Gavop tells you how to get the best homeowners insurance in St. Martin, LA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| St. Martin, LA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Hebert Ave, Joyce Ln, Sonny Dr, Bayou Fuselier Rd, Parish Rd 30, Julie St, Chawee Rd, Laurie Ln, Hunters Pt, Florence Dr | $131,000 | $110,000 | $150,000-$175,000 | $105,500 | $90,000 | $100,000-$125,000 |
| Marie St, W Berard St, Lucien St, Melrose Ln, Parish Rd 729, Pal Pl, Robert St, Jolie Blonde Rd, Liz Dr, Parish Rd 212 | $111,000 | $100,000 | $125,000-$150,000 | $85,500 | $80,000 | $75,000-$100,000 |
| Petite Rd, Bergeron Rigs Rd, Parish Rd 246, Jeffery Broussard, Coteau Holmes Ln, Rue Bois de Chene Rd, S Martin Luther King Jr Dr, Anna St, Stephanie Dr, Ogden St | $114,500 | $100,000 | $100,000-$125,000 | $80,500 | $70,000 | $75,000-$100,000 |
| Stephensville Rd, Grain Elevator Rd, S Poydras St, Thelma Dr, John St, Melancon, Parish Rd 42, Lakewood Ln, Parish Rd 132, Webb Ave | $141,000 | $120,000 | $100,000-$125,000 | $68,500 | $60,000 | $50,000-$75,000 |
| Parish Rd 40, Sue St, Charles Dupuis Rd, Vieux Jacquet Rd, Girl Scout Rd, Labbe Rd, Clover Hill Rd, Lloyd Olivier Ln, Catahoula Hwy, Allen Rd | $162,000 | $130,000 | $175,000-$200,000 | $74,000 | $60,000 | $75,000-$100,000 |
| Parish Rd 772, Armond Joseph Rd, Main St, Cypress Grove, Cory Rd, Mike Leblanc Rd, Patout Rd, Megan Cir, Pecan Dr, Nelson Auguillard Rd | $91,000 | $80,000 | $50,000-$75,000 | $102,000 | $90,000 | $75,000-$100,000 |
| Crystal St, Wilbert Johnson Rd, Delcambre Rd, Parish Rd 539, State Rte 92, Parish Rd 731, Quail Hollow Dr, Church St, Parish Rd 8, Margaret St | $120,500 | $100,000 | $125,000-$150,000 | $78,500 | $60,000 | $75,000-$100,000 |
| N New Market St, Capritto Rd, Marie St, Durand St, Parish Rd 159, Parish Rd 608, Evangeline Trl, Noel Ln, Parish Rd 4, W Hyacinth St | $186,000 | $170,000 | $150,000-$175,000 | $128,000 | $120,000 | $125,000-$150,000 |
| Parker Rd, Chess Broussard Rd, Whidley Johnson Rd, Parish Rd 234, Parish Rd 465, Debra Dr, Columbus St, Belle Terre Dr, Domingue St, State Rte 328 | $106,500 | $90,000 | $100,000-$125,000 | $100,500 | $90,000 | $75,000-$100,000 |
| Elmore St, Roy St, Parish Rd 268, Elmay Dr, Roosevelt-Brown Rd, Toby Rd, Parish Rd 709, Albert St, Parish Rd 502, Parish Rd 643 | $97,500 | $80,000 | $75,000-$100,000 | $83,500 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$233 | $993 |
| Superior Protection Discount | -$123 | $1,103 |
| Fire & Security Discount | -$86 | $1,140 |
| Hail Resistant Roof Discount | -$25 | $1,201 |
| Newly Constructed Home Discount | -$343 | $883 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Martin Parish | $1,500 | $1,211 | $2,711 | $880 | $2,380 | $331 |
| St. Martin, LA | $1,000 | $1,211 | $2,211 | $880 | $1,880 | $331 |
| Loreauville, LA | $100 | $1,383 | $1,483 | $1,005 | $1,105 | $378 |
| St. Martinville, LA | $1,000 | $889 | $1,889 | $646 | $1,646 | $243 |
| Maringouin, LA | $200 | $1,014 | $1,214 | $737 | $937 | $277 |
| Krotz Springs, LA | $1,000 | $788 | $1,788 | $573 | $1,573 | $215 |
| Port Allen, LA | $200 | $992 | $1,192 | $721 | $921 | $271 |
| Cankton, LA | $700 | $1,256 | $1,956 | $913 | $1,613 | $343 |
| Bayou Vista, LA | $400 | $1,099 | $1,499 | $798 | $1,198 | $300 |
| Inniswold, LA | $700 | $1,133 | $1,833 | $823 | $1,523 | $310 |
| Rayne, LA | $400 | $816 | $1,216 | $593 | $993 | $223 |
| Lawtell, LA | $2,500 | $1,222 | $3,722 | $888 | $3,388 | $334 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Louisiana | $152,900 | $1,666 | $1,170 | $2,400 | $1,230 |
| St. Martin Parish, LA | $114,200 | $1,226 | $860 | $1,770 | $910 |
| St. Martin, LA | $114,200 | $1,226 | $860 | $1,770 | $910 |
| Loreauville, LA | $118,400 | $1,400 | $980 | $2,020 | $1,040 |
| St. Martinville, LA | $86,000 | $900 | $630 | $1,300 | $670 |
| Maringouin, LA | $82,200 | $1,026 | $720 | $1,480 | $760 |
| Krotz Springs, LA | $64,100 | $798 | $560 | $1,150 | $590 |
| Port Allen, LA | $119,700 | $1,004 | $700 | $1,450 | $750 |
| Cankton, LA | $104,700 | $1,271 | $890 | $1,830 | $940 |
| Bayou Vista, LA | $89,600 | $1,112 | $780 | $1,600 | $820 |
| Inniswold, LA | $265,700 | $1,147 | $800 | $1,650 | $850 |
| Rayne, LA | $94,200 | $826 | $580 | $1,190 | $610 |
| Lawtell, LA | $101,300 | $1,237 | $870 | $1,780 | $910 |