Gavop shows you how to buy homeowners insurance in Washington County, VA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Washington County, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 600, Ginger Ln, Celebrity Ln, Buchanan Rd, Hogston Dr, Commerce St, Co Rd 1424, Watauga Rd, Marcus Way, Hillman Hwy NE | $138,500 | $130,000 | $150,000-$175,000 | $91,000 | $80,000 | $75,000-$100,000 |
| Paddock Pl, Cummings St, Old Henry Dr, Horse Run Ln, Co Rd 751, Co Rd 79, Piedmont Cir, Peregrine Dr, Co Rd 50, Chip Ridge Rd | $88,000 | $70,000 | $50,000-$75,000 | $99,000 | $90,000 | $75,000-$100,000 |
| Banjo Dr, Reece School Rd, State Rte F033, Co Rd 1528, Cruise Dr, Crawford Rd, Corporation Rd, Sheffield Ct, Co Rd 716, Silk Rd | $136,000 | $120,000 | $150,000-$175,000 | $73,500 | $70,000 | $75,000-$100,000 |
| Co Rd 718, Co Rd 50, Cleveland Rd, Kilgore Dr, Co Rd 859, Co Rd 846, Faris Dr, Tread Nock Pl, Wallace Pike, Landridge Way | $152,000 | $140,000 | $150,000-$175,000 | $127,500 | $110,000 | $100,000-$125,000 |
| Glenbrook Ave, Barn Hill Rd, Tulsa Dr, Mockingbird Ln, Jockey Bend, Co Rd 663, Madison St SE, Co Rd 640, Co Rd 724, Rickard St NW | $105,500 | $90,000 | $100,000-$125,000 | $138,000 | $110,000 | $100,000-$125,000 |
| Wall St S, Teal Dr, Edmondson Ln, Jasper Creek Rd, Garth Ln, Cook St, Travalite Dr, Elmwood Dr Exd, Brynwood Dr, Ashley Hills Cir | $199,500 | $190,000 | $175,000-$200,000 | $145,500 | $120,000 | $125,000-$150,000 |
| Wright Rd, Shepard Ln, Co Rd 802, Stone Mountain Dr, Co Rd 372, Co Rd 793, Highland St SE, Rustic Ln, Red Hill Ln, Old Trail Rd | $193,500 | $170,000 | $200,000-$250,000 | $119,000 | $110,000 | $125,000-$150,000 |
| McCracken Ln, Grey Heron Ct, 4-H Center Ln, Leonard St NW, Brave Ln, Maywood Loop, Gale Ave, Co Rd 1401, Hurt St SW, Flax Rd | $244,500 | $200,000 | $250,000-$300,000 | $180,000 | $150,000 | $150,000-$175,000 |
| Trout Rd, Shelton Dr, Woodlawn Ter NE, Co Rd 771, Co Rd 705, Tobyhanna Rd, Co Rd 619, Arbor St, Spr Line St, Rolling Hills Ln | $112,500 | $100,000 | $100,000-$125,000 | $124,500 | $120,000 | $125,000-$150,000 |
| Co Rd 704, Freedom Hollow Rd, Heath Dr, Twin Ash Ln, Watauga Rd, Kenwarn Ln, Co Rd 1526, Co Rd 1731, Docie St, Bethesda Rd | $149,000 | $130,000 | $125,000-$150,000 | $138,000 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$124 | $563 |
| Superior Protection Discount | -$69 | $618 |
| Fire & Security Discount | -$76 | $611 |
| Hail Resistant Roof Discount | -$21 | $666 |
| Newly Constructed Home Discount | -$185 | $501 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Washington County | $2,500 | $679 | $3,179 | $493 | $2,993 | $185 |
| Washington County, VA | $1,000 | $679 | $1,679 | $493 | $1,493 | $185 |
| Castlewood, VA | $200 | $782 | $982 | $569 | $769 | $214 |
| North Fork, VA | $2,000 | $485 | $2,485 | $353 | $2,353 | $133 |
| Vansant, VA | $500 | $790 | $1,290 | $574 | $1,074 | $216 |
| Grundy, VA | $1,500 | $623 | $2,123 | $453 | $1,953 | $170 |
| Wise, VA | $400 | $623 | $1,023 | $453 | $853 | $170 |
| Sugar Mountain, NC | $1,000 | $1,183 | $2,183 | $859 | $1,859 | $323 |
| Montezuma, NC | $700 | $1,133 | $1,833 | $824 | $1,524 | $310 |
| Fedscreek, KY | $300 | $587 | $887 | $426 | $726 | $160 |
| Iaeger, WV | $2,500 | $420 | $2,920 | $305 | $2,805 | $115 |
| Home Insurance Company Washington County, VA | Homeowners Insurance Agency Washington County, VA | Address | Popularity Score | Distance from Washington County (miles) |
|---|---|---|---|---|
| Erie | Hamilton Insurance | 840 Cumberland Street, Bristol, VA, 24201 | 16.7 | |
| Erie | Mccoy Insurance Services Inc. | 310 Main Street, Lebanon, VA, 24266 | 12.6 | |
| Travelers | Wamplers Insurance Agency Inc | 445 Porterfield Hwy Sw Suite D, Abingdon, VA, 24210 | 3.7 | |
| Allstate | April Hamby Crabtree | 439 E Main St, Abingdon, VA, 24210 | 2.4 | |
| Erie | Sesco Group Inc. | 51 Commonwealth Avenue, Bristol, VA, 24201 | 16.9 | |
| Allstate | Kim Stanley | 451 Gate City Hwy, Bristol, VA, 24201 | 18.0 | |
| Travelers | Cbi Insurance | 18608 Lee Highway, Abingdon, VA, 24210 | 6.2 | |
| Travelers | Cbi Insurance | 18608 Lee Hwy, Abingdon, VA, 24210 | 6.2 | |
| State Farm | Otis Rhoton | 240 East Jackson St # 101, Gate City, VA, 24251-3419 | 35.6 | |
| Allstate | Stephen Childress | 966 W Main St Ste 1, Abingdon, VA, 24210 | 4.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $650 | $1,340 | $690 |
| Washington County, VA | $137,200 | $687 | $500 | $970 | $470 |
| Washington County, VA | $137,200 | $687 | $490 | $950 | $460 |
| Castlewood, VA | $84,300 | $792 | $530 | $1,090 | $560 |
| North Fork, VA | $87,900 | $491 | $360 | $700 | $340 |
| Vansant, VA | $167,900 | $800 | $570 | $1,100 | $530 |
| Grundy, VA | $117,200 | $631 | $420 | $860 | $440 |
| Wise, VA | $117,100 | $631 | $460 | $860 | $400 |
| Sugar Mountain, NC | $257,700 | $1,197 | $810 | $1,640 | $830 |
| Montezuma, NC | $240,000 | $1,147 | $770 | $1,640 | $870 |
| Fedscreek, KY | $59,300 | $594 | $430 | $810 | $380 |
| Iaeger, WV | $37,600 | $425 | $310 | $600 | $290 |