How Can I Make My Provo-Orem, UT Home Insurance Cheaper
Gavop's guide to buying homeowners insurance in Provo-Orem, UT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
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Estimate Appropriate Provo-Orem, UT Home Insurance Coverage Levels | Back to Top
| Provo-Orem, UT - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| E 1770 N, S 1590 E, W 3300 North St, W 1730 North St, S Lavender Ln, E 2780 North St, E 760 S, N 640 West St, W University Pkwy, E 1900 North St | $159,000 | $150,000 | $125,000-$150,000 | $347,000 | $310,000 | $300,000-$350,000 |
| Hobble Creek Rd, N 1140 West St, S 760 West St, E 2050 N, E Quail Valley Dr, Ida's Rd, N 2810 W, Caracara St, Fir Cir, E 120 S | $246,500 | $230,000 | $250,000-$300,000 | $418,000 | $340,000 | $350,000-$400,000 |
| S 1260 West St, N 1430 E, N 2330 West St, E 470 North St, N 2760 W, E 2550 North St, N 1950 W, Fir Ave, E 1800 N, N 110 W | $119,000 | $110,000 | $75,000-$100,000 | $191,000 | $160,000 | $175,000-$200,000 |
| Tiger Way, Riverside Ln, S 1840 West St, E Flagship Dr, W 1830 North St, Golden Pond Way, Brook Ln, W 1450 North St, W 360 North St, N 1375 W | $186,000 | $170,000 | $175,000-$200,000 | $234,000 | $190,000 | $250,000-$300,000 |
| N 1250 E, E 2100 North St, E 580 N, N 2700 W, S 320 E, N 2880 West St, S 220 West St, Westview Cir, E Oakcrest Ln, E Oak Crest Ln | $121,000 | $110,000 | $125,000-$150,000 | $173,500 | $140,000 | $150,000-$175,000 |
| W Sunny Ln, 100 E, N 260 West St, N 1670 West St, N 2050 West St, E 1550 S, E 760 S, N 75 East St, W 180 S, Aviation Dr | $183,500 | $170,000 | $150,000-$175,000 | $298,000 | $270,000 | $200,000-$250,000 |
| N 90 W, E 1030 N, W 1480 North St, W 1560 South St, E, 1390 N, E 860 S, S 760 East St, E 920 North St, Industrial Park Dr | $232,000 | $210,000 | $200,000-$250,000 | $166,000 | $150,000 | $150,000-$175,000 |
| N 1850 W, W 320 South St, W 1780 N, S 470 East St, E 590 South St, W 260 N, N 2050 W, S 490 W, N Hillsdale Ln, W 3700 N | $112,500 | $90,000 | $75,000-$100,000 | $278,500 | $220,000 | $300,000-$350,000 |
| E 3030 N, W 1020 South St, S 2390 W, W Wildwood Hollow Dr, N 470 W, E 1720 S, W 1925 N, Memo Dr, Alpine Airway Dr, E 1980 N | $131,000 | $120,000 | $125,000-$150,000 | $132,000 | $120,000 | $100,000-$125,000 |
| N 1890 W, N 2580 W, N 2700 W, N Research Way, N 1165 W, S 700 E St, Locust Cir, E 3450 North St, N 2025 W, S 120 W | $157,000 | $150,000 | $150,000-$175,000 | $185,000 | $160,000 | $200,000-$250,000 |
Estimate your Savings with Home Insurance Discounts in Provo-Orem, UT | Back to Top
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$126 | $538 |
| Superior Protection Discount | -$66 | $598 |
| Fire & Security Discount | -$73 | $591 |
| Hail Resistant Roof Discount | -$13 | $651 |
| Newly Constructed Home Discount | -$140 | $525 |
Choose the Right Deductible for your Provo-Orem, UT Home | Back to Top
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Utah County | $1,000 | $607 | $1,607 | $441 | $1,441 | $166 |
| Provo-Orem, UT | $700 | $657 | $1,357 | $477 | $1,177 | $179 |
| Pleasant Grove, UT | $500 | $602 | $1,102 | $437 | $937 | $164 |
