Gavop shows you how to buy homeowners insurance in Fair Haven, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Fair Haven, NJ - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Park Ln, Glen Pl, Doughty Ln, Harvard Rd, Kemp Ave, Princeton Rd, Lexington Ave, Crozier Ct, Timber Ct, Danna Ct | $945,000 | $830,000 | More than 10,000,000 | $430,500 | $360,000 | $350,000-$400,000 |
| Cypress Ct, Oxford Ave, Brookside Farm Rd, Buttonwood Dr, Mori Pl, Beechwood Pl, Haggers Ln, Colonial Ct, Lewis Point Rd, Rustic Ter | $1,220,000 | $1,060,000 | More than 10,000,000 | $720,500 | $610,000 | $700,000-$800,000 |
| Tyson Dr, Hendrickson Pl, Holly Ln, Cooney Ter, Briarwood Rd, Linden Dr, Hance Rd, Hunting Ln, Schwenker Pl, Grange Ave | $819,500 | $710,000 | $800,000-$900,000 | $443,000 | $370,000 | $350,000-$400,000 |
| Gillespie Ave, Cambridge Ave, Laurel Dr, Heights Ter, Battin Rd, Fisk St, Riverlawn Dr, James Ct, Haddon Park, Forrest Ave | $1,097,500 | $990,000 | $800,000-$900,000 | $650,000 | $540,000 | $700,000-$800,000 |
| Dartmouth Ave, Oak Pl, Allen St, Gentry Dr, de Normandie Ave, Park Rd, Elmwood Ln, S Woodland Dr, Clay St, Browns Ln | $893,500 | $840,000 | $800,000-$900,000 | $745,000 | $610,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$175 | $921 |
| Superior Protection Discount | -$99 | $997 |
| Fire & Security Discount | -$77 | $1,019 |
| Hail Resistant Roof Discount | -$22 | $1,074 |
| Newly Constructed Home Discount | -$296 | $800 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,488 |
| Hail Damage | $4,476 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $15,884 |
| Home Insurance Company Fair Haven, NJ | Homeowners Insurance Agency Fair Haven, NJ | Address | Popularity Score | Distance from Fair Haven (miles) |
|---|---|---|---|---|
| Travelers | E & K Agency Inc | 613 Hope Road, Eatontown, NJ, 7724 | 5.4 | |
| Travelers | The Insurance Center Of North Jersey Inc | Two University Plaza Ste 118, Hackensack, NJ, 7601 | 37.0 | |
| Allstate | David Kronstat | 384 Market St, Saddle Brook, NJ, 7663 | 37.0 | |
| Travelers | Mcpherson & Newland Insurance | 20 Bloomfield Ave, Flemington, NJ, 8822 | 44.4 | |
| Allstate | John J Leonard Jr | 665 Hwy 35, Middletown, NJ, 7748 | 3.3 | |
| Travelers | The Rosell Insurance Agency Inc | 647 Newman Springs Road, Lincroft, NJ, 7738 | 4.8 | |
| State Farm | Max Smirnov | 1051 Stuyvesant Ave, Union, NJ, 07083-3626 | 26.1 | |
| State Farm | Ty Agosta | 270 Hackensack St, Wood Ridge, NJ, 07075-1238 | 33.7 | |
| Travelers | Resource Group Inc | 65 Mechanic St Ste 203, Red Bank, NJ, 7701 | 1.4 | |
| Travelers | Howe Insurance Group | 39 Sycamore Ave Little Silver, Little Silver, NJ, 7739 | 2.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $780 | $1,520 | $740 |
| Monmouth County, NJ | $396,200 | $1,189 | $810 | $1,630 | $820 |
| Fair Haven, NJ | $686,100 | $1,096 | $760 | $1,570 | $810 |
| South Brunswick, NJ | $410,000 | $943 | $690 | $1,290 | $600 |
| Fanwood, NJ | $433,100 | $1,007 | $690 | $1,420 | $730 |
| Bellerose Terrace, NY | $398,200 | $1,803 | $1,210 | $2,470 | $1,260 |
| Garden City South, NY | $510,900 | $2,352 | $1,690 | $3,250 | $1,560 |
| Sea Cliff, NY | $658,000 | $847 | $610 | $1,200 | $590 |
| Fieldsboro, NJ | $200,000 | $856 | $620 | $1,210 | $590 |
| Pequannock, NJ | $390,900 | $897 | $610 | $1,280 | $670 |
| Dobbs Ferry, NY | $617,700 | $851 | $570 | $1,210 | $640 |
| Greenburgh, NY | $552,200 | $1,126 | $780 | $1,540 | $760 |