Gavop shows you how to buy homeowners insurance in Coffee County, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Coffee County, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Ann St, Co Rd 353, Damascus Apt Rd, Co Rd 229, Co Rd 244, Co Rd 158, McIntosh St, Hickory St, Windsor Pl, Samsom | $198,000 | $180,000 | $200,000-$250,000 | $200,500 | $170,000 | $200,000-$250,000 |
| N Watson St, W Kingswood Dr, Co Rd 523, Speak Point Dr, Hillcrest Dr, Co Rd 631, Co Rd 702, Parker St, Co Rd 158, Co Rd 145 | $268,500 | $250,000 | $200,000-$250,000 | $133,500 | $110,000 | $125,000-$150,000 |
| Baldwin, Glover Ave, Ellis St, Co Rd 268, Co Rd 138, Co Rd 619, State Rte 125, Powell Cir, Access Dr, Sioux St | $155,500 | $140,000 | $175,000-$200,000 | $117,500 | $100,000 | $75,000-$100,000 |
| Timberlake Dr, Co Rd 536, Arrowhead Dr, Cottage Ave, Co Rd 236, W Brunson St, Chapelwood Dr, Gray St, Mockingbird Ln, Co Rd 623 | $114,500 | $110,000 | $125,000-$150,000 | $96,000 | $90,000 | $75,000-$100,000 |
| Fieldcrest Dr, Hwy 166, Maple St, Co Rd 496, Willis St, Chewalla Dr, Forest Ave, Wildwood Dr, Flournoy Dr, Wakefield Way | $124,000 | $100,000 | $125,000-$150,000 | $118,500 | $110,000 | $125,000-$150,000 |
| Candlewood, Co Rd 648, State Rte 192, Co Rd 34, Co Rd 239, Co Rd 107, Cheyenne Dr, Advertiser Ct, Co Rd 489, Blue Ridge Cir | $234,500 | $200,000 | $175,000-$200,000 | $207,500 | $180,000 | $200,000-$250,000 |
| E Carnegie Ln, Wren Dr, Co Rd 377, Co Rd 272, Pr Rd 1506, Pr 1705, Co Rd 614, Jasmine Cir, N Spring View Dr, E Silver Oak Dr | $97,000 | $90,000 | $75,000-$100,000 | $118,500 | $100,000 | $100,000-$125,000 |
| Old Curtis Rd, Reese Ave, Moore St, Grant St, Regency Dr, Co Rd 643, S Hill St, Co 730, Co Rd 208, State Rte 52 | $232,000 | $200,000 | $175,000-$200,000 | $202,000 | $190,000 | $150,000-$175,000 |
| Somerset Pl, Co Rd 454, Lower Curtis Rd, E Sand Creek Rd, Co Rd 263, Co 610, Cordelia St, State Rte 189, Old Three Notch Rd, Co Rd 48 | $149,000 | $120,000 | $175,000-$200,000 | $90,000 | $80,000 | $75,000-$100,000 |
| Neil Metcalf Rd, Co Rd 540, Co Rd 680, Teresa St, Radio St, Co Rd 518, Cardinal Ln, Commons Dr, Green Dr, Co Rd 422 | $166,500 | $140,000 | $150,000-$175,000 | $108,000 | $100,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$197 | $959 |
| Superior Protection Discount | -$104 | $1,052 |
| Fire & Security Discount | -$81 | $1,075 |
| Hail Resistant Roof Discount | -$35 | $1,121 |
| Newly Constructed Home Discount | -$301 | $855 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Coffee County | $1,500 | $1,142 | $2,642 | $830 | $2,330 | $312 |
| Coffee County, AL | $1,500 | $1,142 | $2,642 | $830 | $2,330 | $312 |
| Brantley, AL | $400 | $868 | $1,268 | $631 | $1,031 | $237 |
| Newton-Midland City, AL | $100 | $997 | $1,097 | $724 | $824 | $272 |
| Banks-Josie, AL | $700 | $958 | $1,658 | $696 | $1,396 | $262 |
| Petrey-Highland Home, AL | $500 | $782 | $1,282 | $569 | $1,069 | $214 |
| Madrid, AL | $1,500 | $863 | $2,363 | $627 | $2,127 | $236 |
| Bonifay, FL | $200 | $803 | $1,003 | $583 | $783 | $219 |
| Abbeville, AL | $2,000 | $715 | $2,715 | $519 | $2,519 | $195 |
| Georgiana-McKenzie, AL | $200 | $736 | $936 | $535 | $735 | $201 |
| Clayton, AL | $700 | $808 | $1,508 | $587 | $1,287 | $221 |
| Home Insurance Company Coffee County, AL | Homeowners Insurance Agency Coffee County, AL | Address | Popularity Score | Distance from Coffee County (miles) |
|---|---|---|---|---|
| Allstate | Mark Goodson | 804 Boll Weevil Cir, Enterprise, AL, 36330 | 10.6 | |
| State Farm | Jenna Mack | 209 N Us Highway 231, Ozark, AL, 36360-4865 | 19.4 | |
| Allstate | David Brooks | 1831 E Three Notch St, Andalusia, AL, 36421 | 28.5 | |
| State Farm | Michael Cornett | 806 Boll Weevil Cir, Enterprise, AL, 36330-2079 | 10.6 | |
| Farmers | Mary Grimes | 1208 Rucker Blvd Ste B, Enterprise, AL, 36330 | 11.3 | |
| Travelers | Salter Insurance Agency | 304 Church St, Ashford, AL, 36312 | 47.0 | |
| Travelers | Southeast Insurance & Real Estate | 416 N Claxton Ave, Elba, AL, 36323 | 4.7 | |
| Travelers | Slingluff United Insurance | 568 S Oates St, Dothan, AL, 36301 | 37.5 | |
| Allstate | Gary Maddox | 510 N Main St, Opp, AL, 36467 | 17.5 | |
| Allstate | Trustway Insurance | 141 Troy Plaza Loop, Troy, AL, 36081 | 26.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $840 | $1,620 | $780 |
| Coffee County, AL | $147,800 | $1,156 | $830 | $1,640 | $810 |
| Coffee County, AL | $147,800 | $1,156 | $830 | $1,630 | $800 |
| Brantley, AL | $83,100 | $879 | $620 | $1,250 | $630 |
| Newton-Midland City, AL | $103,400 | $1,009 | $700 | $1,380 | $680 |
| Banks-Josie, AL | $97,000 | $970 | $650 | $1,340 | $690 |
| Petrey-Highland Home, AL | $70,700 | $792 | $560 | $1,120 | $560 |
| Madrid, AL | $108,500 | $874 | $630 | $1,200 | $570 |
| Bonifay, FL | $109,800 | $813 | $630 | $1,090 | $460 |
| Abbeville, AL | $80,500 | $723 | $510 | $1,020 | $510 |
| Georgiana-McKenzie, AL | $64,500 | $745 | $530 | $1,070 | $540 |
| Clayton, AL | $74,300 | $818 | $550 | $1,150 | $600 |