Gavop's guide to buying homeowners insurance in Adrian, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Adrian, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| S Charles St, Naomi Ave, March Dr, June Ln, N Locust St, S Winter Dr, Elm Ct, Marathon Heights Ct, Aspen Trl, Homestead Ln | $110,500 | $100,000 | $100,000-$125,000 | $59,500 | $50,000 | $25,000-$50,000 |
| Carson Hwy, Hidden River Dr, Sharon Dr, Miles Dr, Christopher St, Birchwood Ct, Pine View Dr, Tipton Hwy, Loren Dr, Beaver Creek Rd | $132,000 | $110,000 | $125,000-$150,000 | $133,000 | $120,000 | $125,000-$150,000 |
| Country Side Dr, Brook Ave, Woodlawn Ln, Grand St, Pfister Hwy, Joy Rd, Oakwood Ave, Wisner Hwy, S Madison St, Beebe Hwy | $237,500 | $220,000 | $200,000-$250,000 | $106,000 | $90,000 | $75,000-$100,000 |
| Bristol St, Dohm Dr, Lyons Hwy, Bent Oak Ave, Shiawassee River Dr, Airport Rd, Finch St, Hooks Mill Rd, Briarwood Ct, Lake St | $93,000 | $80,000 | $75,000-$100,000 | $87,500 | $80,000 | $75,000-$100,000 |
| Ferguson Ave, Reed, Parr Hwy, Helme Ave, Santee River Dr, Tim Cin St, Bowerman Dr, Birch Run, Riverside Ave, N Scott St | $116,000 | $100,000 | $100,000-$125,000 | $87,500 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$88 | $539 |
| Superior Protection Discount | -$63 | $564 |
| Fire & Security Discount | -$56 | $570 |
| Hail Resistant Roof Discount | -$13 | $614 |
| Newly Constructed Home Discount | -$157 | $470 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,685 |
| Hail Damage | $5,318 |
| Wind Damage | $9,816 |
| Expensive Claims | |
| Fire | $37,492 |
| Accidental Discharge/Leakage | $8,970 |
| Optional Coverage Losses | $8,485 |
| Home Insurance Company Adrian, MI | Homeowners Insurance Agency Adrian, MI | Address | Popularity Score | Distance from Adrian (miles) |
|---|---|---|---|---|
| State Farm | Jared Chapman | 15401 Farmington Rd, Livonia, MI, 48154-2870 | 48.8 | |
| Allstate | Jake Suardini | 29798 S Wixom Rd, Wixom, MI, 48393 | 49.6 | |
| Allstate | Sara Tyranski | 2012 S Wayne Rd, Westland, MI, 48186 | 43.4 | |
| Liberty Mutual Independent | Adrian Insurance Agency Inc | 110 N Main St, Adrian, MI, 49221 | 0.4 | |
| State Farm | Steve Vargo | 1811 Fort St, Wyandotte, MI, 48192-3545 | 49.5 | |
| State Farm | Tom Stahl | 7245 N Canton Ctr Rd, Canton, MI, 48187-1530 | 41.6 | |
| Allstate | Bill Jones | 32667 Ford Rd, Garden City, MI, 48135 | 45.7 | |
| State Farm | Bob Zakar | 936 N Telegraph Rd, Dearborn, MI, 48128-1621 | 49.2 | |
| Allstate | Willard R. Odell Jr | 1469 Fort St, Wyandotte, MI, 48192 | 49.6 | |
| Allstate | John Drewniak | 7226 Park Ave, Allen Park, MI, 48101 | 49.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,090 | $560 |
| Lenawee County, MI | $124,900 | $736 | $540 | $1,050 | $510 |
| Adrian, MI | $73,700 | $627 | $420 | $870 | $450 |
| Tecumseh, MI | $120,800 | $700 | $470 | $990 | $520 |
| Ottawa Hills, OH | $269,900 | $942 | $630 | $1,310 | $680 |
| Leoni, MI | $121,400 | $701 | $500 | $970 | $470 |
| Exeter, MI | $167,400 | $817 | $600 | $1,130 | $530 |
| Luna Pier, MI | $115,600 | $745 | $510 | $1,020 | $510 |
| Monroe charter, MI | $125,900 | $639 | $440 | $880 | $440 |
| Sumpter, MI | $158,700 | $676 | $490 | $940 | $450 |
| Oregon, OH | $134,500 | $660 | $450 | $920 | $470 |
| Canton charter, MI | $223,700 | $750 | $550 | $1,070 | $520 |
| Eckford, MI | $164,000 | $812 | $550 | $1,120 | $570 |