Gavop tells you how to get the best homeowners insurance in Clark County, KY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $45,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $148,500 | $130,000 | $125,000-$150,000 |
| 3 Bedroom | $188,000 | $170,000 | $175,000-$200,000 |
| 4 Bedroom | $274,000 | $250,000 | $250,000-$300,000 |
| 5 Bedroom | $303,000 | $270,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$160 | $729 |
| Superior Protection Discount | -$80 | $809 |
| Fire & Security Discount | -$71 | $818 |
| Hail Resistant Roof Discount | -$27 | $862 |
| Newly Constructed Home Discount | -$187 | $702 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Clark County | $1,500 | $878 | $2,378 | $638 | $2,138 | $240 |
| Clark County, KY | $2,500 | $878 | $3,378 | $638 | $3,138 | $240 |
| Mount Sterling, KY | $200 | $742 | $942 | $539 | $739 | $203 |
| Waco-Bybee, KY | $700 | $720 | $1,420 | $524 | $1,224 | $197 |
| Irvine, KY | $300 | $592 | $892 | $430 | $730 | $162 |
| Georgetown, KY | $700 | $956 | $1,656 | $695 | $1,395 | $261 |
| Grassy Creek, KY | $400 | $681 | $1,081 | $495 | $895 | $186 |
| Stanford, KY | $2,500 | $679 | $3,179 | $493 | $2,993 | $186 |
| Franklin County, KY | $300 | $878 | $1,178 | $638 | $938 | $240 |
| Boyle County, KY | $700 | $773 | $1,473 | $562 | $1,262 | $211 |
| Brooksville, KY | $300 | $762 | $1,062 | $554 | $854 | $208 |
| Cannel City, KY | $1,500 | $614 | $2,114 | $446 | $1,946 | $168 |
| Home Insurance Company Clark County, KY | Homeowners Insurance Agency Clark County, KY | Address | Popularity Score | Distance from Clark County (miles) |
|---|---|---|---|---|
| State Farm | John Parkhurst | 1795 Alysheba Way Ste 2104, Lexington, KY, 40509-2286 | 15.5 | |
| Liberty Mutual Independent | Sullivan Insurance Agency | 635 N Broadway, Lexington, KY, 40508 | 19.7 | |
| State Farm | Steve Page | 626 Edgewood Dr, Nicholasville, KY, 40356-2261 | 25.6 | |
| State Farm | Clint Conrad | 201 Ruccio Way Ste 120, Lexington, KY, 40503-3584 | 21.1 | |
| State Farm | Rp Lopez | 2100 Lawrenceburg Rd, Frankfort, KY, 40601-7537 | 42.8 | |
| Erie | Jeff Hutchison Insurance Services | 121 Prosperous Place Suite 9b, Lexington, KY, 40509 | 16.4 | |
| Travelers | Professional Insurance Plans | 3197 Brighton Place Dr, Lexington, KY, 40509 | 15.2 | |
| State Farm | Joel Shaw | 1435 Main St, Paris, KY, 40361-1201 | 17.4 | |
| Allstate | Sean Shah | 800 E Main St, Frankfort, KY, 40601 | 41.3 | |
| State Farm | David Lovejoy | 125 Towne Center Dr Ste 125, Lexington, KY, 40511-2027 | 22.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $610 | $1,260 | $650 |
| Clark County, KY | $139,200 | $889 | $630 | $1,250 | $620 |
| Clark County, KY | $139,200 | $889 | $600 | $1,250 | $650 |
| Mount Sterling, KY | $129,400 | $751 | $550 | $1,070 | $520 |
| Waco-Bybee, KY | $121,600 | $729 | $500 | $1,010 | $510 |
| Irvine, KY | $68,900 | $599 | $400 | $830 | $430 |
| Georgetown, KY | $167,800 | $968 | $700 | $1,350 | $650 |
| Grassy Creek, KY | $78,000 | $689 | $460 | $940 | $480 |
| Stanford, KY | $108,000 | $687 | $490 | $960 | $470 |
| Franklin County, KY | $139,300 | $889 | $600 | $1,250 | $650 |
| Boyle County, KY | $141,100 | $783 | $520 | $1,080 | $560 |
| Brooksville, KY | $96,400 | $771 | $560 | $1,090 | $530 |
| Cannel City, KY | $64,500 | $621 | $420 | $890 | $470 |