Gavop's guide to buying homeowners insurance in Tate County, MS covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Tate County, MS - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Magnolia Dr, Westline Cove, Bowman Town Rd, Countyline Desoto Rd, Copperflow Rd, County Line Tate Rd, Green Rd, Silverhills Rd, McKie St, Looxahoma Tyro Rd | $186,000 | $150,000 | $150,000-$175,000 | $110,000 | $90,000 | $75,000-$100,000 |
| Lindsey Rd, Willie Green Rd, Arkabutla Cove, Barlow Rd, Park St, Big Oak Ln Pvt, Newtown Cir, Court St, Joseph Dr, Lipford Rd | $108,000 | $90,000 | $100,000-$125,000 | $143,500 | $120,000 | $150,000-$175,000 |
| Floyd Cir, Antioch Rd, E Svc Rd, Sycamore Ln, Hoss Ellis Rd, James Earl Jones Rd, Entrican Cv, Ridgetop Dr, McClure St, Allison Rd | $177,500 | $170,000 | $200,000-$250,000 | $95,000 | $80,000 | $75,000-$100,000 |
| Hepburn Cove, Deantown, Longstreet Ln, Dove Cove, Greer Rd, Lauderdale Cove, State Hwy 305, Jennifer Dr, Peyton Ln Exit, Pate Rd | $185,500 | $160,000 | $200,000-$250,000 | $105,000 | $90,000 | $75,000-$100,000 |
| W Gilmore St, Ester Rd, Arkabutla Rd, Thompson Rd, Rowell Rd, Willard Cove, Bowmantown Rd, Winding Way Ln, County Line Rd, Keystone Dr | $112,000 | $90,000 | $100,000-$125,000 | $91,000 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$139 | $676 |
| Superior Protection Discount | -$73 | $741 |
| Fire & Security Discount | -$90 | $725 |
| Hail Resistant Roof Discount | -$16 | $798 |
| Newly Constructed Home Discount | -$163 | $652 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Tate County | $2,500 | $805 | $3,305 | $585 | $3,085 | $220 |
| Tate County, MS | $1,000 | $805 | $1,805 | $585 | $1,585 | $220 |
| Senatobia, MS | $200 | $885 | $1,085 | $643 | $843 | $242 |
| Sardis, MS | $2,000 | $923 | $2,923 | $671 | $2,671 | $252 |
| Horn Lake, MS | $200 | $903 | $1,103 | $656 | $856 | $247 |
| Darling, MS | $2,500 | $685 | $3,185 | $498 | $2,998 | $187 |
| Lucas, AR | $300 | $1,175 | $1,475 | $854 | $1,154 | $321 |
| Rossville, TN | $700 | $1,239 | $1,939 | $900 | $1,600 | $339 |
| Mississippi, AR | $100 | $765 | $865 | $556 | $656 | $209 |
| Friars Point, MS | $1,500 | $727 | $2,227 | $528 | $2,028 | $199 |
| Charleston, MS | $300 | $851 | $1,151 | $618 | $918 | $232 |
| Home Insurance Company Tate County, MS | Homeowners Insurance Agency Tate County, MS | Address | Popularity Score | Distance from Tate County (miles) |
|---|---|---|---|---|
| State Farm | Romaro Miller | 7164 Hacks Cross Rd Ste 119, Olive Branch, MS, 38654-3915 | 23.4 | |
| Allstate | Thomas Wooten | 309 W Main St, Senatobia, MS, 38668 | 2.5 | |
| Allstate | James Wallace | 2416 E Parkway St, Hernando, MS, 38632 | 12.3 | |
| Liberty Mutual Independent | Thomas Insurance Agency | 1240 Goodman Rd E Ste 3, Southaven, MS, 38671 | 21.6 | |
| State Farm | Sam Lauderdale | 11 W Commerce Street, Hernando, MS, 38632-2213 | 12.3 | |
| State Farm | Ricky Price | 105 N Robinson St, Senatobia, MS, 38668-2129 | 2.3 | |
| State Farm | Barry Bouchillon | 40 Stateline Rd W, Southaven, MS, 38671-1706 | 23.8 | |
| State Farm | Robin Steward | 100 Cherry Street, Marks, MS, 38646-0116 | 32.8 | |
| Liberty Mutual Independent | Caldwell & Meacham Insurance | 401 W Main, Senatobia, MS, 38668 | 2.5 | |
| State Farm | Eric Irmscher | 5293 Getwell Rd Ste B, Southaven, MS, 38672-9608 | 19.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $780 | $1,600 | $820 |
| Tate County, MS | $107,400 | $815 | $550 | $1,120 | $570 |
| Tate County, MS | $107,400 | $815 | $550 | $1,150 | $600 |
| Senatobia, MS | $125,900 | $896 | $650 | $1,250 | $600 |
| Sardis, MS | $76,000 | $934 | $670 | $1,330 | $660 |
| Horn Lake, MS | $98,400 | $914 | $650 | $1,270 | $620 |
| Darling, MS | $44,300 | $693 | $500 | $980 | $480 |
| Lucas, AR | $141,200 | $1,189 | $840 | $1,700 | $860 |
| Rossville, TN | $245,000 | $1,254 | $920 | $1,780 | $860 |
| Mississippi, AR | $84,100 | $774 | $520 | $1,080 | $560 |
| Friars Point, MS | $49,600 | $736 | $540 | $1,050 | $510 |
| Charleston, MS | $66,000 | $861 | $590 | $1,220 | $630 |