| Lake Shore, UT | $700 | $619 | $1,319 | $450 | $1,150 | $169 |
| Mapleton, UT | $200 | $675 | $875 | $490 | $690 | $184 |
| Fairfield, UT | $2,000 | $649 | $2,649 | $472 | $2,472 | $177 |
| Bingham, UT | $200 | $629 | $829 | $457 | $657 | $172 |
| Ophir, UT | $2,000 | $526 | $2,526 | $382 | $2,382 | $144 |
| Vernon, UT | $300 | $546 | $846 | $397 | $697 | $149 |
| Fairview, UT | $700 | $546 | $1,246 | $397 | $1,097 | $149 |
| Hoytsville, UT | $400 | $591 | $991 | $429 | $829 | $161 |
| Levan, UT | $1,000 | $533 | $1,533 | $387 | $1,387 | $146 |
Identify Top Home Insurance Agents near Provo-Orem, UT | Back to Top
| Home Insurance Company Provo-Orem, UT | Homeowners Insurance Agency Provo-Orem, UT | Address | Popularity Score | Distance from Provo-Orem (miles) |
|---|---|---|---|---|
| Allstate | Lynn Jorgensen | 88 E Bulldog Blvd, Provo, UT, 84604 | 2.9 | |
| State Farm | Heather Mooney | 6088 S Highland Dr, Holladay, UT, 84121-1364 | 27.1 | |
| Travelers | Advance Insurance | 248 South State, Orem, UT, 84058 | 2.6 | |
| Travelers | Ark Insurance Solutions | 655 E 4500 S Ste 210, Salt Lake City, UT, 84107 | 29.9 | |
| Liberty Mutual Independent | Insure Right Insurance Agency | 69 North 490 West American Fork, American Fork, UT, 84003 | 9.8 | |
| Travelers | Cottonwood Insurance Inc | 2028 E Fort Union Blvd Ste 100, Salt Lake City, UT, 84121 | 26.0 | |
| State Farm | Rick Albrecht | 75 E Main St, American Fork, UT, 84003-2360 | 9.3 | |
| Travelers | Jri Insurance | 278 E Crossroads Blvd, Saratoga Springs, UT, 84045 | 13.8 | |
| Travelers | Advance Insurance | 1406 W State Rd, Pleasant Grove, UT, 84062 | 8.0 | |
| Travelers | Hatch Insurance Group | 668 E 12225 S Ste 204, Draper, UT, 84020 | 19.9 |
Compare Rates for Provo-Orem, UT Home Insurance Providers | Back to Top
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Utah | $238,300 | $616 | $440 | $840 | $400 |
| Utah County, UT | $256,900 | $614 | $440 | $840 | $400 |
| Provo-Orem, UT | $229,800 | $665 | $490 | $920 | $430 |
| Pleasant Grove, UT | $251,400 | $609 | $440 | $870 | $430 |
| Lake Shore, UT | $250,000 | $627 | $430 | $870 | $440 |
| Mapleton, UT | $366,300 | $683 | $490 | $940 | $450 |
| Fairfield, UT | $279,200 | $657 | $470 | $930 | $460 |
| Bingham, UT | $301,000 | $637 | $450 | $900 | $450 |
| Ophir, UT | $150,000 | $532 | $370 | $740 | $370 |
| Vernon, UT | $168,000 | $553 | $370 | $770 | $400 |
| Fairview, UT | $167,800 | $553 | $380 | $760 | $380 |
| Hoytsville, UT | $217,500 | $598 | $410 | $840 | $430 |
| Levan, UT | $155,700 | $539 | $370 | $760 | $390 |
Research Home Insurance Companies Reviews in Provo-Orem, UT Before Buying | Back to Top
Share a review on your home insurance company
American Family Insurance Home Insurance Reviews
Date: December 10, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Customer Service
I work with an agent's office. They are always quick to respond to any questions and reach out to me as needed.
Date: September 29, 2018 Age: 40 to 49 Gender: Female Marital Status: Unmarried
Communication
My insurance company makes sure to follow through with requests and they contact me right away if something needs to be addressed. They always communicate with me when needed.
