Gavop tells you how to get the best homeowners insurance in Liberty County, FL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $29,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $87,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $70,000 | $60,000 | $50,000-$75,000 |
| 4 Bedroom | $104,000 | $90,000 | $75,000-$100,000 |
| 5 Bedroom | $171,500 | $160,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$131 | $558 |
| Superior Protection Discount | -$62 | $627 |
| Fire & Security Discount | -$76 | $613 |
| Hail Resistant Roof Discount | -$21 | $668 |
| Newly Constructed Home Discount | -$172 | $517 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Liberty County | $1,500 | $681 | $2,181 | $495 | $1,995 | $186 |
| Liberty County, FL | $1,000 | $681 | $1,681 | $495 | $1,495 | $186 |
| Hosford, FL | $100 | $1,252 | $1,352 | $910 | $1,010 | $342 |
| Lake Mystic, FL | $700 | $842 | $1,542 | $612 | $1,312 | $230 |
| Wewahitchka, FL | $400 | $889 | $1,289 | $646 | $1,046 | $243 |
| Franklin County, FL | $1,500 | $924 | $2,424 | $671 | $2,171 | $252 |
| Northwest Leon, FL | $300 | $1,454 | $1,754 | $1,057 | $1,357 | $397 |
| Woodville, FL | $1,000 | $1,155 | $2,155 | $839 | $1,839 | $316 |
| Attapulgus, GA | $300 | $547 | $847 | $398 | $698 | $150 |
| Lynn Haven, FL | $1,500 | $980 | $2,480 | $712 | $2,212 | $268 |
| Bainbridge, GA | $300 | $720 | $1,020 | $523 | $823 | $197 |
| Bascom, FL | $2,500 | $1,130 | $3,630 | $821 | $3,321 | $309 |
| Home Insurance Company Liberty County, FL | Homeowners Insurance Agency Liberty County, FL | Address | Popularity Score | Distance from Liberty County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Legacy Insurance Solutions Llc | 1410 Piedmont Dr E 2nd Fl, Tallahassee, FL, 32308 | 40.2 | |
| Allstate | Tom Paterson | 1989 Capital Cir Ne Ste 6, Tallahassee, FL, 32308 | 40.6 | |
| State Farm | Brigit Houk | 6265 Old Water Oak Rd Ste 105, Tallahassee, FL, 32312-3862 | 43.5 | |
| Liberty Mutual Independent | Fda Services Inc | 1113 E Tennessee St #200, Tallahassee, FL, 32308 | 38.3 | |
| Liberty Mutual Independent | Fda Services Inc | 1113 E Tennessee St Ste 200, Tallahassee, FL, 32308 | 38.3 | |
| State Farm | Vicki Catsimpiris | 1410 Market St Ste C4, Tallahassee, FL, 32312-1722 | 40.5 | |
| Liberty Mutual Independent | Brown & Brown Of Florida Inc | 3520 Thomasville Rd Ste 500, Tallahassee, FL, 32309 | 40.8 | |
| Allstate | Brewster Banks | 7113 Beech Ridge Trl Ste 1, Tallahassee, FL, 32312 | 44.3 | |
| State Farm | Dick Duffy | 1832 Capital Cir Ne Ste 4, Tallahassee, FL, 32308-4463 | 40.7 | |
| Allstate | Jody Hill | 1989 Capital Cir Ne Ste 6, Tallahassee, FL, 32308 | 40.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Liberty County, FL | $62,400 | $689 | $540 | $920 | $380 |
| Liberty County, FL | $62,400 | $689 | $540 | $920 | $380 |
| Hosford, FL | $128,100 | $1,267 | $990 | $1,700 | $710 |
| Lake Mystic, FL | $67,000 | $852 | $660 | $1,140 | $480 |
| Wewahitchka, FL | $99,200 | $900 | $700 | $1,210 | $510 |
| Franklin County, FL | $135,300 | $935 | $730 | $1,250 | $520 |
| Northwest Leon, FL | $158,700 | $1,472 | $1,150 | $1,970 | $820 |
| Woodville, FL | $113,600 | $1,169 | $910 | $1,570 | $660 |
| Attapulgus, GA | $69,900 | $554 | $400 | $790 | $390 |
| Lynn Haven, FL | $175,500 | $992 | $770 | $1,330 | $560 |
| Bainbridge, GA | $123,200 | $728 | $500 | $1,040 | $540 |
| Bascom, FL | $110,000 | $1,144 | $890 | $1,530 | $640 |