How Can I Make My Craven County, NC Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Craven County, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Craven County, NC Home Insurance Coverage Levels | Back to Top

Craven County, NC - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Hinson Ln, Mile Rd, Marina Town Dr, Biddle Rd, Sunset Dr, State Rd 1274, Fort Place Ct, Williams St, State Rd 1485, W Railroad St $124,000 $120,000 $100,000-$125,000 $99,500 $80,000 $75,000-$100,000
Kings Mill Ct, Eissel St, Craven Ct, State Rd 1632, Victory Cir, Gaston Pl, James St, Cabot Cir, Russell Rd, Lanyard Ln $144,000 $140,000 $150,000-$175,000 $73,000 $60,000 $50,000-$75,000
Briarhill Rd, Morgan Swamp Rd, Indian Way, Egert Cir, E Grantham Rd, Helen Ave, Tryon Rd, Leaf Ct, Boros Rd, Teufen Rd $183,500 $170,000 $175,000-$200,000 $104,000 $90,000 $100,000-$125,000
Innisbrook Ct, Butler Ford Rd, W Pleasant Hill Dr, Gracie Farms Rd, Sutton St, Havenwood Ln, Parkwood Ct, Murray St, W Grantham Rd, Cypress St $94,500 $90,000 $75,000-$100,000 $106,000 $90,000 $75,000-$100,000
Pasteur St, Tenella Rd, Edwards Way, Trent Ave, State Rd 1702, Pirates Ln, John Patt Rd, State Rd 1230, Hunters Rd, Shannon Way $247,000 $210,000 $250,000-$300,000 $140,500 $120,000 $150,000-$175,000
Sassafras Dr, State Rd 1249, Whitley St, 1st Ave, State Rd 1795, Hotel Dr, Clermont Rd, Creekside Dr, Norman Rd, Granville Cir $125,500 $110,000 $125,000-$150,000 $106,000 $90,000 $75,000-$100,000
Red Sail Rd, State Rd 1213, Cindy Ln, Baron Point Rd, Bogue Ct, Elizabeth Cir, Shelton Ln, Hill Ct, Woods Run, Alexander Ln $223,500 $180,000 $200,000-$250,000 $124,500 $120,000 $100,000-$125,000
State Rd 1289, Longleaf Ln, Cassowary Ln, High School Dr, State Rd 1407, Clipper Ct, N Grace Ave, South St, Armstrong Ave, Jarvis St $149,000 $120,000 $150,000-$175,000 $107,500 $90,000 $100,000-$125,000
E Thurman Rd, State Rd 1403, Bryan St, Godette School Rd, Speight St, Taylor St, State Rd 1278, S Jackson Dr, H St, Hoke Rd $99,500 $90,000 $100,000-$125,000 $99,000 $90,000 $75,000-$100,000
Craven St, Rustic Ct, Mellen Rd, Brown Dr, State Rd 1360, Pinetree Dr, Rollover Creek Rd, State Rd 1621, Laurel Oak Dr, Sage Close $268,500 $250,000 $250,000-$300,000 $216,000 $200,000 $200,000-$250,000

Choose the Best Craven County, NC Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Full Time Job 650-699 Credit Score <$25,000 No Pets, Smoker $250
Retired 500-549 Credit Score <$25,000 2 Pets, Smoker $1,130
Freelancer 550-599 Credit Score $100 to $150,000 1 Pet, Non-Smoker $90

Choose the Right Deductible for your Craven County, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
North Carolina $500 $600 $1,100 $510 $1,010 $90
Craven County, NC $2,500 $620 $1,120 $510 $3,010 $-1,890
Craven County, NC $2,000 $790 $1,290 $670 $2,670 $-1,380
Grantsboro, NC $500 $460 $960 $380 $880 $80
Trenton, NC $1,000 $330 $830 $270 $1,270 $-440
Havelock, NC $200 $690 $890 $590 $790 $100
Grimesland, NC $700 $850 $1,350 $700 $1,400 $-50
Swansboro, NC $100 $860 $960 $730 $830 $130
Bath, NC $1,500 $660 $1,160 $520 $2,020 $-860
Ormonds, NC $300 $410 $710 $350 $650 $60
Straits, NC $2,000 $730 $1,230 $590 $2,590 $-1,360
Seven Springs, NC $200 $420 $620 $360 $560 $60
Stump Sound, NC $1,500 $620 $1,120 $540 $2,040 $-920

Identify Top Home Insurance Agents near Craven County, NC | Back to Top

Home Insurance Company Craven County, NC Homeowners Insurance Agency Craven County, NC Address Popularity Score Distance from Craven County (miles)
Travelers The Insurance Center 1320 Commerce Drive New Bern, New Bern, NC, 28562
1.7
Travelers The Insurance Center 1320 Commerce Dr, New Bern, NC, 28562
1.7
Travelers Robinson And Stith Insurance 513 Pollock Street, New Bern, NC, 28562
2.4
Travelers Jake A Parrott Insurance Agency Inc 2508 North Herritage St, Kinston, NC, 28501
31.0
Allstate Gregory Carter 2419 S Charles St, Greenville, NC, 27858
37.3
State Farm Dick Lewis 5317 Hwy 70 W, Morehead City, NC, 28557-4509
29.9
Nationwide Jonathan Gavigan Agency 2002 S Glenburnie Rd Executive Sq Ste 5-C, New Bern, NC, 28562
1.5
Travelers Anchor Lenoir Insurance Agency 2405-H North Heritage Street, Kinston, NC, 28501
31.0
State Farm Tom Gingrich 2713 Highway 70 E, New Bern, NC, 28560
5.5
Travelers Evans & Associates 2904 N Herritage St, Kinston, NC, 28501
30.9

Compare Rates for Craven County, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $153,600 $770 $550 $1,100 $550
Craven County, NC $153,500 $740 $510 $1,020 $510
Craven County, NC $153,500 $830 $570 $1,190 $620
Grantsboro, NC $102,400 $560 $390 $770 $380
Trenton, NC $81,700 $410 $270 $580 $310
Havelock, NC $139,300 $750 $510 $1,070 $560
Grimesland, NC $154,800 $630 $430 $890 $460
Swansboro, NC $160,500 $850 $570 $1,210 $640
Bath, NC $156,200 $720 $500 $990 $490
Ormonds, NC $90,500 $480 $330 $690 $360
Straits, NC $145,100 $670 $450 $930 $480
Seven Springs, NC $90,000 $500 $360 $690 $330
Stump Sound, NC $162,900 $960 $700 $1,370 $670

7 Ways to Get Discounts on Homeowners Insurance in Craven County, NC

What Makes Your Craven County, NC Home Insurance Cheap or Expensive