Gavop's guide to buying homeowners insurance in Grant County, WA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Grant County, WA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cindie Ln NE, S Alder St, Old Moses Lake Hwy, Wellington St, S Yakima Ave, 1st Ave NW, Daisy St NW, N Grape Dr, Rd S.5 NW, W Craig St | $101,000 | $80,000 | $75,000-$100,000 | $98,000 | $80,000 | $100,000-$125,000 |
| Maringo Rd, Partridge Dr NE, E Cardinal Rd NE, Windy St, W Kristine St, E Belair Dr, Good St, Kelley St, Washington Pl, Crystal Ln NE | $162,000 | $150,000 | $125,000-$150,000 | $74,500 | $60,000 | $75,000-$100,000 |
| Star Dr NE, Jackson Ave, 3rd Ave, Fairview St NW, G St SW, Shady Acres Rd, Sunset Blvd, C St, Rd B NW, Baird Springs Rd NW | $116,000 | $110,000 | $125,000-$150,000 | $116,000 | $110,000 | $125,000-$150,000 |
| Lakeview Dr, 7th Ave SE, W Cardinal Rd NE, 6th Ave SE, Yakima St SE, I St NE, Neppel Rd NE, Dilley Ct, Castle Dr, Rd A SE | $231,000 | $220,000 | $250,000-$300,000 | $114,500 | $100,000 | $125,000-$150,000 |
| NW Sunburst Ct, Potato Hill Rd NE, Electric Blvd, Hatchery Rd NE, F 8, S Peterson Pl, Golf Ct, Crook Ln, W 4th Ave, Hoose St | $170,500 | $160,000 | $125,000-$150,000 | $111,500 | $100,000 | $100,000-$125,000 |
| Moses Lake Ave NW, Longview St NE, Gladiola St N, Rd X NE, Rd C SE, Canel Rd, N Sunkist Dr, F St NE, 26th Ave NE, Dream St | $177,000 | $140,000 | $150,000-$175,000 | $119,000 | $110,000 | $125,000-$150,000 |
| Rd H.8 NE, W Gem Ave, Rd 5 NW, Gold Ave, Rd U.8 SE, E St NE, S Coolidge St, RR Ave, 6th St, K St NE | $151,500 | $120,000 | $175,000-$200,000 | $124,500 | $100,000 | $100,000-$125,000 |
| Sandy St, E 3rd Ave, Miller Dr NE, Ivy St SE, Eastlake Dr S, C St SE, Rd 19 NW, Walker Rd, Patrick Rd, X-ne Rd | $161,500 | $140,000 | $175,000-$200,000 | $127,500 | $110,000 | $125,000-$150,000 |
| Ross Ct, Clairmont Way, Clark St, Rd E NE, W Bemis St, Rocky Ave NE, 18th Ave SW, S Hwy 17, W 1st St, 2nd Ave NW | $123,500 | $110,000 | $125,000-$150,000 | $82,000 | $80,000 | $50,000-$75,000 |
| Lower Crab Creek Rd, Broadway Extended NE, Quail Dr, E 9th St, 4th Ave, Rd J NW, Lakeland Dr, Thurston St SE, Ronald Dr, Meadow Lark Ln NE | $224,500 | $190,000 | $200,000-$250,000 | $127,500 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$87 | $536 |
| Superior Protection Discount | -$62 | $560 |
| Fire & Security Discount | -$44 | $579 |
| Hail Resistant Roof Discount | -$12 | $610 |
| Newly Constructed Home Discount | -$131 | $492 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Grant County | $2,500 | $615 | $3,115 | $447 | $2,947 | $168 |
| Grant County, WA | $1,500 | $615 | $2,115 | $447 | $1,947 | $168 |
| Ephrata, WA | $500 | $772 | $1,272 | $561 | $1,061 | $211 |
| Lakeview, WA | $2,000 | $612 | $2,612 | $444 | $2,444 | $167 |
| George, WA | $100 | $638 | $738 | $464 | $564 | $174 |
| Warden, WA | $1,500 | $561 | $2,061 | $408 | $1,908 | $153 |
| Mattawa, WA | $300 | $531 | $831 | $386 | $686 | $145 |
| Almira, WA | $700 | $623 | $1,323 | $453 | $1,153 | $170 |
| Kittitas, WA | $200 | $753 | $953 | $547 | $747 | $206 |
| Lind, WA | $700 | $496 | $1,196 | $360 | $1,060 | $136 |
| Sunnyslope, WA | $100 | $1,050 | $1,150 | $763 | $863 | $287 |
| Mesa, WA | $1,000 | $523 | $1,523 | $380 | $1,380 | $143 |
| Home Insurance Company Grant County, WA | Homeowners Insurance Agency Grant County, WA | Address | Popularity Score | Distance from Grant County (miles) |
|---|---|---|---|---|
| Travelers | Sloan Leavitt Insurance Agency Inc | 91 S 6th Ave, Othello, WA, 99344 | 30.4 | |
| Allstate | Greg Schlagel | 1101 S Pioneer Way # A, Moses Lake, WA, 98837 | 11.5 | |
| Liberty Mutual Independent | Ed Poe Agency | 103 S Columbia Ave, Connell, WA, 99326 | 47.8 | |
| State Farm | Ariel Garza | 1010 S Pioneer Way Ste A, Moses Lake, WA, 98837-4411 | 11.4 | |
| Farmers | Tom Chaplin | 118 W 4th Ave, Moses Lake, WA, 98837 | 10.7 | |
| State Farm | Cory Pickeral | 1077 Basin St Sw, Ephrata, WA, 98823-2041 | 8.0 | |
| State Farm | Bruce Snyder | 504 S Division St, Moses Lake, WA, 98837-1959 | 10.8 | |
| State Farm | Linda Sasseen | 234 S Mission St, Wenatchee, WA, 98801-3042 | 42.1 | |
| Liberty Mutual Independent | Robert M Trask Agency Inc | 108 W Broadway Moses Lake, Moses Lake, WA, 98837 | 10.5 | |
| Travelers | Duda Insurance Agency Inc | 606 W Broadway Ave Ste A, Moses Lake, WA, 98837 | 10.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $540 | $1,160 | $620 |
| Grant County, WA | $161,700 | $623 | $420 | $880 | $460 |
| Grant County, WA | $161,700 | $623 | $450 | $870 | $420 |
| Ephrata, WA | $146,500 | $781 | $560 | $1,090 | $530 |
| Lakeview, WA | $148,000 | $619 | $450 | $880 | $430 |
| George, WA | $163,600 | $646 | $440 | $920 | $480 |
| Warden, WA | $122,600 | $568 | $380 | $810 | $430 |
| Mattawa, WA | $109,000 | $537 | $390 | $740 | $350 |
| Almira, WA | $155,200 | $631 | $430 | $880 | $450 |
| Kittitas, WA | $249,100 | $762 | $530 | $1,040 | $510 |
| Lind, WA | $95,000 | $502 | $370 | $700 | $330 |
| Sunnyslope, WA | $413,400 | $1,063 | $780 | $1,500 | $720 |
| Mesa, WA | $105,900 | $529 | $370 | $750 | $380 |