Gavop's guide to buying homeowners insurance in Waynesville, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $38,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $104,500 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $134,000 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $101,500 | $90,000 | $100,000-$125,000 |
| 5 Bedroom | $272,500 | $230,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$148 | $673 |
| Superior Protection Discount | -$82 | $738 |
| Fire & Security Discount | -$66 | $755 |
| Hail Resistant Roof Discount | -$25 | $796 |
| Newly Constructed Home Discount | -$221 | $599 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,440 |
| Hail Damage | $4,665 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $17,054 |
| Home Insurance Company Waynesville, GA | Homeowners Insurance Agency Waynesville, GA | Address | Popularity Score | Distance from Waynesville (miles) |
|---|---|---|---|---|
| State Farm | Brian Huling | 4197 Second St N, Folkston, GA, 31537-9366 | 30.6 | |
| Travelers | The Michael Long Agency | 212 S Brunswick St, Jesup, GA, 31546 | 24.9 | |
| State Farm | Robyn Brockington Eubanks | 1590 W Cherry St, Jesup, GA, 31545-0610 | 26.4 | |
| State Farm | Douglas Phelps | 104 Trade St Ste E, Brunswick, GA, 31525-0575 | 19.4 | |
| Allstate | Niklaus Schuepbach | 113 Shoppers Way, Brunswick, GA, 31525 | 19.6 | |
| Travelers | Parker Insurance And Realty | 265 S Macon St, Jesup, GA, 31545 | 25.0 | |
| Farmers | David Crew | 801 E King Ave Ste C, Kingsland, GA, 31548 | 31.8 | |
| Farmers | John Jones | 4420 Altama Ave Ste 52, Brunswick, GA, 31520 | 20.0 | |
| State Farm | Donnie Strickland | 222 Screven Ave, Waycross, GA, 31501-3452 | 31.6 | |
| Travelers | Clyde Aldridge Insurance | Po Box 885, Nahunta, GA, 31553 | 10.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $730 | $1,410 | $680 |
| Brantley County, GA | $68,200 | $820 | $590 | $1,140 | $550 |
| Waynesville, GA | $60,500 | $820 | $580 | $1,160 | $580 |
| Dock Junction, GA | $87,300 | $623 | $440 | $880 | $440 |
| Folkston, GA | $80,200 | $580 | $390 | $830 | $440 |
| Odum, GA | $97,800 | $734 | $510 | $1,020 | $510 |
| Long County, GA | $117,500 | $705 | $480 | $1,010 | $530 |
| Dixie Union, GA | $71,700 | $566 | $380 | $790 | $410 |
| Yulee, FL | $195,700 | $979 | $760 | $1,310 | $550 |
| Liberty County, GA | $120,500 | $828 | $560 | $1,130 | $570 |
| Nassau County, FL | $203,500 | $1,353 | $1,050 | $1,810 | $760 |
| Big Satilla Creek, GA | $68,300 | $542 | $370 | $760 | $390 |