Gavop shows you how to buy homeowners insurance in Damascus, MD by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Damascus, MD - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Peanut Mill Dr, New Cut Rd, Puritan Pl, Lasalle Ct, Log House Rd, Pleasant Plains Ct, Hoffman Dr, Nightingale St, Spice Bush Dr, Inkberry Hill Dr | $479,000 | $430,000 | $400,000-$500,000 | $572,500 | $490,000 | $500,000-$600,000 |
| Flamingo Ter, Highview Ave, Lewis Dr, Pecan Grove Ter, Galeano Way, Hickory Spring Ct, Frontier St, Cutsail Dr, Longmeadow Dr, Clearwater Ct | $580,500 | $470,000 | $500,000-$600,000 | $851,500 | $790,000 | $700,000-$800,000 |
| Bush Hill Rd, Red Blaze Dr, Desert Wine Ct, Vista Ridge Rd, Founders Ct, Bellehaven Blvd, Budsman Ter, Wild Hyacinth, Hanson Rd, Wilderness Walk Dr | $294,000 | $240,000 | $250,000-$300,000 | $664,500 | $590,000 | $600,000-$700,000 |
| Glade Valley Ter, Damascus Park Ln, Woodfield School Rd, Bethesda Church Rd, Heather Field Ct, Oak Dr, Marsh Point Ct, Hawkins Creamery Rd, Clearwater Dr, Damascus Park | $299,500 | $270,000 | $300,000-$350,000 | $284,500 | $260,000 | $250,000-$300,000 |
| Reva Dr, Elk Grove Ter, New Church St, Wilderness Walk Ct, Bloom Dr, Pleasant Plains Rd, Shasta Ct, White Peach Ct, Stanley Hills, Running Valley Ln | $388,000 | $330,000 | $400,000-$500,000 | $521,500 | $460,000 | $500,000-$600,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$82 | $833 |
| Home and Two Car | -$147 | $769 |
| Home and Three Car | -$229 | $687 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,344 |
| Hail Damage | $4,476 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $16,051 |
| Home Insurance Company Damascus, MD | Homeowners Insurance Agency Damascus, MD | Address | Popularity Score | Distance from Damascus (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Insurance First Inc | 3530 Worthington Blvd, Urbana, MD, 21704 | 9.3 | |
| Allstate | George Cochrane | 3508 Worthington Blvd Ste 101, Frederick, MD, 21704 | 9.3 | |
| Travelers | Mason & Carter Inc | 23 South St, Baltimore, MD, 21202 | 31.5 | |
| State Farm | Marcia Duffy | 6242 Sykesville Rd, Eldersburg, MD, 21784-7909 | 15.9 | |
| State Farm | Claudia Lara | 108 W Main St, New Market, MD, 21774-6204 | 8.8 | |
| Nationwide | Smith And Associates Inc | 6807 Old Alexandria Ferry Rd, Clinton, MD, 20735-1744 | 37.5 | |
| State Farm | Jackie Gibson | 10337 Southern Maryland Blvd, Dunkirk, MD, 20754-3051 | 47.8 | |
| Travelers | Health Insurance Specialists Inc | 17620-B Redland Rd, Rockville, MD, 20855 | 9.2 | |
| Allstate | Benjamin Jessurun | 1 Park Ave Ste 1b, Mount Airy, MD, 21771 | 7.6 | |
| State Farm | Jim Kearney | 9899 Main St Ste 201b, Damascus, MD, 20872-2039 | 1.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Montgomery County, MD | $467,500 | $1,475 | $1,170 | $1,860 | $690 |
| Damascus, MD | $389,100 | $916 | $720 | $1,150 | $430 |
| Lovettsville, VA | $333,500 | $1,049 | $740 | $1,440 | $700 |
| Garrison, MD | $239,000 | $742 | $590 | $930 | $340 |
| Arlington, VA | $643,300 | $1,064 | $780 | $1,470 | $690 |
| Blue Ridge, VA | $552,800 | $1,421 | $1,010 | $1,960 | $950 |
| Westphalia, MD | $334,000 | $787 | $620 | $990 | $370 |
| Hagerstown, MD | $148,300 | $698 | $550 | $880 | $330 |
| Jefferson borough, PA | $155,400 | $716 | $480 | $1,000 | $520 |
| Kingsville, MD | $407,800 | $1,360 | $1,070 | $1,710 | $640 |
| New Salem, PA | $186,100 | $774 | $520 | $1,100 | $580 |
| Jacobus, PA | $168,300 | $741 | $510 | $1,030 | $520 |