Gavop's guide to buying homeowners insurance in Platte County, MO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Platte County, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| NW 67 St, Belt St, NW 128th St, NW Weatherby Dr, W 3rd St, River Hills Pl, NW Walnut Cir, NW 130th Ct, N August St, Styne Rd | $260,000 | $240,000 | $250,000-$300,000 | $176,500 | $150,000 | $175,000-$200,000 |
| NW Platte Purchase Dr, Beechwood Ct, NW Homestead Rd, Wayland Dr, N Britt Ave, Oak Valley Dr, N Delta St, NW Ridgewood Dr, N Bayberry Ave, N Coventry Ave | $165,000 | $140,000 | $125,000-$150,000 | $85,000 | $80,000 | $75,000-$100,000 |
| NW Daggett Rd, N Shannon Ave, N Adrian Ave, NW Intercon Dr, NW 64th Pl, NW Gower Ave, NW Moreil Dr, NW Fox Rd, NW 56 Ter, Running Horse Rd | $140,000 | $130,000 | $100,000-$125,000 | $149,500 | $130,000 | $150,000-$175,000 |
| N Amity Ave, Cobblestone Cir, 60th, Brassie, NW 109th Ct, W 3rd St, Meek St, NW 61 Ter, Kullman Rd, Winter | $222,500 | $200,000 | $200,000-$250,000 | $180,000 | $170,000 | $150,000-$175,000 |
| Timber Park Ter, W 1st St, 60th St, NW Heritage Hill Rd, N Platte Purchase Dr, S Platte Ave, NW 47 Ter, NW 64 Ter, 86th, NW Westside Dr Exd | $168,000 | $140,000 | $175,000-$200,000 | $142,000 | $130,000 | $150,000-$175,000 |
| N Adrian St, NW Parkdale Cir, W 10 St, Wallingford Dr, State Hwy Hh, Vardon Dr, Green Meadow Ct, NW 63rd St, N Capitol Ave, Gates Dr W | $201,000 | $180,000 | $150,000-$175,000 | $193,500 | $160,000 | $150,000-$175,000 |
| New Hidden Valley Rd, N Fisk Ave, E 2 St, NW Skyview Ave, NW 78th Pl, 1 St, NW 75 Ter, National Dr, N Callaway Ave, NW 66 Ct | $126,000 | $110,000 | $100,000-$125,000 | $89,000 | $80,000 | $100,000-$125,000 |
| NW 85th Ter, Beaman, NW 127th St, Wayland Cir, NW Delta Cir, NW 47th Ter, Double Eagle Ct, Bogus St, NW South Shore Dr, Baker Rd | $162,500 | $150,000 | $175,000-$200,000 | $158,500 | $130,000 | $150,000-$175,000 |
| NW Walunt Creek Dr, Airport Dr, State Hwy 273, N Nevada Ave, Smithers Ln, NW Seminole Dr, NW 86th Ct, NW Deconick Rd, NW Mastern Dr, NW 134 Ct | $238,500 | $210,000 | $250,000-$300,000 | $172,500 | $140,000 | $150,000-$175,000 |
| North St, NW 60 St, NW 64 Ter, NW 61 Ter, NW 67th Ter, NW Barr Ln, Bush Dr, NW 73rd Ter, Webster Ct, NW 60th St | $100,500 | $90,000 | $100,000-$125,000 | $88,000 | $80,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$205 | $934 |
| Superior Protection Discount | -$114 | $1,025 |
| Fire & Security Discount | -$125 | $1,014 |
| Hail Resistant Roof Discount | -$34 | $1,105 |
| Newly Constructed Home Discount | -$330 | $809 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Platte County | $700 | $1,126 | $1,826 | $818 | $1,518 | $308 |
| Platte County, MO | $1,500 | $1,126 | $2,626 | $818 | $2,318 | $308 |
| Wyandotte County, KS | $300 | $1,025 | $1,325 | $745 | $1,045 | $280 |
| Mission, KS | $2,000 | $1,023 | $3,023 | $744 | $2,744 | $280 |
| Elwood, KS | $200 | $941 | $1,141 | $684 | $884 | $257 |
| Wathena, KS | $1,000 | $1,173 | $2,173 | $852 | $1,852 | $320 |
| Lenexa, KS | $400 | $1,507 | $1,907 | $1,095 | $1,495 | $412 |
| Andrew County, MO | $1,000 | $880 | $1,880 | $639 | $1,639 | $240 |
| Douglas County, KS | $100 | $1,379 | $1,479 | $1,002 | $1,102 | $377 |
| Meriden, KS | $2,500 | $1,158 | $3,658 | $841 | $3,341 | $316 |
| Grape Grove, MO | $500 | $1,080 | $1,580 | $785 | $1,285 | $295 |
| Crooked River, MO | $1,000 | $908 | $1,908 | $660 | $1,660 | $248 |
| Home Insurance Company Platte County, MO | Homeowners Insurance Agency Platte County, MO | Address | Popularity Score | Distance from Platte County (miles) |
|---|---|---|---|---|
| Travelers | Abba Insurance Llc | 2427 Burlington Ste 201, North Kansas City, MO, 64116 | 18.7 | |
| State Farm | Chris Hoy | 8640 N Green Hills Rd Ste 40, Kansas City, MO, 64154-1903 | 11.2 | |
| Travelers | Sharis Insurance Agency | 105 W Main, Smithville, MO, 64089 | 9.7 | |
| State Farm | Philip Stueve | 4734 Frederick Ave, Saint Joseph, MO, 64506-3173 | 27.7 | |
| Travelers | Northland Independent Group | 5921 Nw Barry Rd Ste 200 Kansas City, Kansas City, MO, 64154 | 10.9 | |
| State Farm | Bret Ohlhausen | 8549 Church Rd Ste A, Kansas City, MO, 64157-1208 | 18.6 | |
| State Farm | Tim Dugan | 6453 N Cosby Ave, Kansas City, MO, 64151-2378 | 13.0 | |
| Liberty Mutual Independent | Krueger & James Insurance Agency | 1126 Swift Ave, North Kansas City, MO, 64116 | 19.8 | |
| State Farm | Joe Nowatzki | 10201 N Oak Trfy Ste 400, Kansas City, MO, 64155-4204 | 12.1 | |
| Farmers | Eric Grampp | 601 S 291 Hwy, Liberty, MO, 64068 | 18.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $780 | $1,510 | $730 |
| Platte County, MO | $204,900 | $1,139 | $810 | $1,610 | $800 |
| Platte County, MO | $204,900 | $1,139 | $820 | $1,560 | $740 |
| Wyandotte County, KS | $92,800 | $1,037 | $810 | $1,400 | $590 |
| Mission, KS | $161,400 | $1,036 | $810 | $1,400 | $590 |
| Elwood, KS | $69,000 | $952 | $740 | $1,290 | $550 |
| Wathena, KS | $104,800 | $1,187 | $930 | $1,600 | $670 |
| Lenexa, KS | $240,300 | $1,526 | $1,190 | $2,060 | $870 |
| Andrew County, MO | $136,400 | $890 | $610 | $1,260 | $650 |
| Douglas County, KS | $188,100 | $1,396 | $1,090 | $1,880 | $790 |
| Meriden, KS | $102,300 | $1,172 | $910 | $1,580 | $670 |
| Grape Grove, MO | $148,700 | $1,093 | $780 | $1,520 | $740 |
| Crooked River, MO | $92,300 | $919 | $670 | $1,280 | $610 |