How Can I Make My O'Neals, NC Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in O'Neals, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your O'Neals, NC Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $46,500 $40,000 $50,000-$75,000
2 Bedroom $104,500 $90,000 $75,000-$100,000
3 Bedroom $144,000 $120,000 $125,000-$150,000
4 Bedroom $186,000 $180,000 $150,000-$175,000
5 Bedroom $246,000 $200,000 $200,000-$250,000

Choose the Best O'Neals, NC Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 800-850 Credit Score $25 to 50,000 2 Pets, Smoker $40
Unemployed 500-549 Credit Score <$25,000 No Pets, Non-Smoker $40
Full Time Job 650-699 Credit Score $75 to $100,000 More than 3 Pets at home, Smoker $690

Choose the Right Deductible for your O'Neals, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
North Carolina $500 $760 $1,260 $650 $1,150 $110
Johnston County, NC $2,500 $730 $1,230 $600 $3,100 $-1,870
O'Neals, NC $1,500 $470 $970 $390 $1,890 $-920
Zebulon, NC $500 $540 $1,040 $440 $940 $100
Wendell, NC $1,500 $600 $1,100 $500 $2,000 $-900
Wilson Mills, NC $500 $520 $1,020 $450 $950 $70
Little River, NC $2,500 $600 $1,100 $510 $3,010 $-1,910
Brogden, NC $200 $350 $550 $300 $500 $50
Seven Springs, NC $2,000 $480 $980 $400 $2,400 $-1,420
Falcon, NC $100 $470 $570 $410 $510 $60
Warrenton, NC $1,000 $370 $870 $320 $1,320 $-450
Granville County, NC $100 $500 $600 $430 $530 $70
Contentnea Neck, NC $1,500 $370 $870 $330 $1,830 $-960

Identify Top Home Insurance Agents near O'Neals, NC | Back to Top

Home Insurance Company O'Neals, NC Homeowners Insurance Agency O'Neals, NC Address Popularity Score Distance from O'Neals (miles)
State Farm Marc Ingram 614 N Arendell Ave, Zebulon, NC, 27597-2302
9.3
Travelers Carolina Insurance Alliance 1140 Kildaire Farm Rd Ste Ste 104, Cary, NC, 27511
30.9
State Farm Jana Lake 2421a Airport Blvd Nw, Wilson, NC, 27896-9696
15.7
Liberty Mutual Independent John Hackney Agency Inc 3700 Nash St. Nw, Wilson, NC, 27896
17.5
Allstate Todd Mendler 1215 Jones Franklin Rd Ste 205, Raleigh, NC, 27606
27.8
State Farm Jerome Murray 8410 Louisburg Rd Ste 100, Raleigh, NC, 27616-5906
20.0
Erie Glenn Lewis Insurance Agency Inc. 1006 N Arendell Avenue Suite 200, Zebulon, NC, 27597
9.7
State Farm Kevin Garvey 1750 Nw Maynard Rd Ste 110, Cary, NC, 27513-3402
32.3
Nationwide Brian Jenkins Agency 113 Oleander Dr, Clayton, NC, 27527
9.9
Allstate Thomas Bradshaw 745 W Johnson St Ste C, Raleigh, NC, 27603
23.8

Compare Rates for O'Neals, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $153,600 $650 $470 $900 $430
Johnston County, NC $140,700 $560 $380 $780 $400
O'Neals, NC $105,700 $440 $300 $610 $310
Zebulon, NC $110,400 $630 $450 $880 $430
Wendell, NC $132,600 $780 $570 $1,120 $550
Wilson Mills, NC $139,000 $810 $550 $1,150 $600
Little River, NC $143,600 $700 $480 $990 $510
Brogden, NC $83,100 $470 $340 $640 $300
Seven Springs, NC $90,000 $450 $330 $620 $290
Falcon, NC $116,300 $530 $360 $740 $380
Warrenton, NC $83,100 $370 $260 $510 $250
Granville County, NC $134,700 $730 $530 $1,040 $510
Contentnea Neck, NC $71,400 $410 $280 $580 $300