How Can I Make My Montgomery County, KY Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Montgomery County, KY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Estimate Appropriate Montgomery County, KY Home Insurance Coverage Levels | Back to Top

Montgomery County, KY - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Indian Mound Dr, Cr-1159, Aarons Run Rd, Tipton Rd, Maple Leaf Ct, Evans Dr, Sapphire Ct, Floyd Dr, W Locust St, Greenhouse Ln $127,500 $120,000 $100,000-$125,000 $100,000 $90,000 $75,000-$100,000
Cr-1160, Juniper Ct, Rolling Hills Dr, Clay St, Cr-1139, Hunter Trl, Michael Ave, Willoughbytown Rd, Lakeview Cir, Burley Way $82,500 $80,000 $50,000-$75,000 $65,500 $60,000 $50,000-$75,000
Cr-1008, Chappel Ln, Bentley Dr, Lilly Ln, Washington Ave, Lincoln St, Briarwood Dr, Grassyview Ct, Pamela Dr, Crestview Dr $97,000 $90,000 $75,000-$100,000 $87,000 $70,000 $50,000-$75,000
Arnold Dr, Cr-1333E, Fawns Rd, Silver Lake Dr, Rice Dr, N Ridge Dr, Chiles Hwy, Oldham Rd, Trojan St, Fuller Rd $118,500 $100,000 $100,000-$125,000 $125,000 $110,000 $125,000-$150,000
Spencer Rd, Prewitt Grassy Lick Pike, Natalie McGinnis Dr, Cr-1125, Maplewood Dr, Airport Rd, Chenault Dr, Elmwood Dr, Marlow Path, Russ Willoughby Rd $92,500 $80,000 $100,000-$125,000 $92,500 $80,000 $75,000-$100,000

Estimate your Savings with Home Insurance Discounts in Montgomery County, KY | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$108 $611
Superior Protection Discount -$72 $647
Fire & Security Discount -$58 $662
Hail Resistant Roof Discount -$14 $705
Newly Constructed Home Discount -$209 $511

Choose the Right Deductible for your Montgomery County, KY Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Montgomery County $1,000 $710 $1,710 $516 $1,516 $194
Montgomery County, KY $2,000 $710 $2,710 $516 $2,516 $194
Clay City, KY $400 $656 $1,056 $477 $877 $179
Bourbon County, KY $700 $783 $1,483 $569 $1,269 $214
Millersburg, KY $500 $940 $1,440 $683 $1,183 $257
Estill County, KY $700 $602 $1,302 $437 $1,137 $164
Wrigley, KY $400 $658 $1,058 $478 $878 $180
Jessamine County, KY $1,500 $948 $2,448 $689 $2,189 $259
Tollesboro, KY $500 $645 $1,145 $469 $969 $176
South Woodford, KY $700 $1,356 $2,056 $985 $1,685 $370
Carter, KY $500 $782 $1,282 $569 $1,069 $214
Livingston, KY $2,000 $565 $2,565 $411 $2,411 $154

Identify Top Home Insurance Agents near Montgomery County, KY | Back to Top

Home Insurance Company Montgomery County, KY Homeowners Insurance Agency Montgomery County, KY Address Popularity Score Distance from Montgomery County (miles)
Liberty Mutual Independent Woodford Hill Thompson 500 Main St, Paris, KY, 40361
22.0
Allstate Chuck Powers 210 Old Mount Tabor Rd Ste C, Lexington, KY, 40502
31.9
Liberty Mutual Independent Nicholson Insurance Agency Inc 1001 Monarch St Ste 100, Lexington, KY, 40513
35.1
State Farm Clint Conrad 201 Ruccio Way Ste 120, Lexington, KY, 40503-3584
33.9
State Farm Brad Lacefield 211 N Main St, Versailles, KY, 40383-1266
44.6
Travelers Morris Insurance Inc 218 Main St, Paris, KY, 40361
22.0
Allstate Andrew Strother 4384 Clearwater Way Ste 130, Lexington, KY, 40515
32.4
Travelers Trademark Insurance 264 Old Flemingsburg Rd, Morehead, KY, 40351
27.4
Travelers Bray & Oakley Insurance Agency Inc 3061 Fieldstone Way, Lexington, KY, 40513
35.2
State Farm Dwight Mccarty 3620 Walden Dr Ste 211, Lexington, KY, 40517-2066
32.3

Compare Rates for Montgomery County, KY Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Kentucky $130,000 $896 $620 $1,240 $620
Montgomery County, KY $118,200 $719 $500 $1,020 $520
Montgomery County, KY $118,200 $719 $490 $1,000 $510
Clay City, KY $83,500 $664 $470 $940 $470
Bourbon County, KY $144,900 $793 $580 $1,130 $550
Millersburg, KY $147,400 $951 $690 $1,320 $630
Estill County, KY $71,000 $609 $420 $830 $410
Wrigley, KY $73,300 $666 $460 $950 $490
Jessamine County, KY $164,300 $959 $690 $1,310 $620
Tollesboro, KY $70,700 $653 $480 $920 $440
South Woodford, KY $320,400 $1,372 $950 $1,950 $1,000
Carter, KY $101,400 $792 $540 $1,120 $580
Livingston, KY $55,400 $572 $390 $800 $410