How Can I Make My Galveston County, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Galveston County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Galveston County, TX Home Insurance Coverage Levels | Back to Top

Galveston County, TX - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
S Ridgecrest Dr, Spoonbill Dr, Tucker Rd, Birdsong St, 19th Ave Exd, 26th Street Rear, Chase Wood Dr, Blimp Base Blvd, Lobenstien Ln, McKay Rd $117,500 $100,000 $125,000-$150,000 $105,000 $90,000 $100,000-$125,000
Cozumel Cir, Teakwood Dr, Duroux Rd, St Kitts Calle, 14th Street Rear, 6th Ave, Belmont Dr, Warrior Rd, University Blvd, Dellanera Rd $226,000 $210,000 $250,000-$300,000 $187,500 $160,000 $200,000-$250,000
32nd St N, Edgewood Dr, Essex Dr, Albacore Ave, N Vionett Ln, Farnworth Cir, 31st St N, 34th Rear St, Fennigan Ln, Parr Ln $108,000 $100,000 $75,000-$100,000 $94,000 $80,000 $100,000-$125,000
Thornwood Cir, Golden Oak Dr, Island Villas Dr, Sunset St, Laurel St, Borden Ave, 20th Rear St, Sgt Israel Almendarez St, Shiloh St, Stadium Ln $148,000 $130,000 $150,000-$175,000 $145,000 $130,000 $100,000-$125,000
Dakota Ave, Misty Glen Ln, Buttonwood Dr, Leonetti Ln, Bolgheri Ln, Thompson Rd, Happy Hollow St, Amber Sky Ln, Blueberry Ct, Crystal Isle Dr $178,500 $160,000 $175,000-$200,000 $89,500 $80,000 $100,000-$125,000
Langford St, Cam Real, Channel View Dr, Coral Lilly Dr, Pelican Way, N Monkhouse Rd, Misty Wind Ct, Bora Bora Dr, Red Bud Ct, Taft St $156,000 $130,000 $175,000-$200,000 $87,500 $80,000 $75,000-$100,000
Marina Way, Lanyard Pointe Cir, Shady Knoll Ln, Bay St N, Sealy Ave, N Houston Dr, Traveller, Lazymist Ct, Trout Ave, Booth Bay Ct $240,500 $200,000 $250,000-$300,000 $204,000 $180,000 $175,000-$200,000
Flora Ln, Sunnycrest Dr, Harpers Ferry Xing, Falco St, Old Orchard Dr, Wall Dr, Hwy 146 S, McArthur Dr, Pearl St, Bonnie Bay Ct $107,000 $90,000 $100,000-$125,000 $79,000 $70,000 $75,000-$100,000
N Heather Ln, Gulf St, Grove Rd, Los Patos Dr, Branch St, Mandy Ln, Isle View Dr, Sandvalley Way, Cedar Oak St, Bennington Ct $119,000 $100,000 $100,000-$125,000 $158,500 $130,000 $125,000-$150,000
Forest Bend Ln, Ash Pointe, Wimcrest, Twin Timbers Ln, Bywater Ct, Rosedale Dr, Western St, Lazy Hollow Dr, Groveshire Dr, Rum Bay $164,000 $140,000 $175,000-$200,000 $94,500 $80,000 $75,000-$100,000

Choose the Best Galveston County, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 800-850 Credit Score $50 to $75,000 3 Pets, Smoker $160
Unemployed 550-599 Credit Score <$25,000 1 Pet, Non-Smoker $160
Retired Up to 499 Credit Score $25 to 50,000 2 Pets, Non-Smoker $1,060

Choose the Right Deductible for your Galveston County, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $200 $500 $700 $420 $620 $80
Galveston County, TX $1,500 $800 $1,300 $670 $2,170 $-870
Galveston County, TX $1,000 $770 $1,270 $660 $1,660 $-390
Santa Fe, TX $500 $660 $1,160 $560 $1,060 $100
Alvin-Pearland, TX $1,000 $910 $1,410 $780 $1,780 $-370
El Lago, TX $400 $700 $1,100 $590 $990 $110
Morgan's Point, TX $1,500 $600 $1,100 $500 $2,000 $-900
Bonney, TX $500 $310 $810 $260 $760 $50
Channelview, TX $2,000 $360 $860 $310 $2,310 $-1,450
Cloverleaf, TX $300 $470 $770 $390 $690 $80
West Columbia, TX $1,500 $360 $860 $310 $1,810 $-950
West University Place, TX $500 $1,640 $2,140 $1,310 $1,810 $330
Crosby, TX $700 $490 $990 $420 $1,120 $-130

Identify Top Home Insurance Agents near Galveston County, TX | Back to Top

Home Insurance Company Galveston County, TX Homeowners Insurance Agency Galveston County, TX Address Popularity Score Distance from Galveston County (miles)
State Farm Ken Phelps 4207 Fairmont Pkwy, Pasadena, TX, 77504-3324
33.7
Liberty Mutual Independent Gbs Insurance Agency Inc 6300 West Loop S Ste 220, Bellaire, TX, 77401
47.7
Allstate Oscar Meza 4001 Spencer Hwy Ste B, Pasadena, TX, 77504
34.7
State Farm Russell Content 5353 W Alabama St Ste 218, Houston, TX, 77056-5922
49.3
State Farm Steve Sipes 12485 Scarsdale Blv Ste A, Houston, TX, 77089
31.3
State Farm Dennis Cooke 3345 Gulf Fwy, Dickinson, TX, 77539-4116
18.9
Allstate Scott Chauvin 1350 Nasa Pkwy Ste 104, Houston, TX, 77058
25.2
Farmers Norma Koster 3303 S Rice Ave Ste 115, Houston, TX, 77056
48.9
Travelers Cadence Insurance 2328 Strand St Ste 220, Galveston, TX, 77550
8.1
State Farm Sam Ewing 5615 Kirby Dr Ste 800, Houston, TX, 77005-2451
46.4

Compare Rates for Galveston County, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $590 $390 $910 $520
Galveston County, TX $146,700 $670 $440 $1,030 $590
Galveston County, TX $146,700 $590 $390 $910 $520
Santa Fe, TX $128,900 $540 $360 $830 $470
Alvin-Pearland, TX $166,700 $770 $510 $1,190 $680
El Lago, TX $168,300 $810 $530 $1,250 $720
Morgan's Point, TX $145,800 $610 $400 $940 $540
Bonney, TX $65,000 $260 $170 $400 $230
Channelview, TX $93,600 $460 $300 $710 $410
Cloverleaf, TX $99,400 $460 $300 $710 $410
West Columbia, TX $87,500 $500 $330 $770 $440
West University Place, TX $751,600 $1,580 $1,040 $2,430 $1,390
Crosby, TX $116,200 $510 $340 $790 $450

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