How Can I Make My Mercedes, TX Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Mercedes, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
Compare Quotes from Top Providers and Save now!
Estimate Appropriate Mercedes, TX Home Insurance Coverage Levels | Back to Top
| Mercedes, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Clark Rd, Obregon Ave, Abbey St, Guerra St, FM 3072, Anaquitas St, S W Daily, S Mile 2 1/2 W, Mile 6 3/4 N, Dowler St | $94,000 | $80,000 | $75,000-$100,000 | $73,500 | $70,000 | $75,000-$100,000 |
| Spc Johnny Vela St, Hereford St, S Texas Ave, Florida Ave, Alyssa St, Hill St, Range Ave, Saenz Ave, Rebecca Ave, Baker Rd | $72,000 | $70,000 | $50,000-$75,000 | $91,000 | $80,000 | $75,000-$100,000 |
| N Vermont Ave, Marion, Ruby Ave, Eagle Dr, Chapultepec St, la Paz, Ramiro Cavazos Rd, Cameron St, Ebony, Turkey Trot St | $67,000 | $60,000 | $50,000-$75,000 | $60,000 | $60,000 | $50,000-$75,000 |
| Santiago Rd, Sierra Dr, Col Jesus Maria, Palm Ave, Jade, Rio Bravo St, S Tower Rd, Opal Dr, Victor Ave, N Colorado Ave | $129,000 | $110,000 | $100,000-$125,000 | $102,000 | $90,000 | $100,000-$125,000 |
| Hackberry, Acapulco St, Chapman St, Mile 2 W, Quesada St, Capisallo St, Emerald Ave, S Colorado Ave, Los Platanos St, Aggassi Dr | $99,000 | $80,000 | $75,000-$100,000 | $86,500 | $80,000 | $75,000-$100,000 |
Estimate your Savings with Home Insurance Discounts in Mercedes, TX | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$141 | $797 |
| Superior Protection Discount | -$94 | $844 |
| Fire & Security Discount | -$94 | $844 |
| Hail Resistant Roof Discount | -$19 | $919 |
| Newly Constructed Home Discount | -$188 | $750 |
Choose the Right Deductible for your Mercedes, TX Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Hidalgo County | $2,500 | $1,274 | $3,774 | $926 | $3,426 | $348 |
| Mercedes, TX | $1,000 | $927 | $1,927 | $673 | $1,673 | $253 |
| La Feria, TX | $300 | $901 | $1,201 | $654 | $954 | $246 |
| Progreso Lakes, TX | $2,500 | $1,812 | $4,312 | $1,317 | $3,817 | $495 |
| La Blanca, TX | $200 | $1,402 | $1,602 | $1,019 | $1,219 | $383 |
| Alamo, TX | $1,500 | $962 | $2,462 | $699 | $2,199 | $263 |
| Arroyo Colorado Estates, TX | $300 | $1,261 | $1,561 | $916 | $1,216 | $345 |
| Arroyo Gardens, TX | $2,500 | $1,310 | $3,810 | $952 | $3,452 | $358 |
| Los Fresnos-Laureles, TX | $300 | $1,401 | $1,701 | $1,018 | $1,318 | $383 |
| Doffing, TX | $2,500 | $922 | $3,422 | $670 | $3,170 | $252 |
| La Joya, TX | $500 | $1,431 | $1,931 | $1,040 | $1,540 | $391 |
Identify Top Home Insurance Agents near Mercedes, TX | Back to Top
| Home Insurance Company Mercedes, TX | Homeowners Insurance Agency Mercedes, TX | Address | Popularity Score | Distance from Mercedes (miles) |
|---|---|---|---|---|
| Farmers | Patrick Feeney | 128 W 5th St, Weslaco, TX, 78596 | 4.9 | |
| Liberty Mutual Independent | Montalvo Insurance Agency | 208 S Texas Blvd, Weslaco, TX, 78596 | 4.9 | |
| State Farm | Christina Palomo | 2312 S F St Ste D, Harlingen, TX, 78552-7593 | 8.2 | |
| Farmers | Sergio Rodriguez | 5121 S Jackson Rd, Edinburg, TX, 78539 | 18.9 | |
| State Farm | Julian Garza | 1529 W Expressway 83, Suite A, Weslaco, TX, 78596-4300 | 6.0 | |
| Farmers | Sandra Smith | 2205 N Sugar Rd, Pharr, TX, 78577 | 17.9 | |
| Travelers | Global Insurance Agency | 1700 W Bus. 83, Ste C, Mission, TX, 78572 | 27.3 | |
| Travelers | James E Capt & Associates Llc | 1336 Med Capt Dr, Pharr, TX, 78577 | 16.1 | |
| Farmers | Nora Pena | 1000 Whitewing Ave, Mcallen, TX, 78501 | 20.1 | |
| Travelers | Nia Insurance Agency | 123 N International Ste G, Hidalgo, TX, 78557 | 22.0 |
Compare Rates for Mercedes, TX Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Hidalgo County, TX | $82,400 | $1,290 | $850 | $1,990 | $1,140 |
| Mercedes, TX | $62,500 | $938 | $620 | $1,440 | $820 |
| La Feria, TX | $56,600 | $911 | $600 | $1,400 | $800 |
| Progreso Lakes, TX | $200,000 | $1,834 | $1,210 | $2,820 | $1,610 |
| La Blanca, TX | $79,800 | $1,419 | $940 | $2,190 | $1,250 |
| Alamo, TX | $70,800 | $973 | $640 | $1,500 | $860 |
| Arroyo Colorado Estates, TX | $55,600 | $1,276 | $840 | $1,970 | $1,130 |
| Arroyo Gardens, TX | $63,600 | $1,326 | $880 | $2,040 | $1,160 |
