Gavop shows you how to buy homeowners insurance in Long Creek, IL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Long Creek, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| S Baker Woods Ct, Esther Ave, N Barnett St, Raintree Ln, Illini Rd, Bayview Dr, S Lynnwood Dr, E Condit St, N Excelsior St, Powers Blvd | $118,500 | $100,000 | $75,000-$100,000 | $123,000 | $110,000 | $100,000-$125,000 |
| Meadow Ln, N Country Club Dr, S Nelson Blvd, Jamestown Ct, Millstream Pl, Haynes Dr, E Cleveland Ave, S Richmond Rd, Northern Dr, Moore St | $119,000 | $100,000 | $100,000-$125,000 | $89,000 | $80,000 | $75,000-$100,000 |
| N Branch Rd, Lakeview Ave, Will Ct, Willow, S Richmond Ct, S 29th St, Prairie View Rd, Jennifer Dr, Greenlake Ct, Eastmoreland Dr | $129,000 | $100,000 | $100,000-$125,000 | $114,500 | $90,000 | $100,000-$125,000 |
| E Lost Bridge Rd, Bering St, Jeanette Dr, S Parkwood Pl, Buccaneer Pt, N 32nd St, E Corman St, Hayden Dr, Runaway Ln, Brooks Dr | $99,000 | $80,000 | $75,000-$100,000 | $92,500 | $80,000 | $75,000-$100,000 |
| Sheridan Dr, S 17th St, Windsor Rd, Circle Ln, Sadowski Ct, S Oakley Rd, Southmoreland Pl, Lake Bluff Dr, S Acorn Dr, Melwood Ave | $119,500 | $100,000 | $100,000-$125,000 | $84,500 | $80,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$127 | $542 |
| Superior Protection Discount | -$67 | $603 |
| Fire & Security Discount | -$74 | $596 |
| Hail Resistant Roof Discount | -$20 | $650 |
| Newly Constructed Home Discount | -$187 | $482 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Macon County | $1,500 | $610 | $2,110 | $443 | $1,943 | $167 |
| Long Creek, IL | $700 | $662 | $1,362 | $481 | $1,181 | $181 |
| Taylorville, IL | $100 | $825 | $925 | $600 | $700 | $226 |
| Heyworth, IL | $700 | $772 | $1,472 | $561 | $1,261 | $211 |
| Prairie, IL | $500 | $610 | $1,110 | $443 | $943 | $167 |
| West Lincoln, IL | $1,000 | $825 | $1,825 | $600 | $1,600 | $226 |
| Morgan, IL | $400 | $483 | $883 | $351 | $751 | $132 |
| Old Town, IL | $2,000 | $999 | $2,999 | $726 | $2,726 | $273 |
| Southern View, IL | $300 | $598 | $898 | $434 | $734 | $163 |
| South Homer, IL | $2,000 | $696 | $2,696 | $505 | $2,505 | $190 |
| Normal, IL | $200 | $788 | $988 | $572 | $772 | $215 |
| Towanda, IL | $2,000 | $813 | $2,813 | $591 | $2,591 | $222 |
| Home Insurance Company Long Creek, IL | Homeowners Insurance Agency Long Creek, IL | Address | Popularity Score | Distance from Long Creek (miles) |
|---|---|---|---|---|
| State Farm | Mike Sprague | 2313 E Oakland Ave, Bloomington, IL, 61701-5840 | 45.1 | |
| State Farm | Kurt Lenschow | 2309c Village Green Pl, Champaign, IL, 61822-7686 | 33.6 | |
| Farmers | Philip Carr | 1202 E Washington St, Bloomington, IL, 61701 | 45.7 | |
| Travelers | Peterson Insurance Services Inc | 117 W Main St, Clinton, IL, 61727 | 23.5 | |
| Allstate | Dustin Hiser | 604 S Neil St Ste 104, Champaign, IL, 61820 | 36.9 | |
| State Farm | Tom Brokaw | 405 N Hershey Rd Ste 5, Bloomington, IL, 61704-7925 | 45.7 | |
| Farmers | Matt Hamilton | 2925 S Meadowbrook Rd Ste F, Springfield, IL, 62711 | 47.9 | |
| State Farm | Michael Harris | 400 Kingsley St Ste A, Normal, IL, 61761-5818 | 47.8 | |
| Travelers | The Floyd Agency | 2805 N Jasper Street, Decatur, IL, 62526 | 6.6 | |
| Travelers | Clemens & Associates Inc | 2806 E Empire, Bloomington, IL, 61704 | 46.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $600 | $1,160 | $560 |
| Macon County, IL | $95,900 | $617 | $410 | $850 | $440 |
| Long Creek, IL | $123,000 | $670 | $480 | $920 | $440 |
| Taylorville, IL | $85,500 | $835 | $610 | $1,150 | $540 |
| Heyworth, IL | $146,800 | $781 | $560 | $1,120 | $560 |
| Prairie, IL | $90,600 | $617 | $430 | $870 | $440 |
| West Lincoln, IL | $90,700 | $835 | $570 | $1,180 | $610 |
| Morgan, IL | $59,100 | $489 | $330 | $670 | $340 |
| Old Town, IL | $280,600 | $1,011 | $730 | $1,400 | $670 |
| Southern View, IL | $87,300 | $605 | $410 | $850 | $440 |
| South Homer, IL | $117,400 | $704 | $480 | $960 | $480 |
| Normal, IL | $165,400 | $797 | $570 | $1,100 | $530 |
| Towanda, IL | $165,900 | $823 | $570 | $1,180 | $610 |