Gavop shows you how to buy homeowners insurance in Fancy Gap, VA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $33,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $76,500 | $60,000 | $75,000-$100,000 |
| 3 Bedroom | $112,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $195,000 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $123,500 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$175 | $745 |
| Superior Protection Discount | -$92 | $828 |
| Fire & Security Discount | -$74 | $846 |
| Hail Resistant Roof Discount | -$18 | $901 |
| Newly Constructed Home Discount | -$239 | $681 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Carroll County | $1,500 | $916 | $2,416 | $666 | $2,166 | $250 |
| Fancy Gap, VA | $700 | $909 | $1,609 | $660 | $1,360 | $248 |
| Toast, NC | $400 | $586 | $986 | $426 | $826 | $160 |
| South Fall Creek, NC | $2,000 | $858 | $2,858 | $623 | $2,623 | $234 |
| Pulaski County, VA | $500 | $686 | $1,186 | $499 | $999 | $188 |
| Germanton, NC | $1,500 | $638 | $2,138 | $464 | $1,964 | $174 |
| Locust Grove, VA | $100 | $648 | $748 | $471 | $571 | $177 |
| Oak Level, VA | $300 | $501 | $801 | $364 | $664 | $137 |
| Villa Heights, VA | $1,500 | $451 | $1,951 | $327 | $1,827 | $123 |
| Martinsville, VA | $400 | $782 | $1,182 | $569 | $969 | $214 |
| Calahaln, NC | $1,000 | $786 | $1,786 | $572 | $1,572 | $215 |
| Home Insurance Company Fancy Gap, VA | Homeowners Insurance Agency Fancy Gap, VA | Address | Popularity Score | Distance from Fancy Gap (miles) |
|---|---|---|---|---|
| Allstate | Stuart L. Thomas | 101 Cleveland Ave Ste 2, Martinsville, VA, 24112 | 46.6 | |
| Erie | Castle-Rock Insurance Agency | 128 Oaktree Blvd, Christiansburg, VA, 24073 | 40.4 | |
| Travelers | Hanks Insurance Agency Inc | 501 Glendale Rd, Galax, VA, 24333 | 12.8 | |
| Erie | Mundy Insurance Agency Inc. | 205 E Main Street, Independence, VA, 24348 | 25.0 | |
| State Farm | Steve Renegar | 116 E Blue Ridge St, Stuart, VA, 24171 | 24.2 | |
| Travelers | Bankers Insurance Llc | 180 S 4th St, Wytheville, VA, 24382 | 31.6 | |
| Travelers | Jackson Insurance Agency | 208 N Main Street, Hillsville, VA, 24343 | 10.9 | |
| State Farm | Jack King | 8846 S Scenic Hwy, Bland, VA, 24315-5272 | 41.0 | |
| Nationwide | Waller Insurance & Financial Services Inc | 7599 Carrollton Pike, Galax, VA, 24333 | 10.9 | |
| Travelers | Conner Insurance Agency Inc | 2678 Virginia Ave, Collinsville, VA, 24078 | 44.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $640 | $1,300 | $660 |
| Carroll County, VA | $107,300 | $928 | $670 | $1,310 | $640 |
| Fancy Gap, VA | $92,200 | $920 | $660 | $1,300 | $640 |
| Toast, NC | $94,300 | $593 | $420 | $820 | $400 |
| South Fall Creek, NC | $154,300 | $868 | $600 | $1,200 | $600 |
| Pulaski County, VA | $139,600 | $695 | $480 | $990 | $510 |
| Germanton, NC | $104,400 | $646 | $450 | $890 | $440 |
| Locust Grove, VA | $123,200 | $656 | $450 | $940 | $490 |
| Oak Level, VA | $91,000 | $507 | $370 | $700 | $330 |
| Villa Heights, VA | $81,600 | $456 | $310 | $650 | $340 |
| Martinsville, VA | $90,100 | $792 | $560 | $1,100 | $540 |
| Calahaln, NC | $136,600 | $796 | $530 | $1,120 | $590 |