How Can I Make My Anchorage, AK Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Anchorage, AK by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Estimate Appropriate Anchorage, AK Home Insurance Coverage Levels | Back to Top

Anchorage, AK - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
E 52nd Ave, Oceanview Dr, Chelatna Cir, Sunset Bend Cir, Greenwood St, Quesada Ave, Rockridge Dr, Expedition Cir, Windward Cir, Anton Way $222,000 $210,000 $250,000-$300,000 $143,500 $120,000 $125,000-$150,000
McCready Cir, Nettleton Dr, Baywind Cir, Berry Cir, Residential Dr, Homer Dr, River Hts Lp, Harca St, Hialeah Dr, Lower Terrace St $399,000 $370,000 $300,000-$350,000 $220,000 $210,000 $175,000-$200,000
France Cir, E 18th Cir, Rushing River Cir, Conifer St, Oakwood Dr, Azurite Ct, San Fernando St, Blue Skies Dr, Northern Raven Dr, Hilltop Dr $281,000 $230,000 $300,000-$350,000 $218,000 $190,000 $200,000-$250,000
Boysen Berry Pl, Evangeline Ave, E 74th Ave, E 82nd Ave, W 74th Ave, Upland Dr, River Cir, Ridgemont Dr, Lorraine St, W 43rd Ave $178,000 $170,000 $200,000-$250,000 $209,500 $170,000 $200,000-$250,000
Klondike St, Ril Way, Sitka St, Golden Berry Ave, Creek Rd, Lower Canyon Dr, Frontage Rd, Raven St, Jesters Pl, Carriage Dr $374,500 $360,000 $300,000-$350,000 $238,500 $220,000 $175,000-$200,000
Klondike Dr, Kronos Dr, Winter Park Pl, Thunderbird Pl, Park West Cir, Alpine Ave, Carmel Cir, S Park Dr, Nulato Cir, E 35th Ave $216,000 $190,000 $200,000-$250,000 $186,500 $160,000 $175,000-$200,000
Galloway Loop, Lakeshore Dr, Candywine Cir, Seal Point Cir, Seawater Cir, Denmark Cir, Seton Cir, Glenn Hill Cir, Kingston Dr, Lampert Cir $306,500 $290,000 $250,000-$300,000 $187,500 $160,000 $175,000-$200,000
Highland Rd, Kulik Cir, Klinger St, Tammy Ave, Jacks Cir, Immelman Cir, N Cordova St, Pointe Resolution Dr, W 10th Ave, Bisquier Dr $406,500 $370,000 $300,000-$350,000 $315,500 $290,000 $300,000-$350,000
Monarch Cir, E 2nd Ct, Freebird Cir, Sundew Cir, Lower Kogru Dr, Huot Cir, Black Pine Cir, Iris Pond Cir, Anchorage Port Rd, Discovery Park Dr $262,000 $220,000 $200,000-$250,000 $359,500 $320,000 $300,000-$350,000
Needels Loop, Fyfe Cir, Waterford Pointe Cir, McRae Rd, Marik St, Marston Dr, Southport Dr, Sanctuary Dr, China Berry Cir, Wolf Dr $303,000 $270,000 $300,000-$350,000 $138,000 $130,000 $125,000-$150,000

Estimate your Savings with Home Insurance Discounts in Anchorage, AK | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$154 $809
Superior Protection Discount -$96 $867
Fire & Security Discount -$87 $876
Hail Resistant Roof Discount -$29 $934
Newly Constructed Home Discount -$193 $770

Choose the Right Deductible for your Anchorage, AK Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Knik River $2,500 $829 $3,329 $602 $3,102 $227
Anchorage, AK $2,000 $951 $2,951 $691 $2,691 $260
Palmer, AK $200 $684 $884 $497 $697 $187
Lakes, AK $700 $766 $1,466 $557 $1,257 $209
Point MacKenzie, AK $400 $738 $1,138 $536 $936 $202
Meadow Lakes, AK $1,000 $725 $1,725 $527 $1,527 $198
Whittier, AK $200 $376 $576 $274 $474 $103
Moose Pass, AK $700 $874 $1,574 $635 $1,335 $239
Willow, AK $500 $788 $1,288 $573 $1,073 $215

Identify Top Home Insurance Agents near Anchorage, AK | Back to Top

Home Insurance Company Anchorage, AK Homeowners Insurance Agency Anchorage, AK Address Popularity Score Distance from Anchorage (miles)
State Farm Doug Mccann 360 Boniface Pkwy Unit B5, Anchorage, AK, 99504-4910
16.8
State Farm Justin Goodman 4200 Old Seward Hwy Ste B4, Anchorage, AK, 99503-6064
19.5
Allstate Katrina J. Cain 540 Karluk St, Anchorage, AK, 99501
19.6
Allstate Devery Prince Agency Team 401 E Fireweed Ln Ste 200, Anchorage, AK, 99503
19.9
Allstate Roy Briley 1577 C St Ste 102, Anchorage, AK, 99501
20.3
Allstate Jeff Case 9220 Lake Otis Pkwy Ste 4b, Anchorage, AK, 99507
18.6
State Farm Todd Jackson 1330 Huffman Rd Ste E, Anchorage, AK, 99515-3597
19.7
State Farm Randy Rhodes 5915 Lake Otis Pkwy Ste 2, Anchorage, AK, 99507-1781
18.5
State Farm Steve Vanhorne 510 W Tudor Rd Ste 1, Anchorage, AK, 99503-6649
20.4
Allstate Bruce W. Clarke 11432 Business Blvd, Eagle River, AK, 99577
14.1

Compare Rates for Anchorage, AK Home Insurance Providers | Back to Top

Compare Quotes from Top Providers and Save now!

Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Alaska $261,900 $931 $630 $1,330 $700
Knik River, AK $206,500 $839 $570 $1,200 $630
Anchorage, AK $304,500 $963 $650 $1,380 $730
Palmer, AK $198,500 $692 $470 $990 $520
Lakes, AK $256,900 $775 $530 $1,110 $580
Point MacKenzie, AK $161,400 $747 $510 $1,070 $560
Meadow Lakes, AK $227,000 $734 $500 $1,050 $550
Whittier, AK $56,000 $381 $260 $540 $280
Moose Pass, AK $233,300 $885 $600 $1,270 $670
Willow, AK $185,000 $798 $540 $1,140 $600

Research Home Insurance Companies Reviews in Anchorage, AK Before Buying | Back to Top

Share a review on your home insurance company


Liberty Mutual Home Insurance Reviews

Date: December 25, 2019    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
This company's policy offerings are no different than any other mainline insurance company. They cover everything for the home. The cover the inside of the home such as furniture as well.


Date: February 24, 2019    Age: 30 to 39    Gender: Female    Marital Status: Married

Policy Offerings
My home insurance company provides everything that I've received with any other insurance company, and they actually provided additional things for a similar cost. I am happy with this aspect of my insurance.


Date: February 24, 2019    Age: 50 to 59    Gender: Male    Marital Status: Married

Premium
The premium of our home owners policy seems to be below average in price. We believe we have good coverage and good value for our insurance premium.

Date: October 01, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
structure of the home and all the dwelling components, structural units, facades, all the fittings and does not include the decorative items of the house


Date: October 01, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Communication
people who communicate lack the sympathy for their customers if we forward any claim and they gave a lot of reasons to reject my claim.

Date: August 14, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Website/App
its so laggy and can't be opened many times to see our payment dues and history and last date for payments

Date: May 29, 2018    Age: 40 to 49    Gender: Female    Marital Status: Unmarried

Premium
some other companies are offering at a lesser premium and I feel I signed up for more without proper research in the market.

Date: November 19, 2017    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
they are not responsive they used to be in the beginning now they seldom respond for the queries and lack interest to process any claims.

Allstate Home Insurance Reviews

Date: April 03, 2019    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
They normally double what insurance would offer me and sometimes give me more just so I could fix everything and rebuild my home.


Date: September 24, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Customer Service
customer service is great they go out of their way to make you feel special good service

Date: September 12, 2018    Age: 40 to 49    Gender: Male    Marital Status: Unmarried

Communication
I like it because I am kept up to date with everything that is going on with my account

Date: August 15, 2018    Age: 40 to 49    Gender: Female    Marital Status: Married

Policy Offerings
My home itself is covered in case of fire or any other damage as well as my garage


Date: July 29, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Premium
I think the premium is fair not too high but I'm loyal to my insurance company.

Date: July 27, 2018    Age: 50 to 59    Gender: Female    Marital Status: Married

Website/App
I like the company's app it helps me keep track of everything from my bill to the policy it is great.

GEICO Home Insurance Reviews

Date: September 17, 2018    Age: 50 to 59    Gender: Male    Marital Status: Married

Policy Offerings
My home policy covers replacement of lost/damaged items in the event of a fire. It also covers repair to damages to home.


Date: September 17, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Customer Service
The company's customer service is always friendly. My questions are always answered. There are not long hold times when calling the customer service line.

Date: August 27, 2018    Age: 20 to 29    Gender: Female    Marital Status: Unmarried

Website/App
The website is easy to use. I can almost always find the answer I am looking for on the website without having to call the company.

Date: August 10, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
I like that I can go paperless. I like that I can access what I need online. I like that I can also call for a fast answer if I can not figure out what I need to on the website.

Date: July 29, 2018    Age: 30 to 39    Gender: Male    Marital Status: Unmarried

Premium
Geico has great rates. I feel that I have a pretty low premium compared to other companies. I haven't shopped around in a few years though.

MetLife Home Insurance Reviews

Date: September 10, 2018    Age: 20 to 29    Gender: Male    Marital Status: Married

Website/App
is very basic, I do not like the fact that it is so complicated to generate payments for the app

Date: August 13, 2018    Age: 20 to 29    Gender: Female    Marital Status: Married

Customer Service
What I do not like is that to generate the payments sometimes it takes from one to three working days

Date: August 06, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Policy Offerings
covers everything, natural accidents, accidents inside the house, fires, leaks of gas or water, repair of pipes, in general terms covers everything related to the house


Date: June 12, 2018    Age: 30 to 39    Gender: Female    Marital Status: Married

Communication
the communication is very good, you are contacted by mail, telephone, application, and web

State Farm Home Insurance Reviews

Date: March 08, 2019    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
They have provided me insurance for years at reasonable premiums. One would always appreciate lower premiums, but other than that, they have been a reliable partner over the years.

Date: December 27, 2018    Age: 20 to 29    Gender: Male    Marital Status: Unmarried

Customer Service
My rating for the insurance company is 4. They earned this rating because they are prompt to respond to questions and have not fought any claims that were made when property damage occurred. Overall they are a very helpful and user friendly company.

Date: November 20, 2018    Age: 30 to 39    Gender: Female    Marital Status: Unmarried

Premium
Although i love State farm, that premium and deductible is pretty expensive. You definitely have to have some addtional money to hold a State farm policy. Well the plan i have.

USAA Home Insurance Reviews

Date: October 31, 2018    Age: 30 to 39    Gender: Male    Marital Status: Married

Policy Offerings
My insurer covers most damage other than self inflicted damage. We are covered by storms, fire, tornado and floods. They do not cover earthquakes however but we do not get those here.


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