How Can I Make My Berkeley, CA Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Berkeley, CA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Select the Suitable Coverage Value for your Berkeley, CA Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $189,000 | $150,000 | $150,000-$175,000 |
| 2 Bedroom | $438,500 | $380,000 | $400,000-$500,000 |
| 3 Bedroom | $499,000 | $460,000 | $500,000-$600,000 |
| 4 Bedroom | $537,500 | $490,000 | $500,000-$600,000 |
| 5 Bedroom | $797,000 | $750,000 | $800,000-$900,000 |
Estimate your Savings with Home Insurance Discounts in Berkeley, CA | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$214 | $1,314 |
| Superior Protection Discount | -$153 | $1,375 |
| Fire & Security Discount | -$107 | $1,421 |
| Hail Resistant Roof Discount | -$46 | $1,482 |
| Newly Constructed Home Discount | -$412 | $1,115 |
Choose the Right Deductible for your Berkeley, CA Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Alameda County | $2,000 | $1,235 | $3,235 | $898 | $2,898 | $338 |
| Berkeley, CA | $1,500 | $1,509 | $3,009 | $1,097 | $2,597 | $412 |
| East Richmond Heights, CA | $300 | $1,311 | $1,611 | $953 | $1,253 | $358 |
| West Contra Costa, CA | $700 | $1,155 | $1,855 | $839 | $1,539 | $316 |
| Moraga, CA | $400 | $932 | $1,332 | $677 | $1,077 | $255 |
| American Canyon, CA | $1,000 | $823 | $1,823 | $598 | $1,598 | $225 |
| Stanford, CA | $400 | $924 | $1,324 | $672 | $1,072 | $253 |
| Portola Valley, CA | $2,000 | $815 | $2,815 | $592 | $2,592 | $223 |
| La Honda, CA | $500 | $1,804 | $2,304 | $1,311 | $1,811 | $493 |
| Fruitdale, CA | $2,000 | $1,963 | $3,963 | $1,427 | $3,427 | $536 |
| Dixon, CA | $400 | $755 | $1,155 | $549 | $949 | $206 |
| Fulton, CA | $2,500 | $2,143 | $4,643 | $1,557 | $4,057 | $586 |
Identify Top Home Insurance Agents near Berkeley, CA | Back to Top
| Home Insurance Company Berkeley, CA | Homeowners Insurance Agency Berkeley, CA | Address | Popularity Score | Distance from Berkeley (miles) |
|---|---|---|---|---|
| State Farm | Mary Zell Spellman | 318 West Portal Ave, San Francisco, CA, 94127-1412 | 12.6 | |
| State Farm | Angela Chan | 756 Sacramento St, San Francisco, CA, 94108-2505 | 7.4 | |
| State Farm | Alan Chan | 1820 Van Ness Avenue, San Francisco, CA, 94109 | 8.1 | |
| Travelers | Alive Insurance Services Inc | 6328 Fairmount Ave Ste 230, El Cerrito, CA, 94530 | 2.3 | |
| Travelers | Onmarket Insurance Associates | 1857 Market St, San Francisco, CA, 94103 | 9.2 | |
| State Farm | Olimpia Garner | 175 N 1st St, Dixon, CA, 95620-3025 | 47.9 | |
| Liberty Mutual Independent | Brignole & Ghiri Insurance & | 4685 Telegraph Ave, Oakland, CA, 94609 | 3.5 | |
| State Farm | Linda Mcclatchy | 1333 San Pablo Ave, Pinole, CA, 94564-2431 | 9.4 | |
| State Farm | Linda Williams | 1536 20th St, San Francisco, CA, 94107-2809 | 8.9 | |
| Allstate | Steven Memmer | 349 S Main St, Sebastopol, CA, 95472 | 46.1 |
Compare Rates for Berkeley, CA Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Alameda County, CA | $649,100 | $1,250 | $930 | $1,700 | $770 |
| Berkeley, CA | $845,400 | $1,528 | $1,130 | $2,080 | $950 |
| East Richmond Heights, CA | $450,000 | $1,327 | $980 | $1,800 | $820 |
| West Contra Costa, CA | $418,100 | $1,169 | $870 | $1,590 | $720 |
| Moraga, CA | $1,035,000 | $944 | $700 | $1,280 | $580 |
| American Canyon, CA | $418,600 | $833 | $620 | $1,130 | $510 |
| Stanford, CA | $1,591,300 | $935 | $690 | $1,270 | $580 |
| Portola Valley, CA | $2,000,001 | $825 | $610 | $1,120 | $510 |
| La Honda, CA | $637,600 | $1,826 | $1,350 | $2,480 | $1,130 |
| Fruitdale, CA | $710,900 | $1,987 | $1,470 | $2,700 | $1,230 |
| Dixon, CA | $345,100 | $764 | $570 | $1,040 | $470 |
| Fulton, CA | $797,800 | $2,169 | $1,610 | $2,950 | $1,340 |
Research Home Insurance Companies Reviews in Berkeley, CA Before Buying | Back to Top
Share a review on your home insurance company
Liberty Mutual Home Insurance Reviews
Date: September 25, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: September 04, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 03, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: September 01, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Date: July 26, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: May 27, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: November 19, 2017 Age: 30 to 39 Gender: Male Marital Status: Married
State Farm Home Insurance Reviews
Date: April 07, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Date: October 01, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: October 01, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: July 24, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: May 15, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: May 11, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Progressive Home Insurance Reviews
Date: July 22, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Date: November 21, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Farmer's Insurance Home Insurance Reviews
Date: June 05, 2019 Age: 30 to 39 Gender: Unmarried Marital Status: Male
Date: February 06, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
AAA Home Insurance Reviews
Date: December 30, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Allstate Home Insurance Reviews
Date: October 21, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
GEICO Home Insurance Reviews
Date: January 12, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried