Gavop shows you how to buy homeowners insurance in Lizella, GA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $60,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $102,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $169,500 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $169,500 | $140,000 | $175,000-$200,000 |
| 5 Bedroom | $203,000 | $170,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$135 | $708 |
| Superior Protection Discount | -$76 | $767 |
| Fire & Security Discount | -$76 | $767 |
| Hail Resistant Roof Discount | -$17 | $826 |
| Newly Constructed Home Discount | -$211 | $632 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,513 |
| Hail Damage | $4,900 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $16,386 |
| Home Insurance Company Lizella, GA | Homeowners Insurance Agency Lizella, GA | Address | Popularity Score | Distance from Lizella (miles) |
|---|---|---|---|---|
| State Farm | Brian Brakefield | 30 E Main St N, Hampton, GA, 30228-5502 | 49.4 | |
| Liberty Mutual Independent | Strawn & Co Insurance | 16 Hampton St, Mcdonough, GA, 30253 | 49.0 | |
| State Farm | Andy Thomas | 255 Carl Vinson Pkwy, Warner Robins, GA, 31088-5815 | 15.7 | |
| Allstate | Matt Rogers | 4537 Forsyth Rd Ste F, Macon, GA, 31210 | 6.8 | |
| State Farm | Ann Sullivan | 1499 Highway 20 West, Mcdonough, GA, 30253-7205 | 48.5 | |
| Travelers | The Associates Group Inc | 38 Cleveland St, Locust Grove, GA, 30248 | 42.1 | |
| State Farm | Wade Brewer | 3432 Hwy 155 South, Locust Grove, GA, 30248 | 43.7 | |
| State Farm | Wade Brewer | 3432 Highway 155, Locust Grove, GA, 30248-3741 | 43.7 | |
| State Farm | Alfred Jones | 4875 Log Cabin Dr, Macon, GA, 31204-6320 | 4.8 | |
| State Farm | Rita Johnson | 1522 Lucky St, Griffin, GA, 30223-1176 | 43.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $680 | $1,430 | $750 |
| Bibb County, GA | $117,300 | $813 | $560 | $1,130 | $570 |
| Lizella, GA | $156,000 | $843 | $610 | $1,190 | $580 |
| Byron, GA | $158,300 | $849 | $590 | $1,210 | $620 |
| Jones County, GA | $124,800 | $734 | $520 | $1,020 | $500 |
| North Twiggs, GA | $55,000 | $441 | $320 | $630 | $310 |
| Danville, GA | $62,500 | $499 | $340 | $680 | $340 |
| Irwinton, GA | $59,900 | $479 | $330 | $660 | $330 |
| Hawkinsville, GA | $126,500 | $741 | $500 | $1,050 | $550 |
| Jenkinsburg, GA | $96,700 | $727 | $490 | $1,040 | $550 |
| Spalding County, GA | $112,400 | $789 | $570 | $1,120 | $550 |
| Toomsboro, GA | $63,200 | $504 | $360 | $690 | $330 |
| Dudley, GA | $127,100 | $885 | $590 | $1,270 | $680 |