Gavop shows you how to buy homeowners insurance in Altamont, OR by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Altamont, OR - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Windsor Ave, Laverne Ave, Union Ave, Alva Ave, Small Ct, Scott Valley Rd, Merryman Dr, Lombard Dr, Austin St, Burns St | $214,500 | $180,000 | $175,000-$200,000 | $128,000 | $120,000 | $150,000-$175,000 |
| Thicket Ct, Keller Rd, Sunset Beach Rd, Lost River Rd, Johns Ave, Avalon St, Eastside Byp, Maryland Ave, Winona Way, Darrow Ave | $211,000 | $170,000 | $175,000-$200,000 | $160,500 | $150,000 | $175,000-$200,000 |
| Highland Way, Ventura Dr, Griffith Ln, Allyn St, Lockford Dr, Logan St, Eberlein Ave, Jacks Way, Crestdale Way, Dayton St | $212,000 | $190,000 | $200,000-$250,000 | $160,000 | $140,000 | $125,000-$150,000 |
| Co Hwy 875, McClellan Dr, Blue Sage Ln, Vale Rd, Hammer St, Andrew Dr, Summerfield Way, Quail Ln, Anderson Ave, Swan Lake Rd | $136,500 | $120,000 | $125,000-$150,000 | $151,000 | $140,000 | $150,000-$175,000 |
| Winter Ave, Denver Ave, Carlon Way, Austin St, Bryant Ct, Crawley Ln, Radcliffe Ave, Winterfield Way, Adams St, Sarah Cir | $178,000 | $140,000 | $175,000-$200,000 | $78,500 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$112 | $589 |
| Superior Protection Discount | -$70 | $631 |
| Fire & Security Discount | -$77 | $624 |
| Hail Resistant Roof Discount | -$21 | $680 |
| Newly Constructed Home Discount | -$175 | $526 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Klamath County | $1,000 | $722 | $1,722 | $525 | $1,525 | $197 |
| Altamont, OR | $700 | $692 | $1,392 | $503 | $1,203 | $189 |
| Klamath Falls, OR | $300 | $728 | $1,028 | $529 | $829 | $199 |
| Bonanza, OR | $1,500 | $422 | $1,922 | $307 | $1,807 | $115 |
| Malin, OR | $200 | $488 | $688 | $355 | $555 | $133 |
| Dorris, CA | $1,000 | $501 | $1,501 | $364 | $1,364 | $137 |
| Keno, OR | $200 | $563 | $763 | $409 | $609 | $154 |
| Tulelake, CA | $1,000 | $460 | $1,460 | $335 | $1,335 | $126 |
| Tennant, CA | $1,500 | $426 | $1,926 | $309 | $1,809 | $116 |
| Hornbrook, CA | $300 | $523 | $823 | $380 | $680 | $143 |
| Hornbrook-Hilt, CA | $1,500 | $584 | $2,084 | $424 | $1,924 | $160 |
| Home Insurance Company Altamont, OR | Homeowners Insurance Agency Altamont, OR | Address | Popularity Score | Distance from Altamont (miles) |
|---|---|---|---|---|
| Allstate | Rob Buckmister | 1908 Ashland St Ste C, Ashland, OR, 97520 | 49.1 | |
| Farmers | Sharleen Hutchison | 1891 Avalon St Ste B, Klamath Falls, OR, 97603 | 1.8 | |
| Liberty Mutual Independent | Webb Wilson Insurance Agency | 1889 Austin St, Klamath Falls, OR, 97603 | 1.6 | |
| State Farm | Jeff Young | 1829 Austin St, Klamath Falls, OR, 97603-4677 | 1.6 | |
| State Farm | Phill Kensler | 1307 S Alameda Ave Ste 1, Klamath Falls, OR, 97603-3601 | 1.8 | |
| Travelers | Great Basin Insurance | 826 Main St, Klamath Falls, OR, 97601 | 3.5 | |
| State Farm | Brian Conrad | 1806 Ashland St, Ashland, OR, 97520-2331 | 49.2 | |
| Farmers | Melissa Dreyer | 3820 Shasta Way, Klamath Falls, OR, 97603 | 1.4 | |
| State Farm | Chris Watkins | 4729 S 6th St, Klamath Falls, OR, 97603-4958 | 0.6 | |
| State Farm | Jon Snowden | 420 Bridge St, Ashland, OR, 97520-2206 | 49.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oregon | $265,700 | $661 | $440 | $950 | $510 |
| Klamath County, OR | $156,900 | $731 | $500 | $1,020 | $520 |
| Altamont, OR | $136,200 | $701 | $510 | $990 | $480 |
| Klamath Falls, OR | $153,800 | $737 | $490 | $1,020 | $530 |
| Bonanza, OR | $97,500 | $427 | $290 | $590 | $300 |
| Malin, OR | $133,100 | $494 | $340 | $710 | $370 |
| Dorris, CA | $101,700 | $507 | $380 | $690 | $310 |
| Keno, OR | $186,400 | $570 | $410 | $790 | $380 |
| Tulelake, CA | $81,000 | $466 | $340 | $630 | $290 |
| Tennant, CA | $65,900 | $431 | $320 | $590 | $270 |
| Hornbrook, CA | $114,300 | $529 | $390 | $720 | $330 |
| Hornbrook-Hilt, CA | $154,700 | $591 | $440 | $800 | $360 |