln, Seed Tick Rd, Lake Valley Ct, Blacks Mill Trce W, Highwood Hollow Ln, Kilough Church Rd, Zoe Murphy Rd, Illahee Rd | $120,000 | $100,000 | $100,000-$125,000 | $262,500 | $220,000 | $200,000-$250,000 |
| Chestatee Square Ln, Robertson Rd, Brooksher Rd, Robs Way, Wildwood Ct, Norma Dr, Spring Ridge Dr, Emory Trce, Frank Bruce Rd, Pinewood Trl | $210,000 | $180,000 | $200,000-$250,000 | $292,000 | $260,000 | $300,000-$350,000 |
| Grant Ford Dr, Hang Dog Rd, Overlook Dr, Poplar St, Needham Rd, Henry Grady Hwy, Pathway Rd, Saddle Creek Dr, Dwane Way, Flea Ridge Trl | $132,000 | $120,000 | $125,000-$150,000 | $290,000 | $250,000 | $200,000-$250,000 |
| Chateau Hills Dr, ABC Redbud Ln, Lakeview Sq, Evergreen Dr, Young Pl, Danyelle Dr, Sunset Dr, Lost Creek Cir, State Rte 9 E, Sassafras Grove | $105,500 | $90,000 | $100,000-$125,000 | $168,500 | $150,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$122 | $690 |
| Superior Protection Discount | -$81 | $731 |
| Fire & Security Discount | -$57 | $755 |
| Hail Resistant Roof Discount | -$16 | $796 |
| Newly Constructed Home Discount | -$203 | $609 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Dawson County | $1,000 | $804 | $1,804 | $585 | $1,585 | $220 |
| Blacks Mill, GA | $1,000 | $802 | $1,802 | $583 | $1,583 | $219 |
| Alpharetta, GA | $500 | $1,378 | $1,878 | $1,002 | $1,502 | $377 |
| Hoschton, GA | $700 | $1,096 | $1,796 | $796 | $1,496 | $299 |
| Barrow County, GA | $200 | $870 | $1,070 | $632 | $832 | $238 |
| Mountain Park, GA | $2,000 | $870 | $2,870 | $632 | $2,632 | $238 |
| Campton, GA | $200 | $823 | $1,023 | $598 | $798 | $225 |
| Towns, GA | $1,000 | $796 | $1,796 | $578 | $1,578 | $217 |
| Smyrna, GA | $100 | $1,014 | $1,114 | $737 | $837 | $277 |
| Avondale Estates, GA | $700 | $1,391 | $2,091 | $1,011 | $1,711 | $380 |
| Bogart, GA | $300 | $873 | $1,173 | $634 | $934 | $239 |
| Stephens County, GA | $2,000 | $678 | $2,678 | $493 | $2,493 | $185 |
| Home Insurance Company Blacks Mill, GA | Homeowners Insurance Agency Blacks Mill, GA | Address | Popularity Score | Distance from Blacks Mill (miles) |
|---|---|---|---|---|
| Travelers | Haven Insurance Group | 2345 Nesbitt Dr, Atlanta, GA, 30319 | 38.4 | |
| Travelers | The Rhoads Group | 410 Peachtree Pkwy Ste 4245, Cumming, GA, 30041 | 16.1 | |
| State Farm | Matt Mehan | 590 Mimosa Blvd Ste 230, Roswell, GA, 30075-5082 | 29.1 | |
| State Farm | Trey Gil | 500 Sun Valley Dr Ste B3, Roswell, GA, 30076-5634 | 26.2 | |
| State Farm | Daniel Lauger | 980 Birmingham Rd Ste 715, Milton, GA, 30004-4419 | 19.4 | |
| Farmers | Britt Brown | 13010 Morris Rd Bldg 1, Alpharetta, GA, 30004 | 21.4 | |
| Travelers | J & A Insurance Agency Inc | 1300 Ridenour Blvd Ste 100, Kennesaw, GA, 30152 | 38.2 | |
| Liberty Mutual Independent | Chandler Insurance Group Inc | 121 Old Dawson Village Rd Bldg 100 Unit 210, Dawsonville, GA, 30534 | 4.7 | |
| Farmers | Sandra Hill | 13010 Morris Rd Bldg 1, Alpharetta, GA, 30004 | 21.4 | |
| State Farm | Evan Profeta | 2209 Sharon Rd, Cumming, GA, 30041-9510 | 18.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $720 | $1,390 | $670 |
| Dawson County, GA | $202,300 | $814 | $560 | $1,150 | $590 |
| Blacks Mill, GA | $201,400 | $812 | $590 | $1,130 | $540 |
| Alpharetta, GA | $364,900 | $1,395 | $1,020 | $1,940 | $920 |
| Hoschton, GA | $189,100 | $1,109 | $740 | $1,560 | $820 |
| Barrow County, GA | $134,300 | $880 | $590 | $1,210 | $620 |
| Mountain Park, GA | $169,100 | $880 | $590 | $1,250 | $660 |
| Campton, GA | $213,200 | $833 | $600 | $1,150 | $550 |
| Towns, GA | $197,900 | $806 | $560 | $1,100 | $540 |
| Smyrna, GA | $187,400 | $1,027 | $750 | $1,460 | $710 |
| Avondale Estates, GA | $318,200 | $1,408 | $940 | $2,000 | $1,060 |
| Bogart, GA | $170,100 | $884 | $640 | $1,210 | $570 |
| Stephens County, GA | $98,500 | $686 | $470 | $970 | $500 |