Gavop's guide to buying homeowners insurance in Hudson, WI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $80,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $115,500 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $218,500 | $180,000 | $200,000-$250,000 |
| 4 Bedroom | $266,500 | $220,000 | $200,000-$250,000 |
| 5 Bedroom | $495,500 | $440,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$90 | $553 |
| Superior Protection Discount | -$58 | $586 |
| Fire & Security Discount | -$64 | $579 |
| Hail Resistant Roof Discount | -$13 | $631 |
| Newly Constructed Home Discount | -$142 | $502 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Croix County | $700 | $725 | $1,425 | $527 | $1,227 | $198 |
| Hudson, WI | $1,500 | $636 | $2,136 | $462 | $1,962 | $174 |
| Warren, WI | $400 | $778 | $1,178 | $565 | $965 | $212 |
| Dellwood, MN | $1,500 | $2,733 | $4,233 | $1,986 | $3,486 | $747 |
| Emerald, WI | $300 | $722 | $1,022 | $525 | $825 | $197 |
| Gilman, WI | $2,000 | $747 | $2,747 | $543 | $2,543 | $204 |
| Wyoming, MN | $500 | $860 | $1,360 | $625 | $1,125 | $235 |
| Maple Grove, MN | $700 | $1,230 | $1,930 | $894 | $1,594 | $336 |
| Waubeek, WI | $100 | $651 | $751 | $473 | $573 | $178 |
| Nerstrand, MN | $1,500 | $990 | $2,490 | $719 | $2,219 | $271 |
| Carver, MN | $400 | $1,489 | $1,889 | $1,082 | $1,482 | $407 |
| Otsego, MN | $1,000 | $837 | $1,837 | $608 | $1,608 | $229 |
| Home Insurance Company Hudson, WI | Homeowners Insurance Agency Hudson, WI | Address | Popularity Score | Distance from Hudson (miles) |
|---|---|---|---|---|
| Erie | Anchor Insurance | 2217 Vine Street Suite 205, Hudson, WI, 54016 | 0.6 | |
| Allstate | New Richmond Insurance Agency | 1225 N Knowles Ave New Richmond, New Richmond, WI, 54017 | 14.8 | |
| State Farm | Wendy Peterson | 2217 Vine St Ste 100, Hudson, WI, 54016-5864 | 0.6 | |
| State Farm | Matt Berquam | 550 S Knowles Ave, New Richmond, WI, 54017-1735 | 13.9 | |
| Farmers | Craig Horwath | 82 Coulee Rd Ste 101, Hudson, WI, 54016 | 1.0 | |
| State Farm | Greg Peters | 124 N Main St, River Falls, WI, 54022-2315 | 9.1 | |
| State Farm | Terry Traynor | 224 S Main St, River Falls, WI, 54022-2424 | 9.2 | |
| Farmers | Adam Cybulski | 1810 Webster St Ste 10, Hudson, WI, 54016 | 0.7 | |
| Allstate | Mcdonald Ins Service | 1810 Crest View Dr Ste 1a, Hudson, WI, 54016 | 0.5 | |
| Liberty Mutual Independent | New Richmond Ins Agency Inc | 1225 N Knowles Ave, New Richmond, WI, 54017 | 14.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wisconsin | $169,300 | $685 | $490 | $950 | $460 |
| St. Croix County, WI | $223,000 | $734 | $490 | $1,040 | $550 |
| Hudson, WI | $231,500 | $643 | $440 | $910 | $470 |
| Warren, WI | $252,600 | $787 | $570 | $1,080 | $510 |
| Dellwood, MN | $585,500 | $2,766 | $2,020 | $3,900 | $1,880 |
| Emerald, WI | $200,700 | $731 | $500 | $1,000 | $500 |
| Gilman, WI | $222,500 | $756 | $550 | $1,040 | $490 |
| Wyoming, MN | $210,500 | $871 | $620 | $1,240 | $620 |
| Maple Grove, MN | $266,500 | $1,245 | $860 | $1,710 | $850 |
| Waubeek, WI | $154,300 | $659 | $450 | $940 | $490 |
| Nerstrand, MN | $146,400 | $1,002 | $680 | $1,410 | $730 |
| Carver, MN | $309,300 | $1,507 | $1,100 | $2,060 | $960 |
| Otsego, MN | $199,600 | $847 | $600 | $1,180 | $580 |