Gavop's guide to buying homeowners insurance in East Bernard, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $55,000 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $117,500 | $100,000 | $125,000-$150,000 |
| 3 Bedroom | $163,000 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $250,500 | $230,000 | $250,000-$300,000 |
| 5 Bedroom | $312,000 | $260,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$161 | $785 |
| Superior Protection Discount | -$95 | $852 |
| Fire & Security Discount | -$104 | $842 |
| Hail Resistant Roof Discount | -$28 | $918 |
| Newly Constructed Home Discount | -$255 | $691 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,295 |
| Hail Damage | $4,948 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $15,884 |
| Home Insurance Company East Bernard, TX | Homeowners Insurance Agency East Bernard, TX | Address | Popularity Score | Distance from East Bernard (miles) |
|---|---|---|---|---|
| State Farm | Noel Lezama | 9039 Katy Fwy Ste 240, Houston, TX, 77024-1622 | 45.7 | |
| State Farm | David Everest | 7014 Fry Rd Ste 107, Cypress, TX, 77433-4407 | 39.2 | |
| Travelers | Edmonds Insurance | 1202 Alliance St, Waller, TX, 77484 | 42.9 | |
| Allstate | Jacques Watley | 2640 Fountain View Dr Ste 240, Houston, TX, 77057 | 45.8 | |
| State Farm | Susan Quick | 2121 Sage Rd Ste 190, Houston, TX, 77056-4345 | 46.9 | |
| Travelers | Deshazo Insurance Agency | 13515 Southwest Fwy Ste 209, Sugar Land, TX, 77478 | 36.7 | |
| Farmers | John Leblanc | 11711 Shadow Creek Pkwy Ste 125, Pearland, TX, 77584 | 47.7 | |
| State Farm | Garry Brister | 11328 Huffmeister Rd, Houston, TX, 77065-2004 | 46.2 | |
| Travelers | Insurepointe Of Texas Inc | 2909 Hillcroft #600, Houston, TX, 77057 | 44.8 | |
| Farmers | Daniel Gerken | 2208 Thompson Rd, Richmond, TX, 77469 | 26.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Wharton County, TX | $115,700 | $1,427 | $940 | $2,200 | $1,260 |
| East Bernard, TX | $135,700 | $946 | $620 | $1,460 | $840 |
| Wharton, TX | $95,800 | $1,002 | $660 | $1,540 | $880 |
| Boling, TX | $64,300 | $1,331 | $880 | $2,050 | $1,170 |
| Brazos Country, TX | $327,500 | $2,175 | $1,440 | $3,350 | $1,910 |
| Pecan Grove, TX | $210,200 | $1,012 | $670 | $1,560 | $890 |
| Columbus, TX | $149,900 | $972 | $640 | $1,500 | $860 |
| Weimar, TX | $87,700 | $1,460 | $960 | $2,250 | $1,290 |
| Mission Bend, TX | $127,300 | $930 | $610 | $1,430 | $820 |
| Brazoria-West Columbia, TX | $107,500 | $972 | $640 | $1,500 | $860 |
| Hempstead, TX | $147,600 | $968 | $640 | $1,490 | $850 |
| La Ward-Lolita, TX | $87,800 | $1,461 | $960 | $2,250 | $1,290 |