Gavop's guide to buying homeowners insurance in Buckner, KY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 2 Bedroom | $198,500 | $170,000 | $200,000-$250,000 |
| 3 Bedroom | $384,000 | $340,000 | $350,000-$400,000 |
| 4 Bedroom | $375,000 | $330,000 | $400,000-$500,000 |
| 5 Bedroom | $409,500 | $360,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$81 | $930 |
| Home and Two Car | -$172 | $839 |
| Home and Three Car | -$243 | $768 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,513 |
| Hail Damage | $4,476 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $16,386 |
| Home Insurance Company Buckner, KY | Homeowners Insurance Agency Buckner, KY | Address | Popularity Score | Distance from Buckner (miles) |
|---|---|---|---|---|
| State Farm | Lance Kirtley | 10515 Meeting St Unit 102, Prospect, KY, 40059-6524 | 7.7 | |
| Allstate | Loren Ashley | 4208 Bishop Ln, Louisville, KY, 40218 | 18.2 | |
| Allstate | Bryan Fallon | 6003 Pleasant Colony Ct Ste 5, Crestwood, KY, 40014 | 4.1 | |
| State Farm | Brian Arends | 9219 Us Highway 42 Ste E, Prospect, KY, 40059-8875 | 9.7 | |
| State Farm | Kelley Adams | 215 La Grange Rd, Pewee Valley, KY, 40056-9174 | 5.7 | |
| Liberty Mutual Independent | Glenn E Martin Insurance | 10226 Shelbyville Rd, Louisville, KY, 40223 | 11.6 | |
| Liberty Mutual Independent | The Underwriters Group | 1700 Eastpoint Pkwy, Louisville, KY, 40223 | 8.4 | |
| Allstate | Amy Downs Hurst | 305 N 3rd St, Bardstown, KY, 40004 | 39.6 | |
| Travelers | Bb&T Insurance Services | 2600 Eastpoint Pkwy, Louisville, KY, 40223 | 7.8 | |
| Liberty Mutual Independent | The Underwriters Group | 1700 Eastpoint Pkwy, Louisville, KY, 40223 | 8.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $650 | $1,260 | $610 |
| Oldham County, KY | $259,700 | $1,133 | $760 | $1,560 | $800 |
| Buckner, KY | $336,600 | $1,011 | $700 | $1,450 | $750 |
| Langdon Place, KY | $221,000 | $1,133 | $770 | $1,610 | $840 |
| Meadowbrook Farm, KY | $166,300 | $1,004 | $690 | $1,430 | $740 |
| Bellemeade, KY | $231,400 | $1,156 | $830 | $1,630 | $800 |
| Floyds Fork, KY | $310,500 | $955 | $700 | $1,330 | $630 |
| Clarksville, IN | $112,900 | $667 | $470 | $920 | $450 |
| Hollow Creek, KY | $184,700 | $1,051 | $710 | $1,450 | $740 |
| Ghent, KY | $75,000 | $674 | $490 | $940 | $450 |
| North Vernon, IN | $86,100 | $648 | $470 | $890 | $420 |
| Brownstown, IN | $119,700 | $685 | $470 | $950 | $480 |
| Corinth, KY | $93,400 | $758 | $510 | $1,080 | $570 |