Gavop shows you how to buy homeowners insurance in Ashville, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Ashville, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Whisenant Rd, Belle Ln, Palmetto Creek, Polk Rd, Wakefield Rd, Springhollow Dr, Co Rd 31, State Rte 7, Boatwright Trl, Pinedale Rd | $72,500 | $60,000 | $75,000-$100,000 | $44,500 | $40,000 | $25,000-$50,000 |
| Nancy Vernon, Co Hwy 33, Red Bud Ln, Whispering Pine Ln, Sinclair, Slasham Rd, Young Dr, Jake Creek Rd, Georgia Rd, Wise Ln | $105,000 | $100,000 | $100,000-$125,000 | $86,500 | $80,000 | $75,000-$100,000 |
| Co Hwy 12, Bon Hill, Roberts Rd, Belvedere Dr, Lakeview St, Tr Waldrop Dr, Colley Rd, New Pond Rd, Lackey St, Milton St | $89,500 | $70,000 | $75,000-$100,000 | $54,000 | $50,000 | $25,000-$50,000 |
| Rowland Rd, Marcie St, Hulet Dr, Battles Rd, Aubra Rd, Brown Hill Rd, Blount County 12, Sweatt Rd, Gulf Rd, Rabbit Dr | $166,500 | $160,000 | $125,000-$150,000 | $85,500 | $80,000 | $75,000-$100,000 |
| Marion Rd, McElroy Dr, Wild Rose Trl, Meadow Ln, Oxford Dr, Mostella, Double Bridge Rd, Pinedale Cir, Hickory Rd, McHugh St | $112,000 | $110,000 | $100,000-$125,000 | $85,000 | $70,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$65 | $747 |
| Home and Two Car | -$138 | $673 |
| Home and Three Car | -$195 | $617 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Clair County | $1,000 | $1,121 | $2,121 | $815 | $1,815 | $306 |
| Ashville, AL | $1,000 | $802 | $1,802 | $583 | $1,583 | $219 |
| Gadsden, AL | $100 | $971 | $1,071 | $706 | $806 | $265 |
| Odenville, AL | $2,000 | $1,195 | $3,195 | $869 | $2,869 | $327 |
| Mountainboro, AL | $200 | $853 | $1,053 | $620 | $820 | $233 |
| Douglas, AL | $1,500 | $681 | $2,181 | $495 | $1,995 | $186 |
| Talladega, AL | $200 | $735 | $935 | $534 | $734 | $201 |
| Leeds, AL | $2,500 | $960 | $3,460 | $697 | $3,197 | $262 |
| Fairview, AL | $100 | $1,082 | $1,182 | $786 | $886 | $296 |
| Hollis Crossroads, AL | $700 | $1,003 | $1,703 | $729 | $1,429 | $274 |
| Delta, AL | $500 | $1,370 | $1,870 | $996 | $1,496 | $374 |
| Spring Garden, AL | $1,000 | $1,076 | $2,076 | $782 | $1,782 | $294 |
| Home Insurance Company Ashville, AL | Homeowners Insurance Agency Ashville, AL | Address | Popularity Score | Distance from Ashville (miles) |
|---|---|---|---|---|
| State Farm | Kim Lee | 28254 State Highway 75, Oneonta, AL, 35121-1659 | 14.8 | |
| Allstate | Cody Coffey | 1553 Chesnut Byp, Centre, AL, 35960 | 37.1 | |
| Travelers | Seals Insurance | 45240 Hwy 78, Lincoln, AL, 35096 | 19.4 | |
| Travelers | Crawford-Skinner Agency | 6412 Us Highway 11 , Springville, AL, 35146 | 14.9 | |
| Travelers | Crawford-Skinner Agency | 6412 Us Highway 11, Springville, AL, 35146 | 15.0 | |
| Travelers | Virgil B Fowler Insurance Agency | 806 2nd Ave Sw, Cullman, AL, 35055 | 39.8 | |
| State Farm | Holt Hathcock | 910 2nd Ave E, Oneonta, AL, 35121-2506 | 14.0 | |
| Allstate | Chad Christian | 206 Bowling Ln, Pelham, AL, 35124 | 49.1 | |
| Travelers | Goggans Insurance Agency | 363 Main Street West, Rainsville, AL, 35986 | 48.1 | |
| State Farm | Joe Dorris | 3205 Lorna Rd Ste 105, Birmingham, AL, 35216-5494 | 46.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $810 | $1,610 | $800 |
| St. Clair County, AL | $142,800 | $1,135 | $820 | $1,600 | $780 |
| Ashville, AL | $96,300 | $811 | $580 | $1,160 | $580 |
| Gadsden, AL | $105,900 | $983 | $670 | $1,400 | $730 |
| Odenville, AL | $140,800 | $1,210 | $880 | $1,720 | $840 |
| Mountainboro, AL | $106,600 | $864 | $630 | $1,220 | $590 |
| Douglas, AL | $74,800 | $690 | $490 | $980 | $490 |
| Talladega, AL | $84,100 | $744 | $540 | $1,060 | $520 |
| Leeds, AL | $221,700 | $971 | $700 | $1,330 | $630 |
| Fairview, AL | $118,300 | $1,095 | $790 | $1,520 | $730 |
| Hollis Crossroads, AL | $104,300 | $1,015 | $690 | $1,440 | $750 |
| Delta, AL | $182,600 | $1,387 | $940 | $1,930 | $990 |
| Spring Garden, AL | $117,200 | $1,089 | $780 | $1,490 | $710 |