Date: August 31, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
Jewelery, personal items such as furniture, clothes, and food. Medical expense and personal liability
Date: August 27, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
The customer service of American Family is excellent. They are very responsive to my questions and make sure to get me the best help and answers I need.
Date: August 26, 2018 Age: Above 60 Gender: Female Marital Status: Unmarried
Website/App
I like that my company's website is easy to navigate and I can find what I am looking for. I can also easily pay bills and check on my policy coverage.
Date: May 13, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Premium
The premium we are paying is comparable with other insurance companies. We are getting discounts for having multiple products with American Family so, in the end, we are paying less.
Farmer's Insurance Home Insurance Reviews
Date: November 23, 2018 Age: 20 to 29 Gender: Male Marital Status: Unmarried
Policy Offerings
I'm not really sure what their offerings are relative to other companies so I can't really speak to this point.
Date: September 17, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Communication
I have not heard from my insurance company except for mailings.
Date: September 12, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Customer Service
Sometimes it is hard to get a hold of someone because they use agents for the policy changes and questions.
Date: August 26, 2018 Age: 40 to 49 Gender: Female Marital Status: Married
Website/App
The company has been behind in their online presence and the ability to do things for your insurance policy online.
Date: July 26, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Premium
The premium fluctuates too much. The premium seems expensive in comparison to other companies.
Date: January 05, 2018 Age: 30 to 39 Gender: Female Marital Status: Married
Policy Offerings
my home insurance policy covers fire damage, accidental damage from wind and hail, liability up to 300,000, loss of use including rehoming and food, 10,000 in identity theft, and personal property coverage.
Allstate Home Insurance Reviews
Date: December 31, 2018 Age: 30 to 39 Gender: Male Marital Status: Unmarried
Policy Offerings
Honestly, I looked mainly for price. It might prove naive but I treat them all the same, they'll either pay or they won't but I need to find ways to cut costs.
Date: November 12, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Website/App
I like the company's website. Its very easy to use. Very accessible anytime i need it.
Date: October 02, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Communication
They should learn how to deal with people on a more professional level
Date: September 05, 2018 Age: 50 to 59 Gender: Male Marital Status: Married
Website/App
The best thing about my insurance company app is that I can check my policy any time I want my insurance company offer just about the same coverage as most others in my area
Date: May 07, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Customer Service
I think that their customer service department needs to learn how to talk to people better
GEICO Home Insurance Reviews
Date: September 15, 2018 Age: 50 to 59 Gender: Female Marital Status: Married
Customer Service
Signing up was simple and easy. The person whom I spoke with on the phone to get the quote was super helpful and treated me with respect and understanding (first time home buyer)
Date: September 03, 2018 Age: 20 to 29 Gender: Female Marital Status: Married
Website/App
It is unbelievably easy to use and navigate. They have a search tool that makes it quick and easy to find anything. Everything makes sense and the layout is great on mobile or desktop.
Date: August 17, 2018 Age: 30 to 39 Gender: Female Marital Status: Unmarried
Premium
Such an inexpensive premium. I am very impressed with the level of service related to the low premium. I feel like I am getting my money's worth
Date: July 29, 2018 Age: 30 to 39 Gender: Male Marital Status: Married
Policy Offerings
My home is covered as well as limited fixtures and things around it. I am insured against getting sued if someone is injured on my property
Date: June 08, 2018 Age: 40 to 49 Gender: Male Marital Status: Married
Communication
All communications are fast and appropriate. I have yet to have a communication that is not well-timed and needed. I like how they tailor communications to your preferred method.
Travelers Home Insurance Reviews
Date: February 05, 2019 Age: 40 to 49 Gender: Male Marital Status: Unmarried
Policy Offerings
They do not offer much over what other insurance companies do. It seems they are a pretty average company.
Date: December 30, 2018 Age: Above 60 Gender: Male Marital Status: Married
Customer Service
Always responsive to my calls and requests such as faxing a binder. Also accepts auto pay no hassle payment