Gavop tells you how to get the best homeowners insurance in Beckley, WV by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $38,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $103,500 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $102,500 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $124,500 | $110,000 | $100,000-$125,000 |
| 5 Bedroom | $252,000 | $210,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $563 |
| Superior Protection Discount | -$68 | $611 |
| Fire & Security Discount | -$54 | $625 |
| Hail Resistant Roof Discount | -$14 | $665 |
| Newly Constructed Home Discount | -$190 | $489 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Raleigh County | $2,500 | $673 | $3,173 | $489 | $2,989 | $184 |
| Beckley, WV | $1,000 | $671 | $1,671 | $487 | $1,487 | $183 |
| Hinton, WV | $200 | $551 | $751 | $401 | $601 | $151 |
| Deep Water, WV | $1,000 | $437 | $1,437 | $317 | $1,317 | $119 |
| Mercer County, WV | $400 | $619 | $1,019 | $450 | $850 | $169 |
| Wilderness, WV | $1,000 | $737 | $1,737 | $536 | $1,536 | $201 |
| Boone County, WV | $100 | $688 | $788 | $500 | $600 | $188 |
| Greenbrier County, WV | $1,000 | $702 | $1,702 | $511 | $1,511 | $192 |
| Logan, WV | $500 | $670 | $1,170 | $487 | $987 | $183 |
| Sandy River, WV | $2,000 | $682 | $2,682 | $496 | $2,496 | $186 |
| Home Insurance Company Beckley, WV | Homeowners Insurance Agency Beckley, WV | Address | Popularity Score | Distance from Beckley (miles) |
|---|---|---|---|---|
| State Farm | Butch Mcneely | 100 Moran Ave, Mullens, WV, 25882-1425 | 17.8 | |
| State Farm | Wes Duncan | 106 Sunset Dr, Beckley, WV, 25801-2824 | 2.6 | |
| State Farm | Tim Cyrus | 824 Ritter Dr, Beaver, WV, 25813 | 2.2 | |
| Nationwide | Terry Pennington Agency Inc | 338 N Eisenhower Dr, Beckley, WV, 25801-7119 | 1.2 | |
| State Farm | Melinda Taylor | 101 Penn Ave, Charleston, WV, 25302-2314 | 49.5 | |
| State Farm | Bill Straub Jr | 1100 N Eisenhower Drive, Beckley, WV, 25801 | 2.1 | |
| State Farm | Daniel Ormandy | 407 Beckley Plz, Beckley, WV, 25801-2225 | 3.1 | |
| State Farm | Judy Smith | 1910 Robert C Byrd Dr, Mac Arthur, WV, 25873 | 2.5 | |
| Nationwide | Roop Ins & Financial Services Inc | 1557 Robert C Byrd Dr, Crab Orchard, WV, 25827 | 4.1 | |
| Nationwide | Rick Allen Insurance Agency Llc | 834 Ritter Drive, Beaver, WV, 25813-1130 | 2.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $520 | $990 | $470 |
| Raleigh County, WV | $105,700 | $681 | $460 | $970 | $510 |
| Beckley, WV | $114,300 | $679 | $480 | $930 | $450 |
| Hinton, WV | $66,700 | $558 | $410 | $790 | $380 |
| Deep Water, WV | $40,900 | $442 | $300 | $630 | $330 |
| Mercer County, WV | $89,400 | $627 | $430 | $870 | $440 |
| Wilderness, WV | $119,700 | $746 | $500 | $1,030 | $530 |
| Boone County, WV | $71,800 | $696 | $480 | $1,000 | $520 |
| Greenbrier County, WV | $115,400 | $711 | $480 | $1,010 | $530 |
| Logan, WV | $98,300 | $678 | $480 | $940 | $460 |
| Sandy River, WV | $40,100 | $690 | $470 | $960 | $490 |