Gavop shows you how to buy homeowners insurance in Murray County, GA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $37,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $104,500 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $130,000 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $149,000 | $140,000 | $125,000-$150,000 |
| 5 Bedroom | $152,500 | $140,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$101 | $575 |
| Superior Protection Discount | -$68 | $608 |
| Fire & Security Discount | -$47 | $629 |
| Hail Resistant Roof Discount | -$20 | $656 |
| Newly Constructed Home Discount | -$196 | $480 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Murray County | $1,500 | $668 | $2,168 | $485 | $1,985 | $183 |
| Murray County, GA | $700 | $668 | $1,368 | $485 | $1,185 | $183 |
| Ellijay, GA | $200 | $834 | $1,034 | $606 | $806 | $228 |
| Bradley County, TN | $2,000 | $985 | $2,985 | $716 | $2,716 | $269 |
| LaFayette, GA | $500 | $640 | $1,140 | $465 | $965 | $175 |
| Lakeview, GA | $1,000 | $832 | $1,832 | $604 | $1,604 | $227 |
| Walker County, GA | $400 | $773 | $1,173 | $562 | $962 | $211 |
| Chickamauga, GA | $1,000 | $715 | $1,715 | $520 | $1,520 | $196 |
| Little Sand Mountain, GA | $500 | $816 | $1,316 | $593 | $1,093 | $223 |
| Dawsonville, GA | $1,000 | $808 | $1,808 | $587 | $1,587 | $221 |
| Lookout Mountain, TN | $300 | $2,490 | $2,790 | $1,809 | $2,109 | $680 |
| Flat Top Mountain, TN | $1,500 | $1,195 | $2,695 | $869 | $2,369 | $327 |
| Home Insurance Company Murray County, GA | Homeowners Insurance Agency Murray County, GA | Address | Popularity Score | Distance from Murray County (miles) |
|---|---|---|---|---|
| State Farm | Kirk Buchholz | 166 Towne Lake Pkwy, Woodstock, GA, 30188-4843 | 49.4 | |
| State Farm | Thomas Dudek | 6790 Highway 92 Ste 100, Acworth, GA, 30102-2593 | 48.6 | |
| Travelers | The Blalock Agency | 207 S Erwin St Ste B, Cartersville, GA, 30120 | 43.8 | |
| State Farm | Julie Svardh | 1515 Dean Ave Se, Rome, GA, 30161-7103 | 45.7 | |
| Farmers | Donald Curtis | 4195 E First St, Blue Ridge, GA, 30513 | 24.8 | |
| Travelers | Flegal Insurance Inc | 214 Andrews St, Rossville, GA, 30741 | 33.6 | |
| Nationwide | Elder Financial Services Inc. | 151 W Main St Ste 101, Canton, GA, 30114 | 41.1 | |
| Allstate | Michael Hodges | 5685 Highway 400 Ste 100, Cumming, GA, 30028 | 47.9 | |
| State Farm | John Kenemer | 500 S 3rd Ave Ste 13, Chatsworth, GA, 30705-2900 | 3.1 | |
| State Farm | Brian Pinson | 2442 Marietta Hwy Ste 200, Canton, GA, 30114-4048 | 42.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $740 | $1,400 | $660 |
| Murray County, GA | $91,700 | $676 | $460 | $950 | $490 |
| Murray County, GA | $91,700 | $676 | $490 | $960 | $470 |
| Ellijay, GA | $156,600 | $844 | $580 | $1,210 | $630 |
| Bradley County, TN | $150,100 | $997 | $710 | $1,430 | $720 |
| LaFayette, GA | $104,500 | $648 | $470 | $930 | $460 |
| Lakeview, GA | $76,100 | $842 | $570 | $1,160 | $590 |
| Walker County, GA | $111,100 | $783 | $530 | $1,070 | $540 |
| Chickamauga, GA | $122,100 | $724 | $490 | $1,010 | $520 |
| Little Sand Mountain, GA | $114,800 | $826 | $550 | $1,160 | $610 |
| Dawsonville, GA | $204,400 | $818 | $580 | $1,120 | $540 |
| Lookout Mountain, TN | $541,400 | $2,520 | $1,840 | $3,450 | $1,610 |
| Flat Top Mountain, TN | $223,900 | $1,210 | $830 | $1,660 | $830 |