Gavop shows you how to buy homeowners insurance in Vernon, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $102,500 | $90,000 | $75,000-$100,000 |
| 2 Bedroom | $291,500 | $250,000 | $300,000-$350,000 |
| 3 Bedroom | $307,500 | $260,000 | $350,000-$400,000 |
| 4 Bedroom | $494,500 | $420,000 | $400,000-$500,000 |
| 5 Bedroom | $817,500 | $680,000 | $700,000-$800,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$170 | $723 |
| Superior Protection Discount | -$80 | $812 |
| Fire & Security Discount | -$89 | $803 |
| Hail Resistant Roof Discount | -$27 | $866 |
| Newly Constructed Home Discount | -$232 | $660 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,319 |
| Hail Damage | $4,665 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $17,556 |
| Home Insurance Company Vernon, IL | Homeowners Insurance Agency Vernon, IL | Address | Popularity Score | Distance from Vernon (miles) |
|---|---|---|---|---|
| State Farm | Roni Siegel | 860 N Clark St, Chicago, IL, 60610-3218 | 26.3 | |
| Allstate | Heather Beck | 6358 S Cass Ave, Westmont, IL, 60559 | 29.4 | |
| State Farm | Hugh Masterson | 38 S Plum Grove Rd, Palatine, IL, 60067-6255 | 7.9 | |
| Allstate | Daniel Baldwin | 2037 E Euclid Ave, Mount Prospect, IL, 60056 | 8.1 | |
| Travelers | Dan Borowiak Agency | 720 Heartland Dr 720 Heartland Dr Sugar Grove, Sugar Grove, IL, 60554 | 38.8 | |
| State Farm | Ken Figueroa | 5940 W Touhy Ave Ste 380, Niles, IL, 60714-4620 | 15.6 | |
| State Farm | Suzette De Salvo | 5217 N Harlem Ave, Chicago, IL, 60656-1803 | 16.9 | |
| State Farm | Jennifer Burnidge | 220 E Northwest Highway, Arlington Heights, IL, 60004-6026 | 8.1 | |
| Travelers | International Irm Inc | 1228 West Northwest Highway, Palatine, IL, 60067 | 8.3 | |
| Allstate | Gur Singh | 482 N Milwaukee Ave Ste 3, Wheeling, IL, 60090 | 3.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $580 | $1,210 | $630 |
| Lake County, IL | $251,400 | $926 | $620 | $1,280 | $660 |
| Vernon, IL | $385,000 | $892 | $600 | $1,270 | $670 |
| Northfield, IL | $499,000 | $1,251 | $890 | $1,710 | $820 |
| Winthrop Harbor, IL | $187,200 | $725 | $520 | $990 | $470 |
| Glendale Heights, IL | $175,200 | $816 | $550 | $1,160 | $610 |
| Maywood, IL | $138,700 | $640 | $460 | $890 | $430 |
| Spring Grove, IL | $306,100 | $887 | $630 | $1,260 | $630 |
| Hampshire, IL | $247,700 | $806 | $580 | $1,140 | $560 |
| Palos Heights, IL | $277,600 | $845 | $620 | $1,170 | $550 |
| Waterford, WI | $278,700 | $683 | $500 | $960 | $460 |
| Glenwood, IL | $126,400 | $679 | $450 | $960 | $510 |
| Rockdale, IL | $132,900 | $747 | $500 | $1,030 | $530 |