How Can I Make My Melbourne, FL Home Insurance Cheaper
Gavop tells you how to get the best homeowners insurance in Melbourne, FL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
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Select the Suitable Coverage Value for your Melbourne, FL Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $65,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $149,000 | $140,000 | $150,000-$175,000 |
| 3 Bedroom | $209,500 | $190,000 | $200,000-$250,000 |
| 4 Bedroom | $209,500 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $305,500 | $250,000 | $300,000-$350,000 |
Estimate your Savings with Home Insurance Discounts in Melbourne, FL | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$241 | $1,100 |
| Superior Protection Discount | -$121 | $1,220 |
| Fire & Security Discount | -$134 | $1,207 |
| Hail Resistant Roof Discount | -$40 | $1,301 |
| Newly Constructed Home Discount | -$349 | $992 |
Choose your Melbourne, FL Home Insurance Coverage for your Specific Claim Requirement | Back to Top
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,319 |
| Hail Damage | $4,571 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $17,389 |
Identify Top Home Insurance Agents near Melbourne, FL | Back to Top
| Home Insurance Company Melbourne, FL | Homeowners Insurance Agency Melbourne, FL | Address | Popularity Score | Distance from Melbourne (miles) |
|---|---|---|---|---|
| State Farm | Arty Pagan | 4865 N Wickham Rd, Melbourne, FL, 32940 | 4.4 | |
| State Farm | Roger Parsons | 366 N Babcock St Ste 102, Melbourne, FL, 32935-7330 | 2.4 | |
| Allstate | Timothy Palmer | 5055 Babcock St Ne Ste 5, Palm Bay, FL, 32905 | 7.3 | |
| Travelers | Wayne Anthony Insurance | 7331 Office Park Place Suite 500, Viera, FL, 32940 | 8.0 | |
| Allstate | Roxanne Parsley | 1801 Sarno Rd Ste 2, Melbourne, FL, 32935 | 0.6 | |
| Allstate | Jesse Pineiro | 401 N Wickham Rd Ste V, Melbourne, FL, 32935 | 1.3 | |
| Travelers | Atlantic Coast Insurance | 1740 Sarno Rd, Melbourne, FL, 32935 | 0.6 | |
| Allstate | Robert Fontaine | 409 5th Ave, Indialantic, FL, 32903 | 5.7 | |
| Travelers | All Source Insurance Group Inc | 1704 Aurora Rd, Melbourne, FL, 32935 | 0.9 | |
| Liberty Mutual Independent | Dealer Risk Services Inc | 780 S Apollo Blvd Ste 102, Melbourne, FL, 32901 | 3.1 |
Compare Rates for Melbourne, FL Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Brevard County, FL | $162,400 | $1,347 | $1,050 | $1,810 | $760 |
| Melbourne, FL | $161,300 | $1,341 | $1,050 | $1,800 | $750 |
| Indian Harbour Beach, FL | $246,000 | $1,112 | $870 | $1,490 | $620 |
| Melbourne Beach, FL | $316,600 | $2,474 | $1,930 | $3,320 | $1,390 |
| Rockledge, FL | $162,000 | $1,062 | $830 | $1,420 | $590 |
| Cocoa Beach, FL | $292,200 | $1,195 | $930 | $1,600 | $670 |
| Malabar, FL | $107,600 | $802 | $630 | $1,070 | $440 |
| Merritt Island, FL | $230,600 | $1,312 | $1,020 | $1,760 | $740 |
| Cocoa-Rockledge, FL | $161,600 | $1,492 | $1,160 | $2,000 | $840 |
| Cocoa, FL | $106,100 | $795 | $620 | $1,070 | $450 |
| Vero Beach South, FL | $159,300 | $1,476 | $1,150 | $1,980 | $830 |
| Lakewood Park, FL | $102,900 | $921 | $720 | $1,230 | $510 |
Research Home Insurance Companies Reviews in Melbourne, FL Before Buying | Back to Top
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Allstate Home Insurance Reviews
Date: January 18, 2019 Age: 40 to 49 Gender: Female Marital Status: Married
Date: October 23, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Date: September 18, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Date: August 07, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: July 29, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Date: June 08, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: May 27, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
National General Home Insurance Reviews
Date: October 03, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: September 30, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: August 06, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Date: July 31, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: November 19, 2017 Age: 50 to 59 Gender: Male Marital Status: Married
MetLife Home Insurance Reviews
Date: September 20, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: August 31, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: May 15, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: March 15, 2018 Age: Above 60 Gender: Female Marital Status: Married
Date: March 13, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
USAA Home Insurance Reviews
Date: April 13, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Date: April 10, 2019 Age: 30 to 39 Gender: Male Marital Status: Married
Date: February 14, 2019 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Date: January 27, 2019 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Date: January 24, 2019 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Progressive Home Insurance Reviews
Date: September 10, 2018 Age: 20 to 29 Gender: Male Marital Status: Married
Date: August 16, 2018 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Date: August 13, 2018 Age: 20 to 29 Gender: Female Marital Status: Unmarried
Date: May 14, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: May 12, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Universal Property & Casualty Insurance Company Home Insurance Reviews
Date: September 25, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
Date: September 23, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Date: September 17, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Date: September 14, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Assurant Specialty Property Home Insurance Reviews
Date: January 29, 2019 Age: 20 to 29 Gender: Female Marital Status: Married
Safeco Insurance Home Insurance Reviews
Date: November 22, 2018 Age: 50 to 59 Gender: Female Marital Status: Unmarried
State Farm Home Insurance Reviews
Date: October 23, 2019 Age: 30 to 39 Gender: Male Marital Status: Married