Gavop tells you how to get the best homeowners insurance in Cottonwood County, MN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $80,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $164,500 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $150,000 | $120,000 | $150,000-$175,000 |
| 5 Bedroom | $162,500 | $140,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$54 | $617 |
| Home and Two Car | -$107 | $563 |
| Home and Three Car | -$168 | $503 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cottonwood County | $1,000 | $662 | $1,662 | $481 | $1,481 | $181 |
| Cottonwood County, MN | $700 | $662 | $1,362 | $481 | $1,181 | $181 |
| Walnut Grove, MN | $200 | $468 | $668 | $340 | $540 | $128 |
| Jackson County, MN | $2,500 | $710 | $3,210 | $516 | $3,016 | $194 |
| Ewington, MN | $100 | $1,061 | $1,161 | $771 | $871 | $290 |
| Sioux Valley, MN | $2,000 | $987 | $2,987 | $717 | $2,717 | $270 |
| Fox Lake, MN | $400 | $891 | $1,291 | $648 | $1,048 | $244 |
| Home, MN | $700 | $1,151 | $1,851 | $836 | $1,536 | $315 |
| Lyons, MN | $300 | $1,191 | $1,491 | $865 | $1,165 | $325 |
| Arnolds Park, IA | $1,500 | $958 | $2,458 | $696 | $2,196 | $262 |
| Lucas, MN | $500 | $1,139 | $1,639 | $828 | $1,328 | $311 |
| East Holman, IA | $2,500 | $803 | $3,303 | $584 | $3,084 | $220 |
| Home Insurance Company Cottonwood County, MN | Homeowners Insurance Agency Cottonwood County, MN | Address | Popularity Score | Distance from Cottonwood County (miles) |
|---|---|---|---|---|
| Travelers | Insurance Services Plus Inc | 129 S Main St, Lake Crystal, MN, 56055 | 48.5 | |
| State Farm | Don Sanderson | 1600 N Broadway St, New Ulm, MN, 56073-1252 | 41.5 | |
| Travelers | Lifetime Insurance Agency Llc | 101 Brown St E, Comfrey, MN, 56019 | 15.5 | |
| Allstate | David Hirth Agency | 510 2nd Street North, New Ulm, MN, 56073 | 41.6 | |
| Allstate | Fuhr Insurance Agency | 722 E Bridge St, Redwood Falls, MN, 56283 | 36.8 | |
| State Farm | Stacie Sanow | 93931 Us Highway 71, Windom, MN, 56101-4088 | 9.2 | |
| Travelers | Trimont Agency Inc | 519 Main St E, Trimont, MN, 56176 | 29.3 | |
| State Farm | Roger Haar | 432 1st Ave, Westbrook, MN, 56183-9512 | 12.8 | |
| Farmers | John Hovick | 115 W Blue Earth Ave, Fairmont, MN, 56031 | 43.7 | |
| State Farm | Dennis Hoffrogge | 127 Main St E, Sleepy Eye, MN, 56085-1352 | 30.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $810 | $1,680 | $870 |
| Cottonwood County, MN | $89,400 | $671 | $490 | $960 | $470 |
| Cottonwood County, MN | $89,400 | $671 | $480 | $920 | $440 |
| Walnut Grove, MN | $52,000 | $474 | $320 | $670 | $350 |
| Jackson County, MN | $114,100 | $718 | $520 | $1,020 | $500 |
| Ewington, MN | $165,000 | $1,074 | $770 | $1,490 | $720 |
| Sioux Valley, MN | $145,800 | $999 | $680 | $1,430 | $750 |
| Fox Lake, MN | $123,800 | $902 | $620 | $1,250 | $630 |
| Home, MN | $191,100 | $1,165 | $780 | $1,600 | $820 |
| Lyons, MN | $203,800 | $1,205 | $860 | $1,670 | $810 |
| Arnolds Park, IA | $194,500 | $970 | $710 | $1,370 | $660 |
| Lucas, MN | $187,500 | $1,153 | $780 | $1,650 | $870 |
| East Holman, IA | $132,200 | $813 | $560 | $1,130 | $570 |