Gavop's guide to buying homeowners insurance in Hyde County, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Hyde County, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 1143, Makelyville Rd, 1307, Mullet Ln, State Rd 1303, 1364, US Hwy 264, Hodges Rd, Juniper Bay Rd, State Rd 1321 | $181,000 | $170,000 | $175,000-$200,000 | $84,500 | $70,000 | $50,000-$75,000 |
| Harbor Cove Dr, Creek Rd, 1142, Quarter Rd, State Rd 1309, Fish Camp Ln, State Rd 1117, Ripwater Rd, Sanddollar Rd, Waterway Rd E | $120,500 | $100,000 | $100,000-$125,000 | $72,500 | $70,000 | $75,000-$100,000 |
| Cedar Rd, Sladesville Rd, State Rd 1125, State Rd 1315, Pintail Dr, Fig Tree Ln, State Rd 1142, Cutting Sage, Styron Ln, Church St | $131,000 | $110,000 | $125,000-$150,000 | $108,500 | $100,000 | $100,000-$125,000 |
| Dog Rd, Oneal Ln, State Rd 1144, State Rd 1341, Miss Elecia Ln, State Rd 1302, Gull Rock Rd, State Rd 1133, Jackson Cir, Prison Rd | $134,500 | $110,000 | $125,000-$150,000 | $53,500 | $50,000 | $50,000-$75,000 |
| Pleasant Grove Rd, State Rd 1131, Carolina Pines Rd, State Rd 1317, Lazy Ln, State Rd 12, Farrow's Fork Rd, Horse Shoe Loop Rd, Unpvtrd, Cooper Ln | $129,000 | $120,000 | $100,000-$125,000 | $97,500 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$164 | $700 |
| Superior Protection Discount | -$78 | $786 |
| Fire & Security Discount | -$78 | $786 |
| Hail Resistant Roof Discount | -$26 | $838 |
| Newly Constructed Home Discount | -$181 | $682 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hyde County | $1,000 | $853 | $1,853 | $620 | $1,620 | $233 |
| Hyde County, NC | $2,000 | $853 | $2,853 | $620 | $2,620 | $233 |
| Croatan, NC | $400 | $842 | $1,242 | $612 | $1,012 | $230 |
| Dare County, NC | $2,000 | $1,171 | $3,171 | $851 | $2,851 | $320 |
| Belhaven, NC | $500 | $505 | $1,005 | $367 | $867 | $138 |
| Bath, NC | $2,000 | $833 | $2,833 | $605 | $2,605 | $228 |
| Scuppernong, NC | $300 | $600 | $900 | $436 | $736 | $164 |
| Aurora, NC | $2,500 | $517 | $3,017 | $376 | $2,876 | $141 |
| Bayboro, NC | $500 | $453 | $953 | $329 | $829 | $124 |
| Home Insurance Company Hyde County, NC | Homeowners Insurance Agency Hyde County, NC | Address | Popularity Score | Distance from Hyde County (miles) |
|---|---|---|---|---|
| Allstate | Outer Banks Insurance Agency | 2009 S Croatan Hwy , Kill Devil Hills, NC, 27948 | 49.4 | |
| Nationwide | Weatherly Insurance Agency Inc | 301 Main Street Po Box 192, Columbia, NC, 27925 | 35.6 | |
| Allstate | Outer Banks Insurance Agency | 2009 S Croatan Hwy, Kill Devil Hills, NC, 27948 | 49.4 | |
| Nationwide | Jonathon R Brinson Agency | 14104 Nc Hwy 55 East, Bayboro, NC, 28515 | 40.1 | |
| Travelers | Bonner Overton Agency | 412 Main Street, Aurora, NC, 27806 | 36.5 | |
| Nationwide | Robert D Alton | 122 Washington St Ste A, Plymouth, NC, 27962 | 46.1 | |
| Allstate | J E Edwards Ins Agy | 325 East Main Street, Belhaven, NC, 27810 | 27.8 | |
| Allstate | Outer Banks Insurance Agency | 101 Budliegh, Manteo, NC, 27954 | 44.0 | |
| Nationwide | Walker & Associates Services Inc | 246 Pamlico St, Belhaven, NC, 27810 | 27.8 | |
| Nationwide | Midgett Insurance Agency | 503 Cypress Lane Ste B, Manteo, NC, 27954-9637 | 43.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $640 | $1,280 | $640 |
| Hyde County, NC | $81,000 | $864 | $630 | $1,230 | $600 |
| Hyde County, NC | $81,000 | $864 | $630 | $1,200 | $570 |
| Croatan, NC | $150,300 | $852 | $580 | $1,200 | $620 |
| Dare County, NC | $285,000 | $1,185 | $820 | $1,620 | $800 |
| Belhaven, NC | $79,700 | $511 | $350 | $710 | $360 |
| Bath, NC | $148,000 | $843 | $610 | $1,160 | $550 |
| Scuppernong, NC | $96,900 | $607 | $420 | $870 | $450 |
| Aurora, NC | $81,700 | $523 | $370 | $740 | $370 |
| Bayboro, NC | $70,900 | $458 | $330 | $650 | $320 |