Gavop's guide to buying homeowners insurance in Burnet, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $93,500 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $97,500 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $254,500 | $220,000 | $200,000-$250,000 |
| 5 Bedroom | $154,500 | $130,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$169 | $826 |
| Superior Protection Discount | -$99 | $895 |
| Fire & Security Discount | -$90 | $905 |
| Hail Resistant Roof Discount | -$20 | $975 |
| Newly Constructed Home Discount | -$249 | $746 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Burnet County | $1,000 | $1,412 | $2,412 | $1,026 | $2,026 | $386 |
| Burnet, TX | $2,500 | $983 | $3,483 | $714 | $3,214 | $269 |
| Meadowlakes, TX | $500 | $1,940 | $2,440 | $1,410 | $1,910 | $530 |
| Cedar Park-Liberty Hill, TX | $700 | $1,500 | $2,200 | $1,090 | $1,790 | $410 |
| Adamsville, TX | $300 | $1,775 | $2,075 | $1,290 | $1,590 | $485 |
| Briarcliff, TX | $700 | $2,019 | $2,719 | $1,468 | $2,168 | $552 |
| San Saba, TX | $200 | $1,501 | $1,701 | $1,091 | $1,291 | $410 |
| Lakeway, TX | $1,000 | $950 | $1,950 | $690 | $1,690 | $260 |
| Weir, TX | $500 | $1,508 | $2,008 | $1,096 | $1,596 | $412 |
| Nolanville, TX | $2,000 | $1,607 | $3,607 | $1,168 | $3,168 | $439 |
| Home Insurance Company Burnet, TX | Homeowners Insurance Agency Burnet, TX | Address | Popularity Score | Distance from Burnet (miles) |
|---|---|---|---|---|
| Farmers | Michael Bryant | 6101 W Courtyard Dr Ste 225, Austin, TX, 78730 | 43.4 | |
| Allstate | Fleming & Conway Agency | 3435 Greystone Dr Ste 107, Austin, TX, 78731 | 45.3 | |
| Nationwide | Anthony Hernandez Jr Agency | 201 S Lakeline Blvd Ste 104, Cedar Park, TX, 78613 | 34.1 | |
| State Farm | David Simmons | 11104c N Lamar Blvd, Austin, TX, 78753-3047 | 46.8 | |
| Travelers | Sotelo Insurance Agency | 12593 Research Blvd Ste 202, Austin, TX, 78759 | 41.1 | |
| Travelers | Sk & P Insurance Services | 9442 Capital Of Texas Hwy N Plaza One-Suite 150, Austin, TX, 78759 | 43.7 | |
| State Farm | Dan Baird | 12207 Waters Park Rd, Austin, TX, 78759-2119 | 44.2 | |
| Travelers | Warren Sanders Insurance Agency | 5511 Parkcrest 200, Austin, TX, 78731 | 45.9 | |
| State Farm | M. Lynn Osler | 1114 Lost Creek Blvd Ste G30, Austin, TX, 78746-6370 | 46.5 | |
| Farmers | Johnnie Haney | 9433 Bee Cave Rd Ste 270, Austin, TX, 78733 | 42.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Burnet County, TX | $171,100 | $1,429 | $940 | $2,200 | $1,260 |
| Burnet, TX | $163,600 | $995 | $660 | $1,530 | $870 |
| Meadowlakes, TX | $257,800 | $1,964 | $1,300 | $3,020 | $1,720 |
| Cedar Park-Liberty Hill, TX | $228,700 | $1,518 | $1,000 | $2,340 | $1,340 |
| Adamsville, TX | $184,400 | $1,797 | $1,190 | $2,770 | $1,580 |
| Briarcliff, TX | $288,700 | $2,044 | $1,350 | $3,150 | $1,800 |
| San Saba, TX | $99,900 | $1,519 | $1,000 | $2,340 | $1,340 |
| Lakeway, TX | $430,500 | $961 | $630 | $1,480 | $850 |
| Weir, TX | $101,600 | $1,526 | $1,010 | $2,350 | $1,340 |
| Nolanville, TX | $126,500 | $1,627 | $1,070 | $2,510 | $1,440 |