Gavop shows you how to buy homeowners insurance in Plumas Lake, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 2 Bedroom | $187,500 | $160,000 | $200,000-$250,000 |
| 3 Bedroom | $193,000 | $170,000 | $150,000-$175,000 |
| 4 Bedroom | $314,500 | $300,000 | $300,000-$350,000 |
| 5 Bedroom | $376,500 | $340,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $564 |
| Superior Protection Discount | -$63 | $634 |
| Fire & Security Discount | -$77 | $620 |
| Hail Resistant Roof Discount | -$21 | $676 |
| Newly Constructed Home Discount | -$167 | $529 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Yuba County | $2,500 | $633 | $3,133 | $460 | $2,960 | $173 |
| Plumas Lake, CA | $1,000 | $688 | $1,688 | $500 | $1,500 | $188 |
| Elverta, CA | $500 | $698 | $1,198 | $507 | $1,007 | $191 |
| Yolo, CA | $2,500 | $599 | $3,099 | $435 | $2,935 | $164 |
| Auburn Lake Trails, CA | $300 | $886 | $1,186 | $644 | $944 | $242 |
| Williams, CA | $700 | $1,034 | $1,734 | $751 | $1,451 | $283 |
| Rancho Cordova, CA | $100 | $712 | $812 | $517 | $617 | $195 |
| Colfax, CA | $1,000 | $673 | $1,673 | $489 | $1,489 | $184 |
| Mather, CA | $100 | $808 | $908 | $587 | $687 | $221 |
| Kelly Ridge, CA | $2,500 | $594 | $3,094 | $432 | $2,932 | $162 |
| Allendale, CA | $300 | $1,720 | $2,020 | $1,250 | $1,550 | $470 |
| Courtland, CA | $2,500 | $870 | $3,370 | $633 | $3,133 | $238 |
| Home Insurance Company Plumas Lake, CA | Homeowners Insurance Agency Plumas Lake, CA | Address | Popularity Score | Distance from Plumas Lake (miles) |
|---|---|---|---|---|
| State Farm | Monique Ambers | 4331 Truxel Rd Unit G3, Sacramento, CA, 95834-3762 | 23.8 | |
| Farmers | Rich Coleman | 228 9th St, Marysville, CA, 95901 | 10.6 | |
| Allstate | Verlinda Barnes | 6508 Lonetree Blvd Ste 104, Rocklin, CA, 95765 | 19.3 | |
| State Farm | Christine Taylor | 6671 Blue Oaks Blvd Ste 3b, Rocklin, CA, 95765-4429 | 19.8 | |
| Farmers | John Lee | 650 Howe Ave Ste 1030, Sacramento, CA, 95825 | 29.7 | |
| State Farm | Bill Batchelder | 8887 Folsom Blvd Ste 3a, Sacramento, CA, 95826-3261 | 31.8 | |
| State Farm | Chris Kistner | 438 Main St, Vacaville, CA, 95688-3946 | 49.6 | |
| State Farm | Chris Gandy | 9098 Laguna Main St Ste 7b, Elk Grove, CA, 95758-7449 | 39.3 | |
| State Farm | Ben Harwell | 11965 Heritage Oak Pl, Auburn, CA, 95603-2461 | 25.0 | |
| State Farm | Bob Spears | 3110 Fulton Avenue, Sacramento, CA, 95821-4730 | 26.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Yuba County, CA | $207,100 | $640 | $470 | $870 | $400 |
| Plumas Lake, CA | $269,400 | $697 | $520 | $950 | $430 |
| Elverta, CA | $275,800 | $707 | $520 | $960 | $440 |
| Yolo, CA | $165,600 | $606 | $450 | $820 | $370 |
| Auburn Lake Trails, CA | $340,200 | $897 | $660 | $1,220 | $560 |
| Williams, CA | $166,600 | $1,046 | $770 | $1,420 | $650 |
| Rancho Cordova, CA | $265,900 | $721 | $530 | $980 | $450 |
| Colfax, CA | $222,800 | $681 | $500 | $930 | $430 |
| Mather, CA | $306,900 | $818 | $610 | $1,110 | $500 |
| Kelly Ridge, CA | $161,300 | $601 | $440 | $820 | $380 |
| Allendale, CA | $600,300 | $1,741 | $1,290 | $2,370 | $1,080 |
| Courtland, CA | $334,000 | $881 | $650 | $1,200 | $550 |