How Can I Make My Roseville, MN Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Roseville, MN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Estimate Appropriate Roseville, MN Home Insurance Coverage Levels | Back to Top
| Roseville, MN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Arona St, Lovell Ave, Arthur Pl, Irene St, Dellwood St, Cord Cir, Wheeler St N, Sherren St W, Wewers Rd, Co Hwy 50 | $140,000 | $120,000 | $125,000-$150,000 | $181,500 | $160,000 | $150,000-$175,000 |
| Westwood Cir, Stanbridge Ave, W Brooks Ave, Roma Ave W, Iona Ln, 15th Ave SW, Judith Ave, 2nd St SW, Arthur St, Orchard Ln | $267,500 | $250,000 | $300,000-$350,000 | $214,000 | $190,000 | $200,000-$250,000 |
| Co Hwy 19, Sandhurst Dr, Center St, Matilda St N, W Cleveland Svc Rd, Hand Ave N, Dellwood Ave N, Lakeview Pt, Draper Dr, W Burke Ave | $181,000 | $150,000 | $200,000-$250,000 | $107,000 | $90,000 | $75,000-$100,000 |
| Mc Carron St, W Burke Ave, W S Owasso Blvd, Prior Cir, Dellwood St, Haddington Rd, 6th St SW, W Rose Pl, Ruggles St, Snelling Dr | $194,000 | $170,000 | $150,000-$175,000 | $207,500 | $190,000 | $175,000-$200,000 |
| St Croix St, Huron St, Oakcrest Ln, Centre Pointe Dr, Midland Grove Rd, Co Hwy 47, Highcrest Rd, N Fernwood St, Rosegate, Cleveland Ave SE | $269,500 | $230,000 | $200,000-$250,000 | $193,000 | $170,000 | $175,000-$200,000 |
Estimate your Savings with Home Insurance Discounts in Roseville, MN | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$180 | $1,018 |
| Superior Protection Discount | -$108 | $1,090 |
| Fire & Security Discount | -$84 | $1,114 |
| Hail Resistant Roof Discount | -$24 | $1,174 |
| Newly Constructed Home Discount | -$240 | $958 |
Choose your Roseville, MN Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,464 |
| Hail Damage | $4,665 |
| Wind Damage | $6,242 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $16,386 |
Identify Top Home Insurance Agents near Roseville, MN | Back to Top
| Home Insurance Company Roseville, MN | Homeowners Insurance Agency Roseville, MN | Address | Popularity Score | Distance from Roseville (miles) |
|---|---|---|---|---|
| Travelers | The Insurance Shop | 4637 White Bear Pkwy, White Bear Lake, MN, 55110 | 7.0 | |
| State Farm | Brandon Walter | 222 S 9th St Ste 270, Minneapolis, MN, 55402-3344 | 6.4 | |
| Travelers | Maguire Agency | 1970 Oakcrest Ave Ste 300, Roseville, MN, 55113 | 1.4 | |
| Liberty Mutual Independent | Rdm Insurance Agency Inc. | 9201 Lexington Ave N, Circle Pines, MN, 55014 | 8.6 | |
| State Farm | Juan Cervantes | 391 Ruth St N, Saint Paul, MN, 55119-4303 | 8.1 | |
| Farmers | Robin Schuenemann | 4080 W Broadway Ave Ste 108, Robbinsdale, MN, 55422 | 9.0 | |
| State Farm | Greg Joyce | 8347 University Ave Ne Ste C, Fridley, MN, 55432-1175 | 9.0 | |
| State Farm | Ron Vagle | 519 E Hennepin Ave, Minneapolis, MN, 55414-1122 | 5.1 | |
| State Farm | Andy Lamarucciola | 2297 Stillwater Rd E, Saint Paul, MN, 55119-3854 | 8.2 | |
| State Farm | Jim Phillips | 3430 Nicollet Ave, Minneapolis, MN, 55408-4552 | 7.9 |
Compare Rates for Roseville, MN Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $860 | $1,640 | $780 |
| Ramsey County, MN | $208,700 | $1,134 | $830 | $1,580 | $750 |
| Roseville, MN | $232,100 | $1,198 | $810 | $1,660 | $850 |
| North St. Paul, MN | $183,300 | $810 | $570 | $1,140 | $570 |
| Dellwood, MN | $585,500 | $2,766 | $2,020 | $3,930 | $1,910 |
| Minnetonka, MN | $315,800 | $1,374 | $920 | $1,970 | $1,050 |
| Shorewood, MN | $436,100 | $1,126 | $780 | $1,590 | $810 |
| Vermillion, MN | $309,800 | $1,508 | $1,030 | $2,100 | $1,070 |
| St. Croix County, WI | $223,000 | $734 | $510 | $1,050 | $540 |
| Hollywood, MN | $304,300 | $1,492 | $1,060 | $2,040 | $980 |
| Amery, WI | $130,300 | $607 | $420 | $830 | $410 |
| Stanchfield, MN | $174,600 | $1,109 | $810 | $1,590 | $780 |
| Greenbush, MN | $173,300 | $1,104 | $760 | $1,580 | $820 |
Research Home Insurance Companies Reviews in Roseville, MN Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: August 19, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
I feel like the premium and deductible was something I felt comfortable paying compared to other companies. I feel like I had choices in deciding my options.
Date: April 05, 2019 Age: Above 60 Gender: Male Marital Status: Married
Policy Offerings
They are very competitive they always are on the look out on how to save me monet. They do yearly reviews to see if I have other options.
Date: January 20, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Customer Service
I haven't had to deal with them for anything major, and though they are not always the easiest to deal with, they are not the worst. I would give them a 4.
Date: October 29, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Communication
I would have to say that any time I have had to deal with customer service they have been friendly and knowledgeable. If they do not know the answer to my question, they will call me back once they find out.
Farm Bureau Home Insurance Reviews
Date: October 25, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
The policy is fairly priced and affordable, but the deductible is really high if repairs for damage caused by a storm are needed.
Country Financial Home Insurance Reviews
Date: October 26, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
The website for the company is not user friendly when making a claim. But the actual people in the office are very helpful and patient while answering questions.
Liberty Mutual Home Insurance Reviews
Date: September 12, 2019 Age: Above 60 Gender: Male Marital Status: Married
Premium
The premium is the lowest I could find and the deductible is $1,ooo
American National Property and Casualty Company Home Insurance Reviews
Date: November 17, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
Overall I would give my insurance company a 4. The only thing I do not like is how much it is per month. I wish since I do a bundle offer that it would be less per month. The insurance company has submitted a claim on the roof which was taken care of in an appropriate amount of time. The people are always friendly and extremely helpful.
Allstate Home Insurance Reviews
Date: December 30, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
High deductibles for lower premiums. It's not that great honestly but again, costs were primary factor at this stage.
Ameriprise Home Insurance Reviews
Date: July 05, 2019 Age: 20 to 29 Gender: Male Marital Status: Married
Customer Service
I love this insurance company! Even if they weren't associated with my Costco Executive membership I would use this company.
GEICO Home Insurance Reviews
Date: October 14, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Premium
The deductible and premium I was offered was about the same as I was offered with other insurance companies. I have no complaints regarding the coverage premium or deductible.