How Can I Make My North Potomac, MD Home Insurance Cheaper
Gavop shows you how to buy homeowners insurance in North Potomac, MD by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
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Select the Suitable Coverage Value for your North Potomac, MD Home | Back to Top
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $173,000 | $160,000 | $125,000-$150,000 |
| 2 Bedroom | $475,000 | $410,000 | $400,000-$500,000 |
| 3 Bedroom | $537,500 | $480,000 | $400,000-$500,000 |
| 4 Bedroom | $729,000 | $650,000 | $600,000-$700,000 |
| 5 Bedroom | $872,000 | $760,000 | $900,000-$1,000,000 |
Estimate your Savings with Home Insurance Discounts in North Potomac, MD | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$173 | $978 |
| Superior Protection Discount | -$104 | $1,047 |
| Fire & Security Discount | -$81 | $1,070 |
| Hail Resistant Roof Discount | -$23 | $1,127 |
| Newly Constructed Home Discount | -$299 | $851 |
Choose the Right Deductible for your North Potomac, MD Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Montgomery County | $1,000 | $1,457 | $2,457 | $1,059 | $2,059 | $398 |
| North Potomac, MD | $1,500 | $1,137 | $2,637 | $826 | $2,326 | $311 |
| Barnesville, MD | $400 | $1,701 | $2,101 | $1,236 | $1,636 | $465 |
| Fairfax, VA | $1,500 | $921 | $2,421 | $670 | $2,170 | $252 |
| West Laurel, MD | $100 | $1,168 | $1,268 | $849 | $949 | $319 |
| Lake Ridge, VA | $2,500 | $979 | $3,479 | $711 | $3,211 | $267 |
| The Plains, VA | $400 | $1,117 | $1,517 | $812 | $1,212 | $305 |
| Pomfret, MD | $2,500 | $874 | $3,374 | $635 | $3,135 | $239 |
| Berryville, VA | $200 | $983 | $1,183 | $714 | $914 | $269 |
| Tilghmanton, MD | $1,500 | $817 | $2,317 | $594 | $2,094 | $223 |
| Edgemere, MD | $300 | $773 | $1,073 | $562 | $862 | $211 |
Identify Top Home Insurance Agents near North Potomac, MD | Back to Top
| Home Insurance Company North Potomac, MD | Homeowners Insurance Agency North Potomac, MD | Address | Popularity Score | Distance from North Potomac (miles) |
|---|---|---|---|---|
| Travelers | Wellspring Insurance Network Inc | 9710 Traville Gateway Dr Ste 352, Rockville, MD, 20850 | 1.9 | |
| State Farm | Ayman Tomhe | 5706 Bellona Ave Ste 1 Unit C, Baltimore, MD, 21212-3564 | 38.3 | |
| State Farm | Ryan Moorhart | 15805 Crabbs Branch Way, Rockville, MD, 20855-2635 | 4.5 | |
| State Farm | Jolie Alexander | 5 Shawan Rd Ste 102, Hunt Valley, MD, 21030-1373 | 41.8 | |
| Travelers | Charles R Grant Agency | 620 Hungerford Dr Ste 33, Rockville, MD, 20850 | 4.6 | |
| Farmers | Joshua Fitzpatrick | 312 Main St Ste 50, Gaithersburg, MD, 20878 | 1.7 | |
| Travelers | Bethesda General Insurance | 13975 Connecticut Ave Ste 205, Silver Spring, MD, 20906 | 8.7 | |
| Allstate | Kwame Mukong | 12810 Wisteria Dr Ste 203, Germantown, MD, 20874 | 5.7 | |
| Travelers | United Insurance & Investments | 204 Monroe St #210, Rockville, MD, 20850 | 4.9 | |
| Erie | Ewing Hines & Associates | 3750 University Blvd W Suite 1a, Kensington, MD, 20895 | 9.9 |
Compare Rates for North Potomac, MD Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Montgomery County, MD | $467,500 | $1,475 | $1,170 | $1,860 | $690 |
| North Potomac, MD | $656,900 | $1,150 | $910 | $1,450 | $540 |
| Barnesville, MD | $500,000 | $1,722 | $1,360 | $2,170 | $810 |
| Fairfax, VA | $501,900 | $932 | $680 | $1,310 | $630 |
| West Laurel, MD | $358,600 | $1,182 | $930 | $1,490 | $560 |
| Lake Ridge, VA | $321,700 | $991 | $660 | $1,400 | $740 |
| The Plains, VA | $376,500 | $1,131 | $810 | $1,560 | $750 |
| Pomfret, MD | $239,600 | $885 | $700 | $1,120 | $420 |
| Berryville, VA | $292,600 | $995 | $680 | $1,380 | $700 |
| Tilghmanton, MD | $208,800 | $827 | $650 | $1,040 | $390 |
| Edgemere, MD | $262,700 | $783 | $620 | $990 | $370 |
Research Home Insurance Companies Reviews in North Potomac, MD Before Buying | Back to Top
Share a review on your home insurance company
USAA Home Insurance Reviews
Date: April 02, 2019 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
The policy offerings of my insurance company are comparable to other insurance companies in the industry. I think pretty much they're all the same just with different costs
Date: January 24, 2019 Age: 50 to 59 Gender: Female Marital Status: Married
Policy Offerings
When we purchased our home we checked into the various policies available to us as we live in a condo. USAA had a vast array of plans to choose from. Very satisfied with the plan we choose.
Allstate Home Insurance Reviews
Date: February 07, 2019 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Premium
My premium and deductible are very affordable compared to other options I looked at. I am very satisfied with the premium.
State Farm Home Insurance Reviews
Date: October 31, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Communication
The send bills and I pay them. When I have had a need to communicate beyond that, I have never had a problem. They have been accessible and easy to speak with.
Progressive Home Insurance Reviews
Date: January 10, 2019 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Premium
I'm not sure how my company compares to other's in the industry ( hence why I didn't give a higher rating ) because I mostly picked them because I already had car insurance with this company so it made sense to bundle. My belief is that they stack up quite well though.