How Can I Make My Palm Bay, FL Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in Palm Bay, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
Compare Quotes from Top Providers and Save now!
Select the Suitable Coverage Value for your Palm Bay, FL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $57,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $147,000 | $130,000 | $150,000-$175,000 |
| 3 Bedroom | $165,000 | $160,000 | $150,000-$175,000 |
| 4 Bedroom | $273,500 | $260,000 | $250,000-$300,000 |
| 5 Bedroom | $341,500 | $300,000 | $250,000-$300,000 |
Estimate your Savings with Home Insurance Discounts in Palm Bay, FL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$202 | $920 |
| Superior Protection Discount | -$112 | $1,010 |
| Fire & Security Discount | -$79 | $1,044 |
| Hail Resistant Roof Discount | -$34 | $1,089 |
| Newly Constructed Home Discount | -$326 | $797 |
Choose your Palm Bay, FL Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,319 |
| Hail Damage | $4,665 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $17,389 |
Identify Top Home Insurance Agents near Palm Bay, FL | Back to Top
| Home Insurance Company Palm Bay, FL | Homeowners Insurance Agency Palm Bay, FL | Address | Popularity Score | Distance from Palm Bay (miles) |
|---|---|---|---|---|
| Allstate | Jennifer Dicandio | 950 Fay Blvd, Cocoa, FL, 32927 | 34.5 | |
| Travelers | Robinson Insurance Inc | 202 4th Ave, Indialantic, FL, 32903 | 9.3 | |
| State Farm | Lois Kennedy | 1676 Us Highway 1, Sebastian, FL, 32958-1604 | 15.8 | |
| State Farm | Jeff Thummel | 4951 Babcock St Ne Ste 5, Palm Bay, FL, 32905-2821 | 3.8 | |
| Liberty Mutual Independent | Dealer Risk Services Inc | 780 S Apollo Blvd Ste 102, Melbourne, FL, 32901 | 8.1 | |
| Allstate | Christopher Webb | 1676 S Fiske Blvd, Rockledge, FL, 32955 | 24.3 | |
| Liberty Mutual Independent | Dealer Risk Services Inc | 780 S Apollo Blvd Ste 102, Melbourne, FL, 32901 | 8.1 | |
| Travelers | Wayne W Eden Agency Inc | 3240 Dixie Hwy Ne, Palm Bay, FL, 32905 | 6.7 | |
| Allstate | Patrick Richmond | 3450 Bayside Lake Blvd Se, Palm Bay, FL, 32909 | 2.5 | |
| Allstate | Monty Mccart | 820 Palm Bay Rd Ne Ste 111, Palm Bay, FL, 32905 | 3.5 |
Compare Rates for Palm Bay, FL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Brevard County, FL | $162,400 | $1,347 | $1,050 | $1,810 | $760 |
| Palm Bay, FL | $119,200 | $1,123 | $880 | $1,500 | $620 |
| Indialantic, FL | $316,700 | $2,474 | $1,930 | $3,320 | $1,390 |
| Viera West, FL | $264,100 | $2,155 | $1,680 | $2,890 | $1,210 |
| Fellsmere, FL | $116,800 | $846 | $660 | $1,130 | $470 |
| Cape Canaveral, FL | $200,000 | $995 | $780 | $1,330 | $550 |
| Sharpes, FL | $60,700 | $808 | $630 | $1,080 | $450 |
| North Okeechobee, FL | $144,300 | $1,376 | $1,070 | $1,840 | $770 |
| Okeechobee County, FL | $89,900 | $968 | $750 | $1,300 | $550 |
| Fort Pierce South, FL | $102,900 | $1,096 | $850 | $1,470 | $620 |
| Buenaventura Lakes, FL | $151,700 | $1,013 | $790 | $1,360 | $570 |
| Frostproof, FL | $73,600 | $753 | $590 | $1,010 | $420 |
Research Home Insurance Companies Reviews in Palm Bay, FL Before Buying | Back to Top
Share a review on your home insurance company
State Farm Home Insurance Reviews
Date: September 17, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: April 03, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: October 02, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: October 02, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: September 12, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: September 03, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: August 31, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: August 27, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Date: August 27, 2018 Age: 50 to 59 Gender: Male Marital Status: Unmarried
Date: August 20, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: August 09, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: July 30, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Date: June 11, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: May 09, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: February 02, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Date: November 18, 2017 Age: 30 to 39 Gender: Male Marital Status: Married
Date: November 18, 2017 Age: 30 to 39 Gender: Female Marital Status: Married
USAA Home Insurance Reviews
Date: June 10, 2019 Age: 30 to 39 Gender: Married Marital Status: Male
Date: April 17, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: January 29, 2019 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: January 25, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Date: September 03, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: August 05, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: July 26, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: May 03, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: November 23, 2017 Age: 20 to 29 Gender: Male Marital Status: Married
Allstate Home Insurance Reviews
Date: October 22, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Date: July 19, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Assurant Specialty Property Home Insurance Reviews
Date: August 18, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: January 25, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Security First Home Insurance Home Insurance Reviews
Date: December 11, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Progressive Home Insurance Reviews
Date: October 13, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
American Integrity Insurance Home Insurance Reviews
Date: February 08, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Travelers Home Insurance Reviews
Date: November 17, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Tower Hill Insurance Home Insurance Reviews
Date: January 15, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
GEICO Home Insurance Reviews
Date: September 12, 2019 Age: 50 to 59 Gender: Male Marital Status: Married
Olympus Insurance Home Insurance Reviews
Date: January 01, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
American Strategic Insurance Home Insurance Reviews
Date: November 03, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried