Gavop shows you how to buy homeowners insurance in Lewiston, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Lewiston, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Washington Dr, Oakhill Dr, Paddock Ln, N 5th St, East Ln, N 7th St, Scovell Dr, S 4th St, Cayuga Dr N, Escarpment Dr | $214,000 | $170,000 | $200,000-$250,000 | $145,500 | $130,000 | $150,000-$175,000 |
| N 2nd St, Oakridge Ln, Forest Rd, Old Ransomvill Rd, S 2nd St, Hickory Ln, Fort Gray Dr, Dickersonville Rd, Albright Rd, Irving Dr | $195,000 | $180,000 | $175,000-$200,000 | $174,500 | $140,000 | $175,000-$200,000 |
| S 3rd St, N 3rd St, Calkins Rd, Cleghorn Dr, Terri Ct, Blank Rd, Laurel Rd, Chicora Dr, Mary Ln, Hackney Ln | $156,000 | $130,000 | $125,000-$150,000 | $120,500 | $110,000 | $100,000-$125,000 |
| Pletcher Rd, Carriage Ln, E Eddy Dr, Oriole Dr, Big Vista Dr, Kenwood Dr Exd, James Dr, Meadowbrook Dr, Jefferson Way, Hillview Ct | $241,000 | $210,000 | $250,000-$300,000 | $147,000 | $120,000 | $150,000-$175,000 |
| Orchard Dr, Creek Rd, Lower River Rd, N 9th St, Model City Rd, Stacey Dr, Creek Rd Exd, Penn Central RR, Callan Dr, Autumn Ln | $169,500 | $140,000 | $125,000-$150,000 | $172,500 | $160,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$51 | $583 |
| Home and Two Car | -$108 | $526 |
| Home and Three Car | -$152 | $481 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Niagara County | $700 | $1,180 | $1,880 | $857 | $1,557 | $322 |
| Lewiston, NY | $1,500 | $626 | $2,126 | $455 | $1,955 | $171 |
| South Lockport, NY | $400 | $583 | $983 | $424 | $824 | $159 |
| Amherst, NY | $2,000 | $670 | $2,670 | $487 | $2,487 | $183 |
| Clarence, NY | $200 | $969 | $1,169 | $704 | $904 | $265 |
| Royalton, NY | $700 | $940 | $1,640 | $683 | $1,383 | $257 |
| Alabama, NY | $500 | $586 | $1,086 | $426 | $926 | $160 |
| Pembroke, NY | $1,500 | $635 | $2,135 | $462 | $1,962 | $174 |
| Carlton, NY | $500 | $587 | $1,087 | $426 | $926 | $160 |
| Farnham, NY | $1,000 | $586 | $1,586 | $426 | $1,426 | $160 |
| Java, NY | $500 | $609 | $1,109 | $442 | $942 | $166 |
| Sheridan, NY | $1,000 | $594 | $1,594 | $432 | $1,432 | $162 |
| Home Insurance Company Lewiston, NY | Homeowners Insurance Agency Lewiston, NY | Address | Popularity Score | Distance from Lewiston (miles) |
|---|---|---|---|---|
| Allstate | Phillip Mastantuono | 419 Center St, Lewiston, NY, 14092 | 4.7 | |
| State Farm | Laura Capizzi | 2768 Niagara Fall Blvd, Niagara Falls, NY, 14304-4517 | 7.1 | |
| Travelers | Litwin Castle Insurance Agency Inc | 4955 Chestnut Ridge Rd, Orchard Park, NY, 14127 | 31.7 | |
| State Farm | George Ihle Iii | 7718 Buffalo Ave, Niagara Falls, NY, 14304-4134 | 7.7 | |
| Travelers | Paul J Aswad Agency | 7703 Niagara Falls Blvd, Niagara Falls, NY, 14304 | 6.7 | |
| Travelers | The Keller Group Inc | 2706 Pine Ave, Niagara Falls, NY, 14301 | 7.3 | |
| Travelers | Bruce Lucsok Agency Inc | 6928 Williams Rd, Niagara Falls, NY, 14304 | 6.7 | |
| Travelers | Bruce Lucsok Agency Inc | 6928 Williams Road, Niagara Falls, NY, 14304 | 6.7 | |
| Travelers | Allwrite Insurance Agency | 1586 Eggert Rd, Amherst, NY, 14226 | 16.4 | |
| Allstate | Michael Dearing | 2126 Niagara Falls Blvd, Tonawanda, NY, 14150 | 13.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $830 | $1,640 | $810 |
| Niagara County, NY | $114,800 | $1,194 | $860 | $1,710 | $850 |
| Lewiston, NY | $168,000 | $633 | $420 | $880 | $460 |
| South Lockport, NY | $92,200 | $590 | $400 | $810 | $410 |
| Amherst, NY | $186,600 | $678 | $450 | $960 | $510 |
| Clarence, NY | $271,300 | $981 | $710 | $1,360 | $650 |
| Royalton, NY | $113,600 | $952 | $680 | $1,320 | $640 |
| Alabama, NY | $105,300 | $593 | $430 | $850 | $420 |
| Pembroke, NY | $149,300 | $643 | $460 | $890 | $430 |
| Carlton, NY | $106,800 | $594 | $400 | $850 | $450 |
| Farnham, NY | $105,000 | $593 | $410 | $820 | $410 |
| Java, NY | $131,600 | $616 | $440 | $850 | $410 |
| Sheridan, NY | $118,200 | $601 | $430 | $840 | $410 |