Gavop's guide to buying homeowners insurance in Cedar Key-Yankeetown, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $37,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $131,000 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $117,000 | $90,000 | $125,000-$150,000 |
| 4 Bedroom | $185,000 | $160,000 | $175,000-$200,000 |
| 5 Bedroom | $151,000 | $130,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$123 | $695 |
| Superior Protection Discount | -$82 | $736 |
| Fire & Security Discount | -$74 | $744 |
| Hail Resistant Roof Discount | -$25 | $793 |
| Newly Constructed Home Discount | -$172 | $646 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Levy County | $2,500 | $948 | $3,448 | $689 | $3,189 | $259 |
| Yankeetown, FL | $1,000 | $808 | $1,808 | $587 | $1,587 | $221 |
| Crystal River, FL | $300 | $1,176 | $1,476 | $855 | $1,155 | $321 |
| Beverly Hills, FL | $2,500 | $686 | $3,186 | $499 | $2,999 | $188 |
| Hernando, FL | $300 | $793 | $1,093 | $576 | $876 | $217 |
| Dixie County, FL | $1,500 | $733 | $2,233 | $533 | $2,033 | $200 |
| Sugarmill Woods, FL | $200 | $999 | $1,199 | $726 | $926 | $273 |
| North Weeki Wachee, FL | $700 | $1,436 | $2,136 | $1,043 | $1,743 | $392 |
| Marion County, FL | $100 | $1,109 | $1,209 | $806 | $906 | $303 |
| High Springs-Alachua, FL | $2,500 | $1,532 | $4,032 | $1,114 | $3,614 | $419 |
| Istachatta, FL | $100 | $1,730 | $1,830 | $1,257 | $1,357 | $473 |
| Fort McCoy-Anthony, FL | $2,000 | $847 | $2,847 | $615 | $2,615 | $231 |
| Home Insurance Company Yankeetown, FL | Homeowners Insurance Agency Yankeetown, FL | Address | Popularity Score | Distance from Yankeetown (miles) |
|---|---|---|---|---|
| Allstate | Hagar Group | 950 W Main St, Inverness, FL, 34450 | 37.7 | |
| Allstate | Judy Locascio | 4056 W Newberry Rd, Gainesville, FL, 32607 | 41.3 | |
| State Farm | Scott Cameron | 5355 Sw College Road, Ocala, FL, 34474-5717 | 37.1 | |
| Travelers | Brice Insurance Agency | 3633 East Gulf To Lake Hwy, Inverness, FL, 34453 | 35.6 | |
| Allstate | Latalyia D Mcknight | 4004 Nw 13th St, Gainesville, FL, 32609 | 45.0 | |
| Allstate | Jason Aldrich | 10004 Cortez Blvd, Spring Hill, FL, 34613 | 48.4 | |
| State Farm | Bart Blessing | 3227 Se Maricamp Rd Ste 102, Ocala, FL, 34471-0832 | 43.8 | |
| Allstate | Tarayn Mcleod | 1212 Ne 36th Ave, Ocala, FL, 34470 | 44.2 | |
| Travelers | Johnson Insurance Agency | 7215 Forest Oaks Blvd, Spring Hill, FL, 34606 | 49.8 | |
| Travelers | Johnson Insurance Agency | 7215 Forest Oaks Bl , Spring Hill, FL, 34606 | 49.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Levy County, FL | $88,700 | $959 | $750 | $1,290 | $540 |
| Yankeetown, FL | $110,900 | $818 | $640 | $1,100 | $460 |
| Crystal River, FL | $130,000 | $1,190 | $930 | $1,600 | $670 |
| Beverly Hills, FL | $63,400 | $695 | $540 | $930 | $390 |
| Hernando, FL | $82,200 | $802 | $630 | $1,070 | $440 |
| Dixie County, FL | $71,600 | $742 | $580 | $990 | $410 |
| Sugarmill Woods, FL | $151,200 | $1,011 | $790 | $1,350 | $560 |
| North Weeki Wachee, FL | $155,900 | $1,453 | $1,130 | $1,950 | $820 |
| Marion County, FL | $119,200 | $1,123 | $880 | $1,500 | $620 |
| High Springs-Alachua, FL | $170,500 | $1,551 | $1,210 | $2,080 | $870 |
| Istachatta, FL | $200,900 | $1,751 | $1,370 | $2,350 | $980 |
| Fort McCoy-Anthony, FL | $91,700 | $857 | $670 | $1,150 | $480 |