Gavop's guide to buying homeowners insurance in Fort Bragg, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Fort Bragg, CA - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Jacobson Ln, W Spruce St, Myrtle St, E Fir St, Lyta Way, Azalea, Madrone St, Ebbing Way, E Bush St, N Petaluma Ave | $294,500 | $260,000 | $300,000-$350,000 | $416,000 | $360,000 | $350,000-$400,000 |
| W Elm St, Simpson Rd, Hazelwood St, la Favor Ln, Ness St, Cedar St, Shady Ln, N Whipple St, Ocean View Dr, Pudding Creek Rd | $364,500 | $310,000 | $250,000-$300,000 | $343,000 | $290,000 | $350,000-$400,000 |
| Lyndon Ln, Sashandre Ln, Guthrie Rd, Garbini Dr, Church School Ln, S Harold St, Walnut St, Fort Bragg - Sherwood Rd, E Cedar St, Estels Ct | $333,500 | $290,000 | $350,000-$400,000 | $243,000 | $200,000 | $200,000-$250,000 |
| Pudding Creek Rd, S Franklin St, Woodland Dr, S McPherson St, del Mar Dr, Nameless Ln, Susie Ct, Bald Hill Rd, Monsen Way, Veronica Ln | $286,000 | $230,000 | $250,000-$300,000 | $374,000 | $340,000 | $400,000-$500,000 |
| Azalea St, Dennison Ln, E Laurel St, Spring St, E Elm St, Company Ranch Rd, W Redwood Ave, Pacific Dr, Minnesota Ave, Colling Ln | $295,000 | $250,000 | $250,000-$300,000 | $253,000 | $220,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$68 | $685 |
| Home and Two Car | -$128 | $625 |
| Home and Three Car | -$173 | $580 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,344 |
| Hail Damage | $4,853 |
| Wind Damage | $6,496 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $16,553 |
| Home Insurance Company Fort Bragg, CA | Homeowners Insurance Agency Fort Bragg, CA | Address | Popularity Score | Distance from Fort Bragg (miles) |
|---|---|---|---|---|
| State Farm | Lisa Epstein | 733 S Main St, Willits, CA, 95490-3913 | 18.9 | |
| Farmers | Nikole Burt | 118 S Franklin St, Fort Bragg, CA, 95437 | 6.1 | |
| Liberty Mutual Independent | Mark Davis Insurance Agency | 520 S State St, Ukiah, CA, 95482 | 34.4 | |
| Allstate | Cammy Persons | 367 N State St Ste 105, Ukiah, CA, 95482 | 34.1 | |
| Farmers | Joseph Lopes | 95 S Main St, Willits, CA, 95490 | 18.7 | |
| State Farm | Jerry Myer | 400 E Gobbi St, Ukiah, CA, 95482-5512 | 34.7 | |
| State Farm | John Lattimore | 116 S Main St, Ukiah, CA, 95482-4951 | 34.2 | |
| Farmers | Raymond Alarcon | 45060 Ukiah St #B, Mendocino, CA, 95460 | 12.6 | |
| Farmers | Richard Friar | 153 N Main St, Fort Bragg, CA, 95437 | 6.2 | |
| State Farm | Carol Myer | 400 E Gobbi St, Ukiah, CA, 95482-5512 | 34.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Mendocino County, CA | $338,000 | $864 | $640 | $1,180 | $540 |
| Fort Bragg, CA | $340,000 | $753 | $560 | $1,020 | $460 |
| Caspar, CA | $436,300 | $1,255 | $930 | $1,710 | $780 |
| Brooktrails, CA | $252,300 | $722 | $530 | $980 | $450 |
| Laytonville-Leggett, CA | $351,700 | $928 | $690 | $1,260 | $570 |
| Calpella, CA | $450,000 | $1,327 | $980 | $1,800 | $820 |
| Potter Valley, CA | $432,400 | $1,236 | $910 | $1,680 | $770 |
| Manchester, CA | $354,800 | $937 | $690 | $1,270 | $580 |
| Point Arena, CA | $473,700 | $1,466 | $1,080 | $1,990 | $910 |
| Redway, CA | $321,400 | $850 | $630 | $1,160 | $530 |