Gavop's guide to buying homeowners insurance in Hardy, OH covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Hardy, OH - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Marchand St, Twp Rd 32, Court St, Twp Hwy 1023, Twp Rd 463, Twp Rd 351, Co Hwy 23, Benton St, Twp Rd 224, Twp Hwy 30 | $140,000 | $120,000 | $125,000-$150,000 | $101,500 | $90,000 | $100,000-$125,000 |
| B St, Co Hwy 314, 1st St, Twp Rd 55, Twp Hwy 308, Twp Rd 563, Twp Rd 222, Co Rd 201, Twp Rd 65, Grenchen Dr | $172,000 | $160,000 | $150,000-$175,000 | $99,000 | $80,000 | $75,000-$100,000 |
| Twp Rd 20, Twp Hwy 225, Twp Hwy 32, Twp Hwy 119, Ledges Rd, Twp Rd 221, Nashville Rd, Twp Rd 263, Twp Rd 54, Twp Rd 210 | $137,500 | $120,000 | $125,000-$150,000 | $71,000 | $60,000 | $75,000-$100,000 |
| Twp Rd 530, Twp Rd 516, Twp Hwy 129, Mullett St, Twp Hwy 510, Moudon Dr, Forlow St, Twp Rd 311, Twp Hwy 574, Twp Rd 260 | $150,000 | $140,000 | $150,000-$175,000 | $87,500 | $70,000 | $75,000-$100,000 |
| Twp Rd 90, Twp Hwy 460, Twp Rd 576, Co Hwy 150, Knollton Dr, Massillon Rd, Co Rd 68, Ruswil Dr, Twp Hwy 356, Twp Hwy 219 | $108,000 | $100,000 | $75,000-$100,000 | $74,500 | $60,000 | $50,000-$75,000 |
| Twp Rd 1033, E Clinton St, Twp Rd 26, Twp Hwy 471, Twp Rd 462, Co Hwy 35, Pvt Rd 577, Co Rd 280, S Washington St, Twp Rd 87 | $115,000 | $110,000 | $125,000-$150,000 | $132,500 | $120,000 | $150,000-$175,000 |
| Twp Rd 105, State Rte 3, Twp Hwy 94, Twp Rd 569, State Rte 60, Twp Rd 184, Twp Hwy 561, Twp Rd 1054, Smith St, Twp Rd 517 | $144,000 | $120,000 | $125,000-$150,000 | $78,000 | $70,000 | $50,000-$75,000 |
| Twp Hwy 368, Benton Ave, Twp Hwy 452, Arrowhead Trl, Twp Hwy 451, Twp Hwy 327, Twp Rd 73, Twp Rd 455, Co Rd 52, Twp Hwy 304 | $139,500 | $120,000 | $150,000-$175,000 | $93,000 | $90,000 | $75,000-$100,000 |
| Blackbird Aly, Twp Rd 322, Twp Rd 615, Twp Hwy 469, Twp Hwy 57, Twp Hwy 312, Twp Hwy 222, 2nd St, Twp Hwy 554, Bern Dr | $147,500 | $130,000 | $150,000-$175,000 | $78,000 | $70,000 | $75,000-$100,000 |
| Twp Hwy 66, Twp Hwy 336, State Rte 754, Twp Hwy 21, Quinn Cir, Co Hwy 329, Zermatt St, Twp Hwy 62, W Jones St, Twp Rd 104 | $123,000 | $100,000 | $125,000-$150,000 | $88,500 | $80,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$59 | $592 |
| Home and Two Car | -$111 | $540 |
| Home and Three Car | -$156 | $494 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Holmes County | $2,000 | $772 | $2,772 | $561 | $2,561 | $211 |
| Hardy, OH | $1,000 | $642 | $1,642 | $467 | $1,467 | $176 |
| Mount Eaton, OH | $400 | $645 | $1,045 | $469 | $869 | $176 |
| Wooster, OH | $1,500 | $647 | $2,147 | $470 | $1,970 | $177 |
| Burbank, OH | $100 | $584 | $684 | $424 | $524 | $160 |
| Frazeysburg, OH | $1,000 | $567 | $1,567 | $412 | $1,412 | $155 |
| Sullivan, OH | $200 | $682 | $882 | $495 | $695 | $186 |
| Cambridge, OH | $2,000 | $685 | $2,685 | $498 | $2,498 | $187 |
| Summit County, OH | $400 | $686 | $1,086 | $499 | $899 | $188 |
| Brunswick Hills, OH | $1,500 | $687 | $2,187 | $499 | $1,999 | $188 |
| Cuyahoga Falls, OH | $100 | $653 | $753 | $474 | $574 | $178 |
| Iberia, OH | $1,500 | $554 | $2,054 | $403 | $1,903 | $151 |
| Home Insurance Company Hardy, OH | Homeowners Insurance Agency Hardy, OH | Address | Popularity Score | Distance from Hardy (miles) |
|---|---|---|---|---|
| Erie | Troy Miller Agency Llc | Po Box 542, Shreve, OH, 44676 | 10.0 | |
| Travelers | Allegiance Insurance Group Llc | 680 Market St E Ste 207, Akron, OH, 44304 | 42.1 | |
| Travelers | The Insurance Centre Agency | 347 W Milltown Road, Wooster, OH, 44691 | 19.7 | |
| State Farm | Jeff Shamp | 3562 Commerce Pkwy Ste C, Wooster, OH, 44691-7128 | 19.6 | |
| State Farm | Amanda Pfahl | 51 W 130th St Ste B, Hinckley, OH, 44233-9368 | 49.9 | |
| State Farm | Ted Randles | 1501 S Cleve Mass Rd, Copley, OH, 44321-1907 | 40.0 | |
| State Farm | Jack Mccoy | 1754 Portage Trail, Cuyahoga Falls, OH, 44223-1739 | 46.1 | |
| State Farm | Jean Henshaw | 1653 Merriman Rd Ste 108, Akron, OH, 44313-5279 | 44.2 | |
| Farmers | Trent Shaffer | 405 W Liberty St Ste B, Wooster, OH, 44691 | 16.5 | |
| State Farm | Todd Young | 1098 Kenmore Blvd, Akron, OH, 44314-2156 | 38.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $490 | $990 | $500 |
| Holmes County, OH | $183,800 | $782 | $560 | $1,110 | $550 |
| Hardy, OH | $129,400 | $650 | $440 | $920 | $480 |
| Mount Eaton, OH | $110,800 | $653 | $470 | $930 | $460 |
| Wooster, OH | $131,600 | $655 | $480 | $900 | $420 |
| Burbank, OH | $88,500 | $591 | $430 | $830 | $400 |
| Frazeysburg, OH | $83,000 | $574 | $400 | $790 | $390 |
| Sullivan, OH | $125,500 | $690 | $500 | $970 | $470 |
| Cambridge, OH | $95,300 | $694 | $490 | $980 | $490 |
| Summit County, OH | $137,000 | $695 | $500 | $970 | $470 |
| Brunswick Hills, OH | $196,900 | $696 | $480 | $990 | $510 |
| Cuyahoga Falls, OH | $121,700 | $661 | $450 | $940 | $490 |
| Iberia, OH | $79,100 | $561 | $380 | $780 | $400 |