| Los Fresnos-Laureles, TX | $79,500 | $1,418 | $940 | $2,180 | $1,240 |
| Doffing, TX | $61,300 | $933 | $620 | $1,440 | $820 |
| La Joya, TX | $85,200 | $1,448 | $960 | $2,230 | $1,270 |
Research Home Insurance Companies Reviews in Mercedes, TX Before Buying | Back to Top
Share a review on your home insurance company
Allstate Home Insurance Reviews
Date: April 26, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
They offered the best coverage for my home and they are a reliable company. I could have gone cheaper but cheaper is not better when it comes to insurance.
Date: April 20, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Premium
In this home insurance for fully satisfied for the policies and they give a good discount for the premium it was very useful for me and am so happy to give a good opportunity .
Date: April 13, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Premium
The policy we choose has adequate deductibles for the insurance needs we have. The yearly premium was very reasonable considering the quality of the insurance we have.
Date: April 10, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
I believe my premium is about 80 a month. I don't remember what the deductible is or what other company deductibles are.
Safeco Insurance Home Insurance Reviews
Date: March 07, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
They where able to beat the current price I was paying with my provider. On top of that they beat four or five other companies that I called and received quotes from for the same coverage.
Date: February 05, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Policy Offerings
I think they are pretty much the same. The people who work in the office at my home town insurance company are great but not the higher ups. All the insurance agents in the town are probably like this.
GEICO Home Insurance Reviews
Date: March 17, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
The coverage is great, especially since I don't own too many expensive things.
Date: March 10, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
I have nothing but good thing's to say about my home insurance company's customer service because they make sure that all of my questions are answered each phone call.
State Farm Home Insurance Reviews
Date: March 31, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Policy Offerings
I feel that my insurance coverage is very comparable to other companies, and at State Farm my premium has been proven to be a better rate than other companies I've tried.
Date: March 19, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
Given that we had car insurance through State Farm, we were provided a discount if we chose home owner's insurance. For this reason, I am not completely aware of other provider's premiums and deductibles.
Blue Cross Blue Shield Home Insurance Reviews
Date: November 24, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
My family is on a plan and I'm not sure what comes with all of it, or how much it really costs. But I don't pay for anything so, I'm feeling pretty good about it.
Progressive Home Insurance Reviews
Date: April 19, 2019 Age: Above 60 Gender: Male Marital Status: Married
Customer Service
Set up the account online, was given clear options, with pricing. Was able to set up automatic billing, all on one visit, My policy was delivered by email, no need to talk with a person.
Liberty Mutual Home Insurance Reviews
Date: April 06, 2019 Age: 40 to 49 Gender: Male Marital Status: Married
Premium
My premium seems high, and continues to go up every year despite having never filed a claim in 20 years.
Alfa Insurance Home Insurance Reviews
Date: March 29, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Premium
comparison with another company this is responsible for offering the best premium service and the deductible of your policy better than those offered by other companies in our state
Foremost Insurance Home Insurance Reviews
Date: October 22, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Customer Service
the customer service our insurance offer provides close connections between the customer and the company; family feel