How Can I Make My Lone Oak, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Lone Oak, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Lone Oak, TX Home Insurance Coverage Levels | Back to Top

Lone Oak, TX - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Co Rd 3207, S Beasley, Co Rd 3111, Co Rd 4215, Lincoln St, Co Rd 3406, Co Rd 4315, Co Rd 4109, Co Rd 3226, W Cedar St $167,000 $150,000 $150,000-$175,000 $128,000 $110,000 $125,000-$150,000
Jones St, Fir, Co Rd 3106, Shore Vw, Brook Hollow, Windsor St, Co Rd 4115, Co Rd 3208, W Mimosa, North St $142,500 $120,000 $150,000-$175,000 $118,000 $100,000 $75,000-$100,000
Co Rd 3108, Co Rd 3403, Co Rd 3128, Co Rd 3426, Country Pl, Pvt Rd 3427, Co Rd 4118, Cr 3205, Co Rd 3412, E Main St $116,500 $100,000 $75,000-$100,000 $99,000 $90,000 $75,000-$100,000
Pvt Rd 3429, Co Rd 3201, White Dove, FM 513, Quail Meadow Rd, Cherry Ln, Hampshire Ln, Olive St, Shoreline Dr, Franklin $140,000 $120,000 $100,000-$125,000 $115,000 $100,000 $75,000-$100,000
Scenic Cir, Co Rd 3411, FM 2649, Co Rd 3413, Lakeview Cir, Co Rd 3416, Hillside Dr, Geronimo, Birch, Circle Vw $134,500 $120,000 $100,000-$125,000 $127,500 $110,000 $125,000-$150,000

Choose the Best Lone Oak, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 700-749 Credit Score <$25,000 1 Pet, Smoker $710
Full Time Job 500-549 Credit Score $25 to 50,000 More than 3 Pets at home, Non-Smoker $1,540
Part Time Job 600-649 Credit Score <$25,000 2 Pets, Non-Smoker $590

Choose your Lone Oak, TX Home Insurance Coverage for your Specific Claim Requirement | Back to Top

Claim Type Average Claim Cost
General Claims
Water Damage $5,854
Physical Damage $2,464
Hail Damage $4,618
Wind Damage $6,687
Expensive Claims
Fire $44,229
Smoke $16,051

Identify Top Home Insurance Agents near Lone Oak, TX | Back to Top

Home Insurance Company Lone Oak, TX Homeowners Insurance Agency Lone Oak, TX Address Popularity Score Distance from Lone Oak (miles)
Farmers Sabrina Hosein 309 N Galloway Ave Ste 102, Mesquite, TX, 75149
44.3
Allstate Diana Wickman 3200 Broadway Blvd Ste 450, Garland, TX, 75043
42.2
Allstate Michael Callahan 1201 E Main St Ste 250, Allen, TX, 75002
41.0
Farmers Robert Bledsoe 4702 Wesley St Ste F, Greenville, TX, 75401
10.5
Farmers David Morgan 255 E Jefferson, Van Alstyne, TX, 75495
43.9
State Farm Rafael Parker 1330 N Mcdonald St Ste 104, Mckinney, TX, 75071-1880
40.3
Allstate Benson O.I Churchill 3645 E University Dr, Mckinney, TX, 75069
36.8
State Farm Lou Caballero 7995 L B J Fwy Ste 225, Dallas, TX, 75251
49.7
Travelers The Best Insurance Agent 3115 W Parker Rd 555, Plano, TX, 75023
47.7
Allstate Randall Davenport 4037 N Goliad St Ste 101, Rockwall, TX, 75087
31.8

Compare Rates for Lone Oak, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $560 $370 $860 $490
Hunt County, TX $93,700 $410 $270 $630 $360
Lone Oak, TX $107,500 $560 $370 $860 $490
Edgewood, TX $113,200 $590 $390 $910 $520
Fruitvale, TX $81,800 $420 $280 $650 $370
Lavon, TX $169,300 $1,000 $660 $1,540 $880
Mobile City, TX $262,500 $1,500 $990 $2,310 $1,320
Grand Saline, TX $88,900 $390 $260 $600 $340
Terrell South, TX $110,600 $630 $420 $970 $550
Rowlett, TX $162,000 $650 $430 $1,000 $570
Talty, TX $270,400 $1,080 $710 $1,660 $950
Tom Bean, TX $82,200 $480 $320 $740 $420
Leesburg-Newsome, TX $112,000 $580 $380 $890 $510