Gavop's guide to buying homeowners insurance in Pearces Mill, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $50,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $118,500 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $94,500 | $80,000 | $100,000-$125,000 |
| 4 Bedroom | $177,000 | $150,000 | $150,000-$175,000 |
| 5 Bedroom | $200,500 | $170,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$99 | $486 |
| Superior Protection Discount | -$53 | $532 |
| Fire & Security Discount | -$64 | $521 |
| Hail Resistant Roof Discount | -$18 | $567 |
| Newly Constructed Home Discount | -$129 | $456 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cumberland County | $1,500 | $741 | $2,241 | $538 | $2,038 | $202 |
| Pearces Mill, NC | $700 | $578 | $1,278 | $420 | $1,120 | $158 |
| Lumber Bridge, NC | $500 | $435 | $935 | $316 | $816 | $119 |
| Anderson Creek, NC | $700 | $786 | $1,486 | $571 | $1,271 | $215 |
| Silver City, NC | $300 | $517 | $817 | $376 | $676 | $141 |
| Plain View, NC | $1,500 | $591 | $2,091 | $429 | $1,929 | $161 |
| Bladenboro, NC | $100 | $853 | $953 | $620 | $720 | $233 |
| White Lake, NC | $700 | $838 | $1,538 | $609 | $1,309 | $229 |
| Taylors Bridge, NC | $300 | $384 | $684 | $279 | $579 | $105 |
| Evergreen, NC | $2,500 | $459 | $2,959 | $334 | $2,834 | $126 |
| Scotch Meadows, NC | $300 | $943 | $1,243 | $685 | $985 | $258 |
| Faison, NC | $2,000 | $479 | $2,479 | $348 | $2,348 | $131 |
| Home Insurance Company Pearces Mill, NC | Homeowners Insurance Agency Pearces Mill, NC | Address | Popularity Score | Distance from Pearces Mill (miles) |
|---|---|---|---|---|
| Erie | Harris & Company | 110 S Moore Street, Sanford, NC, 27330 | 36.2 | |
| State Farm | Amy Waldrop | 412 E Williams St Ste C, Apex, NC, 27502-2186 | 49.6 | |
| Liberty Mutual Independent | Carlton Insurance Agency | Po Box 625, Warsaw, NC, 28398 | 46.0 | |
| State Farm | Lavette Jones | 2151 Skibo Rd Ste 175, Fayetteville, NC, 28314-0265 | 5.0 | |
| State Farm | Tushar Barot | 110 Osterville Dr, Holly Springs, NC, 27540-7525 | 46.4 | |
| State Farm | Terry Keith | 226 Rowan St, Fayetteville, NC, 28301-4922 | 3.8 | |
| State Farm | Dan Heiman | 523 Owen Dr, Fayetteville, NC, 28304-3491 | 2.5 | |
| Erie | Peterson Insurance Associates Inc. | 358 Raleigh Street Suite 101, Holly Springs, NC, 27540 | 44.5 | |
| Allstate | Jeff S Graves | 1025 Rockingham Rd, Rockingham, NC, 28379 | 48.7 | |
| Allstate | Lisa Garrity | 203 S Salem St, Apex, NC, 27502 | 49.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $610 | $1,230 | $620 |
| Cumberland County, NC | $131,200 | $750 | $510 | $1,030 | $520 |
| Pearces Mill, NC | $101,000 | $585 | $420 | $810 | $390 |
| Lumber Bridge, NC | $68,000 | $440 | $320 | $620 | $300 |
| Anderson Creek, NC | $175,800 | $795 | $540 | $1,090 | $550 |
| Silver City, NC | $81,800 | $523 | $380 | $730 | $350 |
| Plain View, NC | $103,700 | $598 | $400 | $860 | $460 |
| Bladenboro, NC | $80,700 | $864 | $600 | $1,180 | $580 |
| White Lake, NC | $149,100 | $848 | $570 | $1,160 | $590 |
| Taylors Bridge, NC | $60,100 | $389 | $280 | $560 | $280 |
| Evergreen, NC | $72,100 | $465 | $330 | $650 | $320 |
| Scotch Meadows, NC | $177,800 | $954 | $660 | $1,360 | $700 |
| Faison, NC | $75,300 | $485 | $330 | $680 | $350 |